Hands Down The Laziest Ways People Are Making Extra Cash (2024)

MAKE MONEY - MONEY GOALS

Last updated Feb. 21, 2024 | By FinanceBuzz Editors

Feel like your bank account is draining week after week? Don’t worry, we’ve all been there and we’re here to help.

We’ve done our research and found some strange and unusual but legit options to help you stack your bank account without having to leave the house. Some of these will help you save. Others will help you earn some extra cash to pad your wallet right away.

The companies on this list are legit - they’re all real companies that do what they say they’ll do.

Let’s take a look...

Get $50 off and 1 month free with this home warranty

True: You do NOT have to buy a new home in order to get a powerful home warranty. Here’s why …

Choice Home Warranty allows nearly any eligible homeowner to purchase a warranty through them and start protecting their home systems and appliances right away. Home warranties can protect things like your AC, electrical system, dishwasher, fridge, and more when using insurance isn’t an option.

This could easily save you $1,000s of dollars every year … for not much money at all. If you’ve ever had some sort of issue pop up at home, getting this warranty is almost a no-brainer. (It’s crazy how many people aren’t taking advantage of this.)

Choice Home Warranty has serviced over 1 million homes, and operates 24/7/365 — if something covered breaks down, just go online or call to get the process started.1 Even better … for a limited time, get $50 off and 1 month free when you sign up through FinanceBuzz.

Get $50 off and 1 month free here

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!

Try National Debt Relief

Pay no interest until 2025

Imagine getting an introductory 15 months with 0% interest on a big purchase or balance transfer (APR then 17.24% - 28.24% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards — the Discover it® Cash Back(Rates and fees).

Cardholders get a generous intro APR of 0% for 15 months on purchases — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2025!

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there's no annual fee.

Click here to Apply Now

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2

Get Capital One Shopping now

Prepare for election year uncertainty by diversifying with gold

The world has gone crazy lately. If election uncertainty, increasing inflation, geopolitical tensions, and escalating national debt worry you, safeguarding your retirement with gold and silver could be a smart move.

Gold Gate Capital can help you diversify with these precious metals (whose values aren’t as closely tied to things like election outcomes). They have an A+ rating from the BBB, and were named one of the fastest growing private companies in America by Inc. magazine in 2022. They’ve been a trusted name for over a decade, having sold over $100 million in precious metals since 2008.

If you’ve found yourself worrying about the state of the country lately, download their 2024 Precious Metals Guide. They make it simple to transfer funds from your current retirement account into a gold or silver IRA, and even offer an “Unconditional Buy Back Guarantee.”

IMPORTANT: After you sign up you will be contacted over the phone by an expert from Gold Gate Capital. They will answer any questions you have, explain how the process works, and guide you along the way. Make sure you answer their call — they want to help you!

Diversify your portfolio with gold

Earn $200 cash rewards bonus with this incredible card

There's a credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Active Cash® Card(Rates and fees) has no annual fee and you can earn $200 after spending $500 in purchases in the first 3 months.

The Active Cash Card puts cash rewards back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That's one of the best cash rewards options available.

This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

Click here to apply now.

Stop wasting money on overpriced car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

Unlimited Cash Back

Capital One Quicksilver Cash Rewards Credit Card

Benefits

Card Details

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • No annual fee
  • 0% intro APR for 15 months on purchases and balance transfers, then 19.99% - 29.99% (variable) APR; Balance transfer fee applies
  • 1.5% cash back on every purchase, every day
  • Apply Now
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Apply Now

on Capital One’s secure website

Rates and fees

Read Card Review

Intro Offer

Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Annual Fee

$0

+ -

Why we like it

  • If you want a rewards credit card and don’t want to worry about rotating spending categories, consider the Capital One Quicksilver Cash Rewards Credit Card. It’s a simple, easy-to-use card that offers a flat 1.5% cash back on every purchase you make, with no limit on how much you can earn.

  • The Capital One Quicksilver card also offers a competitive 0% introductory APR for 15 months on purchases and balance transfers, then a 19.99% - 29.99% (variable) APR; Balance transfer fee applies.

  • The card also has a welcome bonus for new cardmembers, an unexpected perk for a card that has no annual fee.

  • Apply Now
Hands Down The Laziest Ways People Are Making Extra Cash (2024)

FAQs

How can I make extra money lazy? ›

13 Best Jobs for Lazy People in 2024
  1. Food Delivery.
  2. Take Online Surveys.
  3. Proofreader.
  4. Freelance Writer.
  5. Bookkeeper.
  6. Earn Passive Income.
  7. Etsy Printables.
  8. Blogging.
Jan 28, 2024

What are the 5 best ways to make extra money if you hate people? ›

The 5 best ways to make extra money if you hate people are affiliate marketing, drop shipping, day trading, house sitter, or a freelancer.

