Skip to main content
Bank of America
- Signin
- Log in
- Locations
Apply online for a home equity line of credit
Talk to a lending specialist
NMLS ID:
- 866.290.4674
- Schedule an appointment
Apply online for a home equity line of credit
Talk to a lending specialist
NMLS ID:
- 866.290.4674
- Schedule an appointment
Get an estimated payment and rate for a home equity line of credit
Use this calculator to estimate monthly home equity payments based on the amount you want, rate options, and other factors.
Take advantage of these interest rate discounts
0.25%
For automatic monthly payments
Set up and maintain automatic monthly payments from your Bank of America checking or savings account and receive a 0.25% interest rate discount (doesnotapplytoBill Payservice) adatext .
Up to 1.50%
For initial withdrawals
Make an initial withdrawal when you open your account and receive a 0.10% interest rate discount for each $10,000 withdrawn (uptoamaximumdiscountof1.50%) adatext .
Up to 0.625%
For Bank of America Preferred Rewards members
Depending on tier level, Preferred Rewards members can get an interest rate discount adatext of up to 0.625%. Learn more about Preferred Rewards.
Learn more about Preferred Rewards
Top home equity FAQs
- How can I access the money in my Bank of America HELOC?
- How do I make a payment to my HELOC?
- Can I fix the interest rate on all or part of my HELOC?
- See all home equity FAQs>
Home equity basics
The more equity you have, the more options will be available to you.
Evaluating the equity in your homeLearn about a HELOC, how a variable rate is calculated and how to get a Fixed-Rate Loan Option.
What is a home equity line of credit (HELOC)?Consider a cash-out refinance loan to get the financing you need.
Cash-out refinance or HELOC?Interested in using the equity in your home?
Compare home equity loans vs. lines of credit- Learn more about home equity>
There is more than one ZIP code for your location. These are the ZIP codes we found in that city.
Select
Connect with us
Lending Specialist
NMLS ID:
Meet with us
Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET
Schedule an appointment
Findanotherlending specialist
Enter a ZIP or city
Go
Schedule an appointment
Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET
Find a location
Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET
Call us
Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET
Get a call backlayer
By clicking \"Continue\", you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.
You can close this window to return to the previous page, or you can close the new window after you leave.
Important notice: you are now leaving Merrill
By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.
You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.
Important notice: you are now leaving Merrill
By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.
You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.
Important notice: you are now leaving Merrill
By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.
You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.
It's possible that the content, applications and other documents related with specific products and services on that page may only be available in English. Before choosing a product or service, please make sure you have read and understood all terms and conditions provided.
You're continuing to another website that Bank of America doesn't own or operate. Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use.
Loading . . .
