Financial calculators: From cards to mortgages, savings and inflation (2024)

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Sometimes the best way to get to grips with your finances is to sit down at the table with a good old fashioned calculator.

We've tried to move things on to help work out such items as the cost of bank loans, the true cost of mortgages and the value of long-term savings.

We also have our famous credit card repayment shocker and the inflation calculator that shows the effect of rising prices on the cost of living since the beginning of data - in 1900.

SAVING

Savings calculator

Work out interest and investment returns on lump sums and regular monthly saving

BORROWING

Loans calculator

See what your monthly payments would be for a given loan

Credit card reality check calculator

This calculator shows how long it could take to pay your bill off if you only made minimum payments - also how quickly you could clear it if you pull your finger out

MORTGAGES AND HOME

Stamp duty calculator

If you buy a home you have to pay the stamp duty tax that can add thousands to your final bill - our calculator lets you work out how much

True cost mortgage calculator

Check how much a mortgage will really cost you, with monthly payments and the lifetime cost of interest and paying back debt. Also, compare home loans by checking how arrangement fees add to the overall cost over the life of short-term fixed-rate deals

Interest-only mortgage timebomb calculator

Borrowers with no plan to repay an interest-only loan can see how much extra you'd have to pay if your lender forced you on to a repayment mortgage

Interest rate rise / fall calculator

Work out how much extra you would pay each month and year on your mortgage if your lender changes the rate you pay as the base rate rises or falls.

INFLATION

Historic inflation calculator

This calculator shows how the value of money has changed between 1900 and now

MORTGAGES AND HOME

Mortgage affordability calculator

Find out how much you can afford to borrow compared to your income, how much you could borrow compared to rent you pay, whether you can afford your existing mortgage, and see the difference between repayment and interest-only deals

Household budget

Our household budget calculator lets you track what you have coming in and where your money goes every month - theessential first step to fixing your finances.

TRAVEL

Currency converter - and compare currency transfer

See the latest foreign exchange rates available in more than 35 currencies

-How to save money on insurance

-Save money on car insurance

-Save money on home insurance

-Save money on travel insurance

- Save money on currency transfer

-Find the best savings accounts

-Find the best broadband

-Find THE cheapest life insurance

-Find a better mortgage

-Find a financial adviser

-Find the best investment platform

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