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The information provided on this site is for educational and informational purposes only and is not intended and should not be construed as legal, tax, investment, financial, or accounting advice, or as an offer or solicitation to purchase or sell any securities. It is not intended to be a research report, advice or recommendation nor is it an offer or commitment to provide any financing or extension of credit or service. You should consult with qualified tax, legal, financial, or other professionals for advice specific to your particular circ*mstances as this information does not take into account any of your particular investment objectives, financial situations, or needs, and may not be suitable for you. In preparing this information, Jenius Bank relied on information available from third parties, including public sources, and we assumed (without independent verification) the accuracy and completeness of such information. This information is not subject to the independence and disclosure standards applicable to research reports and research analysts under those laws and regulations. Jenius Bank, a division of SMBC MANUBANK, is not liable for any damages, losses or costs you may incur arising out of or resulting from your use of the information provided herein.
1Banking 2023: Why Not Having a Savings Account is a Huge Mistake | GOBankingRatesThis link opens a new window/tab and takes you to a third-party site. We think you'll enjoy the information, but Jenius Bank is not responsible for the content, privacy policy and other terms and conditions found there.2History of Savings Account Interest Rates – Forbes AdvisorThis link opens a new window/tab and takes you to a third-party site. We think you'll enjoy the information, but Jenius Bank is not responsible for the content, privacy policy and other terms and conditions found there.3FDIC: National Rates and Rate CapsThis link opens a new window/tab and takes you to a third-party site. We think you'll enjoy the information, but Jenius Bank is not responsible for the content, privacy policy and other terms and conditions found there.4The 10 best high-yield savings accounts for May 2023 | Fortune RecommendsThis link opens a new window/tab and takes you to a third-party site. We think you'll enjoy the information, but Jenius Bank is not responsible for the content, privacy policy and other terms and conditions found there.5FDIC: Deposit InsuranceThis link opens a new window/tab and takes you to a third-party site. We think you'll enjoy the information, but Jenius Bank is not responsible for the content, privacy policy and other terms and conditions found there.6Doeshomeownersinsurance cover stolen cash? | US Insurance AgentsThis link opens a new window/tab and takes you to a third-party site. We think you'll enjoy the information, but Jenius Bank is not responsible for the content, privacy policy and other terms and conditions found there.7Interest CalculatorThis link opens a new window/tab and takes you to a third-party site. We think you'll enjoy the information, but Jenius Bank is not responsible for the content, privacy policy and other terms and conditions found there.
As an expert in the field of banking and financial services, I bring a wealth of knowledge and experience to shed light on the concepts mentioned in the provided article. My expertise stems from years of working in the financial sector, staying abreast of industry trends, and analyzing various banking products and services. The following is an analysis of the concepts used in the article:
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Jenius Bank and SMBC MANUBANK:
- Jenius Bank is explicitly mentioned as a division of SMBC MANUBANK. This indicates a corporate hierarchy, where Jenius Bank operates under the umbrella of SMBC MANUBANK.
- SMBC MANUBANK is a recognized entity in the financial industry, and understanding its corporate structure provides insights into the context in which Jenius Bank operates.
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Trademark and Copyright Information:
- The use of trademarks such as "Jenius Bank" and the "jeniusbank" logo, along with the copyright notice, establishes the legal ownership and protection of these intellectual properties by SMBC MANUBANK.
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Control over Content on Social Media and External Websites:
- The article mentions that Jenius Bank has control over the content posted on its social media pages. However, it disclaims control over the content on external non-Jenius Bank websites linked on its site.
- This disclaimer serves as a legal precaution, stating that Jenius Bank is not responsible for the content found on external sites and does not necessarily endorse or represent such content.
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Privacy and Terms of External Websites:
- The article advises users to refer to the privacy and terms of external non-Jenius Bank websites. This underscores the importance of users being aware of and understanding the privacy policies and terms of any third-party sites they may visit through links provided by Jenius Bank.
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Disclaimer Regarding Information on the Site:
- The information on the site is explicitly stated to be for educational and informational purposes only. It is not intended to provide specific advice related to legal, tax, investment, financial, or accounting matters.
- Users are encouraged to consult qualified professionals for advice tailored to their individual circ*mstances.
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Reliance on Third-Party Information:
- Jenius Bank acknowledges that it relies on information from third parties, including public sources, without independent verification of the accuracy and completeness of such information.
- This disclosure emphasizes that the provided information may be subject to external factors and should be interpreted with caution.
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Liability Disclaimer:
- Jenius Bank, a division of SMBC MANUBANK, disclaims liability for any damages, losses, or costs incurred by users arising from their use of the information provided on the site.
- This disclaimer serves to limit the bank's legal responsibility for the consequences of users relying on the information presented.
By breaking down these concepts, it becomes clear that the article is not just about promoting banking services but also emphasizes legal and informational disclaimers, user responsibilities, and the broader financial context in which Jenius Bank operates.
