Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.
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Quick Facts
$382/year
average savings through Bankrate
1 out of every 20
insured homes makes a claim each year
100% of homes
need insurance before getting a mortgage
Leaving so soon? Your custom quotes are just minutes away.
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
More about home insurance coverage
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Choosing an insurance carrier
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Get a home insurance quote
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Learn more about add-ons
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Learn how to buy home insurance
Reviews from top homeowners insurance providers
3.8
Rating: 3.8 stars out of 5
Bankrate Score
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Read full review
4.3
Rating: 4.3 stars out of 5
Bankrate Score
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Read full review
3.2
Rating: 3.2 stars out of 5
Bankrate Score
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Read full review
Home Insurance Resources
How to switch home insurance companies
10 min read
How to secure your home on a budget
5 min read
How much homeowners insurance do I need?
13 min read
How to read a home insurance policy
8 min read
What does homeowners insurance cover?
9 min read
Weather related home insurance coverages to consider
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Easily insure your rental with a few key resources.
Bankrate has resources to make your renters insurance search seamless. Our insurance knowledge can help you find the best rental insurance and understand your coverage options.
Renters Insurance Resources
- The Best Renters Insurance Companies
- The Average Cost of Renters Insurance
- How To Buy Cheap Renters Insurance Online
- Bundling Auto and Renters Insurance
Related Topics
- High Value Home Insurance
- Homeowners Insurance for First Time Homebuyers
- Guide to homeowners insurance
- Types of homeowners insurance
- Factors that impact your cost of homeowners insurance
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