What quick and easy ways of making money do you think there are? ›

How to make money fast
  1. Test user experiences. ...
  2. Take surveys online. ...
  3. Sell stock photos. ...
  4. Sell other stuff you already own. ...
  5. Become a dog walker. ...
  6. Try pet sitting or animal care. ...
  7. Consider house sitting. ...
  8. Drive for a rideshare company.
Dec 13, 2023

Why is it so hard for some people to make money yet so easy for others? ›

Education levels. Educated people make more money compared to the undedicated ones. Notably, employers prefer skilled individuals than their unskilled counterparts. Statistics reveal that skilled workers in the United States are paid 4520 USD/Month while the low skilled ones are paid 1960 USD/Month.

How to make $300 in one day? ›

With effort and planning, you can realistically make $300 extra income in a 24 hour period.
  1. Driving for a Rideshare Service.
  2. Doing Food Delivery. ...
  3. Monetizing a Skill on Fiverr.
  4. Flipping Items. ...
  5. Doing Handyman Tasks. ...
  6. Participating in Focus Groups. ...
  7. Moving Help. ...
  8. Other Options.
Jan 22, 2024

How can I make 100 a day on side income? ›

How to Make 100 Dollars A Day (Without a Job)
  1. Launch An Ecommerce Store.
  2. Become A Freelancer.
  3. Create and Sell Online Courses.
  4. Become An Influencer.
  5. Become An Uber/Lyft Driver.
  6. Online Tutoring.
  7. Become An Airbnb Host.
  8. Pet Sitting.
Feb 29, 2024

How to make lots of money? ›

Top 17 Jobs & Careers That Make a Lot of Money
  1. Accountant. One of the best jobs that makes a lot of money and is stable, is an accountant. ...
  2. Business Executive. ...
  3. Computer System and IT Manager. ...
  4. Engineer. ...
  5. Chiropractor. ...
  6. Clinical Psychologist. ...
  7. Construction Manager. ...
  8. Geophysicist.

What is the best side hustle to make money in 2024? ›

Some of the most profitable side hustle ideas to make extra money include: Starting a dropshipping business. Selling your own handcrafted products. Creating and selling your own designs.

How do people make so much money? ›

Have multiple streams of income. Many self-made millionaires have money coming in from several places, including their salaries, dividends from investments, income from rental properties and investments they have made in other business enterprises, to name a few examples.

How to make $10,000 fast? ›

How To Make $10k Fast?
  1. Become A Freelancer. Freelancing is one of the most popular ways to make money quickly. ...
  2. Invest In Cryptocurrency. ...
  3. Participate In Online Surveys. ...
  4. Become A Virtual Assistant. ...
  5. Do Odd Jobs. ...
  6. Create An Online Course. ...
  7. Become An Affiliate Marketer. ...
  8. Sell Your Stuff.

Why do the richest people still work? ›

For many millionaires, working is about more than making money – it's a platform for continued growth and learning, pursuing passions, influencing others, and securing a legacy by creating generational wealth. If you are recently retired, it's beneficial to work with a knowledgeable financial planner.

Why is it so hard to make extra money? ›

Human Psychology Makes it Hard to Make Money

They are rooted in psychological and behavioral deficiencies, such as lack of work ethic, lack of faith, lack of discipline, over-spending, excessive risk-taking in investments, greed, pride, and an insatiable desire to impress others.

What percentage of people struggle with money? ›

According to a recent Ramsey Solutions study, 34% of survey respondents indicated that they were either facing financial struggles or were actively in crisis.

How can I make an extra $1000 a month consistently? ›

Here's How to Make an Extra $1,000 a Month
  1. Start Freelance Writing. ...
  2. Begin Blogging. ...
  3. Practice Graphic Design. ...
  4. Assist with Bookkeeping. ...
  5. Become a Virtual Assistant. ...
  6. Sell Something on Etsy. ...
  7. Manage Social Media Accounts. ...
  8. Complete Online Surveys.
Feb 26, 2024

How to make extra $1,000 per month? ›

Fortunately, there are plenty of realistic and achievable ways to make an extra $1000 per month without sacrificing your current job.
  1. Freelancing. ...
  2. 2.1 Online Tutoring. ...
  3. 2.2 Writing and Editing. ...
  4. 2.3 Graphic Designing. ...
  5. Ridesharing. ...
  6. 3.1 Uber. ...
  7. 3.2 Lyft. ...
  8. 3.3 DoorDash.
Nov 11, 2023

How to make extra $500 a day? ›

Here are some great ways to start making $500 a day:
  1. Start a Blog.
  2. Freelance Write.
  3. Do Odd Jobs.
  4. Service Arbitrage.
  5. Rent Our Your House.
  6. Print on Demand.
  7. Become an Amazon FBA Seller.
  8. Become an Influencer.
Sep 26, 2023

How to make an extra $1,000 dollars a week? ›

  1. Become a Food Delivery Driver. On-demand food delivery services are incredibly popular right now. ...
  2. Take Online Surveys. ...
  3. Bookkeeping. ...
  4. Proofreading. ...
  5. Run Facebook and Instagram Ads. ...
  6. Earn Cash Back Shopping. ...
  7. Drive With Uber. ...
  8. Deliver Groceries.

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