How do I get money out of my PayPal account? (2024)

We offer different ways to get money out of yourPayPal account.

Bank or Debit CardTransfer

You can transfer money from your PayPal Balanceaccount to your eligible linked bank account or debit card in 2 ways.

Web

Here’s how to make an Instant transfer to your eligible debit card or bank account(subject to a fee):

  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Transfer to your bank.
  4. Select in minutes.
  5. Follow the instructions.

Here’s how to make a Standard transferto your eligible debit card or bank account:

  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Transfer to your bank.
  4. Select in1-3 days(No fee).
  5. Follow the instructions.

PayPal App

To make a transfer to your eligible debitcard or bank account on the app:

  1. Tap your PayPal balance.
  2. Tap Transfer.
  3. Tap Transfer tobank at the bottom of the screen.
  4. Select in minutes (fee applies) or in 1-3 days (no fee).
  5. TapTransfer Now.

If you selected Instant Transfer, you should see the money in your bank account in minutes, but this timeframe may vary depending on the bank. If you don’t see the money in your bank account after 30 minutes, contact your bank for more information.Our team members can’t change the status of your transfer.

The Standard transferto your bank typically completes in 1 business day, but depending on your bank's clearing process, it may take 1 to 3 business days.Keep in mind that holidays aren't business days.

Standard transfers to your eligible debit card take approximately 48 hours.

Check

Here's how to request a check on the web(timeframe is 5-10 business days):

  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Request a check by mail (fee applies for PayPal personal accounts without a linked Balance Account).
  4. Enter the amount you want to transfer (the minimum is $1.51 USD).
  5. Click Next.
  6. Review your transfer details, then click Request (amount) Now.
  7. Click Done.

    PayPal Debit Card

    You can withdraw up to $400.00 USD from your PayPalBalance account from an ATM each day using the PayPal Debit Card. You can also withdraw funds from a bank teller at aparticipating bank branch or other financial institution. For fees and limitsthat may apply when you withdraw funds using your PayPal Debit Card, pleaserefer to the Cardholder Agreement.

    All transfers are subject to review and could be delayed or stopped if we identify an issue.

    The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

    PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions.

    How do I get money out of my PayPal account? (2024)

    FAQs

    How do I get money out of my PayPal account? ›

    Account limitations prevent you from completing certain actions with your account, such as withdrawing, sending, or receiving payments. These limitations may be implemented when we see activity that seems unusual or suspicious. This is intended to help protect our customers – both buyers and sellers.

    Why can't I withdraw money from PayPal? ›

    Account limitations prevent you from completing certain actions with your account, such as withdrawing, sending, or receiving payments. These limitations may be implemented when we see activity that seems unusual or suspicious. This is intended to help protect our customers – both buyers and sellers.

    Can I transfer money from PayPal to a bank account? ›

    Tap your PayPal balance. Tap Transfer. Tap Transfer to bank at the bottom of the screen. Select in minutes (fee applies) or in 1-3 days (no fee).

    When someone pays you through PayPal, how do you get the money? ›

    To accept the money, you must open an account with PayPal and confirm your email address. After that, you can receive money when someone pays to your email address or mobile number. You'll receive a message through the app letting you know you have money available.

    Can PayPal take money from my bank account? ›

    If you link a bank account to your PayPal account, we'll take the money directly from your bank account when you make a purchase or send money. We'll send you a receipt every time you make a payment from your bank account, giving you an easy way to track your spending. Was this article helpful?

    How do I get cash out of my PayPal account? ›

    How do I get money out of my PayPal account?
    1. Go to Wallet.
    2. Click Transfer Money.
    3. Click Transfer to your bank.
    4. Select in minutes.
    5. Follow the instructions.

    Why won't my PayPal let me get my money? ›

    Why are my funds inaccessible or on hold? PayPal may place a hold or restrict your account activity if we need a little more information from you about a transaction, your business, or your account activity. Some of the reasons why we may need this information include: You're a first-time seller.

    Why won't PayPal let me transfer money? ›

    There may be a limitation on your PayPal account that prevents the transfer. Remove the limitation to restore your full account functionality. Your debit card or bank account may not be eligible to process the instant transfer. Select a different bank or card that supports instant transfer from PayPal.

    What is the minimum amount to withdraw from PayPal? ›

    Once you have linked your PayPal and M-PESA accounts, you can withdraw money from PayPal to M-PESA. To do this, you need to have enough funds in your PayPal account and a minimum withdrawal amount of KES 200. You also need to pay a withdrawal fee of 3% of the transaction amount.

    Can I transfer money from PayPal to my debit card? ›

    Once you've confirmed your email address, you can transfer money to any eligible Visa or Mastercard debit card. We'll move your money to the bank account associated with the card you selected. Transfer speed will vary depending on the type of transfer you select. Instant Transfers should take about 30 minutes.

    What happens when someone pays me on PayPal? ›

    With PayPal, you receive money when someone sends a payment to your email address or mobile number. Once that happens, we'll send you a message letting you know you have money available. You can access the money you receive on your PayPal account home page.

    Can I receive money on PayPal without linking a bank account? ›

    If you want to receive money on PayPal, in most cases, all you have to do is give the sender your email address or phone number. They can send you money using either of these details, and PayPal will send a message telling you that it's available.

    How do you get someone to pay you via PayPal? ›

    Choose a username to create your PayPal.Me link. Share your link with your client to request payment. Your client will click on the link, log into PayPal, and complete the payment. The payment will be registered in your PayPal account.

    How do I get my money from PayPal to my bank account? ›

    How do I withdraw money from my PayPal account?
    1. Go to Wallet.
    2. Click Transfer Money.
    3. Click Withdraw from PayPal to your bank account.
    4. Select Instant (Free) or Standard (Free).
    5. Follow the instructions.

    Can someone take money out of your PayPal? ›

    Yes, if scammers gain access to your PayPal account, they can make unauthorized transactions. This can happen if you unknowingly share your login details or if your account security is compromised, even leading to identity theft.

    Which banks work with PayPal? ›

    Which South African banks work with PayPal? You can withdraw your PayPal funds to any South African banking account. This includes Standard Bank, Nedbank, ABSA, and all other South African banks. The withdrawal process only requires that you link your South African bank account to PayPal as described here.

    Why do I keep getting something went wrong on PayPal? ›

    Verify the billing details and payment type in your Paypal account 2. Clear your browser cache and attempt the transaction again. This seems to fix the issue. However many people do not know how to clear their cache especially on a mobile device.

    Why would PayPal not release funds? ›

    This can happen for many reasons, such as you haven't sent money in a while, or you're sending money to someone new. We just need to confirm it's you sending the money. You don't need to do anything. If there's no issues with the payment, it will complete within 24 hours.

    What is the PayPal withdrawal limit? ›

    What are the daily spending limits, and ATM and over-the-counter withdrawal limits of the PayPal Debit Card? The PayPal Debit Card has a daily spending limit of $3,000 USD, a daily ATM withdrawal limit of $400 USD, and a daily over-the-counter withdrawal limit of $5,000 USD. The card resets at 12:00 a.m. CST.

    Why isn't PayPal taking money from my bank account? ›

    You need to confirm your bank account before you can use it to make payments. You may be required to confirm your card. If a “Confirm Card” link appears next to your card details, you'll need to confirm this debit or credit card before using it with PayPal.

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