Enabling all companies to build fintech solutions | Plaid (2024)

Plaid is a world-leading data network and payments platform to help you cut costs, onboard and convert more customers.

Start building with Plaid’s APIs today

Who we work with

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Plaid is a single API but doesn’t believe in one-size-fits-all. We bring together the technology of PIS (Payment Initiation Services) and AIS (Account Information Services) to support you creating user journeys for your business needs.

Expand your coverage

Plaid has the most reliable open banking connectivity in Europe and North America, with the highest uptime and deepest coverage.

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It’s a partnership

We’re here to help - from friendly API docs, access to our team of designers, engineers, and product managers, and integration times of weeks — not months.

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FAQ

Enabling all companies to build fintech solutions | Plaid (2024)

FAQs

How to bypass Plaid verification? ›

How to bypass plaid verification?
  1. From the Home screen, tap your account icon in the top left corner.
  2. Tap on Personalization & Data below Privacy & Legal.
  3. Tap Opt-out of transaction data sharing at the bottom of the screen.

Why is venmo making me use Plaid? ›

Venmo uses Plaid to verify your bank account information and, periodically, your bank account balance to check if you have enough funds to cover certain transactions.

How do I remove Plaid from my bank account? ›

This will delete this data from Plaid's systems and prevent any connected apps from accessing any additional data via Plaid for these accounts going forward.
  1. Log in to your Plaid Portal account.
  2. Select Accounts.
  3. Click on the name of the financial institution.
  4. Click Delete from Plaid.

Why doesn t Plaid support my bank? ›

If your bank still isn't listed: Plaid isn't integrated with your financial institution. Plaid can't reliably connect to your financial institution right now. Some financial institutions may not let you connect your accounts to third-party apps.

Does Plaid monitor my bank account? ›

Unless you provide your consent for Plaid to establish these connections, Plaid does not access your financial data.

Should I allow Plaid to access my bank account? ›

Yes, it's considered safe to use. That's because it employs advanced security and encryption protocols to protect your data during transmission. Plus, it never shares personal information unless it has permission to do so.

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