How long will it take to verify my card on Apple Pay? (2024)

FAQs

How long does it take to verify a card on Apple Pay? ›

The card issuer may need to contact their third party verification service or Payment Network (Visa, Mastercard) to get the number updated. It may take several days for the Payment network to update their systems and for everything to sync up on the banks end.

There is no separate activation needed for using the credit &/or debit card which has been added in Apple Pay. Payments through Apple Pay can be initiated immediately upon successful registration and subject to the card being in an active status.

Contact your card issuer to see if they support Apple Pay. Update to the latest version of iOS, watchOS, macOS, or visionOS. Confirm that you have Face ID, Touch ID, Optic ID, or a passcode set on your device. Make sure that you are in a supported country or region.

Contact your bank or financial institution to see if there are any issues with your card or account that may be preventing it from being used for App Store and Apple subscriptions. Try removing and re-adding your Apple Card to your Apple ID payment settings.

Again, neither Apple nor your device sends your actual payment card number. Before they approve the payment, your bank, card issuer, or payment network can verify your payment information by checking the dynamic security code to make sure that it's unique and tied to your device.

If problems, persist, notify your credit card issuer. It should remain in the "activating" state for perhaps 10 or 20 seconds. It sounds like you should remove the card and try again. If problems, persist, notify your credit card issuer.

You can continue to use Apple Pay while you wait for your new physical card, your replacement card details will be updated to your device automatically.

You can even use your new card with Apple Pay before you receive your physical card.

The leading cause for the 'Verification Required' message on your iPhone is a faulty credit card. To get rid of the issue, you have to change your Apple ID payment method.

Why does my card verification keep failing? ›

This can happen for various reasons, including incorrectly entered card information, the card type not being supported by the system, or an expired card. The error message informs the user that the card payment cannot be processed and that they must take action to resolve the problem.

Log into your Apple ID account, select the payment details s cation and review it. Check card details & enter the 3digit code from the back of your credit card .

Verification codes are sent by your card issuer, not by Apple. To request another code, select your preferred verification option again on your device, as you did originally when adding your card to Apple Pay. Verification codes are sent by your card issuer, not by Apple.

Open the Apple Wallet app then select the + sign in the top right corner. Select the debit or credit card option to start adding your chosen card. Enter your card details by using your camera or by typing them manually. Enter your card's security code to add your debit or credit card.

Open the Chase app, tap 'See card' on Home. Scroll down and tap the 'Add to Apple Wallet' button. Follow the on-screen steps until you see confirmation that you're ready to spend with Apple Pay.