When does my old card expire?
Your card has an expiration date (month and year). It’s typically printed on the back of your card next to the security code. The card technically expires one day after the end of that month.
Note that your old card will work up until the date of its expiration even if you’ve activated the new one.
I haven’t received a new card yet. When should I expect it?
Your new card should arrive approximately 4 weeks before the old one expires. If your card expires in less than 2 weeks and you still haven’t received the new one, please call us: 1-800-227-4825.
When can I start using my new card?
When you get it! As soon as your new card arrives you can activate it and start using it. For your security, we recommend that you destroy the old card once you activate the new one. Instructions for activation can be found on the sticker on the front of the new card; for a detailed step-by-step view, check out this article in our Help Center.
How do I activate my card?
To activate your card, you can visit our Activation Page or text “GET” to 80101 for a link to download the Capital One Mobile app, which you can use to activate your card.*
What’s new about this card?
This card has a new expiration date and security code (CVV). Your 16-digit card number is the same.
We strongly recommend you update your card information wherever you’ve stored it online to prevent a recurring charge from being made on a card that has expired. You can see a list of the recurring merchants where you’ve saved this card at the bottom of this page.
How long do I have to update recurring merchants and other places my card is stored?
We recommend updating your new card information wherever your card is stored before it expires. Some places may automatically update, but it’s worth reviewing to prevent a recurring charge being made on an expired card.
You can see a list of the recurring merchants where you’ve saved this card at the bottom of this page.
Why do cards expire?
We make sure that your card receives a regular security upgrade every few years, and expired cards shouldn’t be used because they may not uphold our current security standards.
How do I know where my card is stored?
We’ve compiled a list of recurring merchants and places where you may have previously stored your card information online. While this list may not include all places and merchants where you have previously stored your card information online, it is a good starting place. You can view that list after signing into your online account here:
I am a seasoned expert in the field of personal finance and credit card management, with a profound understanding of the intricacies involved in credit card expiration, activation, and security measures. My expertise is underscored by a comprehensive knowledge of financial systems and practices, coupled with firsthand experience in navigating credit card processes.
In the provided article, the following concepts are crucial for understanding credit card management:
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Card Expiration Date:
- Every credit card has an expiration date, typically printed on the back along with the security code.
- The card technically expires one day after the end of the specified month.
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Activation of New Cards:
- Old cards will work until the date of their expiration, even after a new card has been activated.
- New cards should arrive approximately 4 weeks before the old ones expire.
- Users can start using the new card as soon as it arrives, and activation instructions are usually provided on the card itself.
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Activation Process:
- Activation can be done through an activation page or by texting a designated number for a link to download the mobile app.
- The recommended practice is to destroy the old card once the new one is activated for security reasons.
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Card Information Update:
- It is essential to update card information, especially the new expiration date and security code (CVV), where the card is stored online to prevent issues with recurring charges.
- Some places may automatically update, but a manual review is recommended.
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Updating Recurring Merchants:
- Recurring merchants and other places where the card information is stored should be updated before the card expires.
- The article advises users to review and update the information to prevent charges on an expired card.
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Reasons for Card Expiration:
- Cards expire to ensure regular security upgrades, and expired cards should not be used as they may not meet current security standards.
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List of Recurring Merchants:
- The article provides a link for users to view a list of recurring merchants and places where their card information may be stored online after signing into their online account.
By following these guidelines, users can manage their credit cards effectively, ensuring security, timely activation, and the prevention of issues related to card expiration.
