Do I Need to Buy Travel Insurance for Canada from India? (2024)

Canada’s population is referred to as a mosaic of cultures because many residents have foreign ancestry. Two million of the country’s more than eight million residents are immigrants. Of those newcomers, one in five is of Indian heritage. Canada is a country of opportunity for many Indians, giving good jobs, education, and a comfortable lifestyle. Each year, an increasing number of Indian professionals and students travel to Canada, raising the common question: Do I Need to Buy Travel Insurance for Canada from India?

Many Indians visit Canada for a variety of purposes, such as family visits, studies, employment, or even permanent residence. Some people travel as tourists for short trips. You can buy travel insurance in India. But it is better to buy from a Canadian company. There are more plan options, medical condition coverage, and other options available. In this article, we’ll answer some of the frequently asked questions about Canadian travel insurance. Additionally, make sure to check out Tripbeam, if you are looking to book cheap flights to India from Canada.

Do You Need to Buy Travel Insurance If You Travel to Canada from India?

Yes, getting travel insurance is highly advisable if you plan to travel from India to Canada. If anything unexpected happens, travel insurance may be able to save you from having to pay extraordinarily high fees. Whatever brought you to Canada, this insurance can make sure your trip is stress-free from start to finish. And Canadian travel insurance providers will offer the best opportunities.

What is a Travel Insurance?

Travel insurance acts as a safety net for you as you travel from India to Canada. This particular insurance helps to ensure that you will be cared for if something unexpected occurs while you are traveling. It can provide coverage for unanticipated events like unexpected illness, serious injuries or accidents, misplaced luggage, rescheduled flights, and other similar things. Additionally, be sure to visit Tripbeam, if you are looking to book cheap air tickets from Vancouver to Mumbai.

Types of Travel Insurance

There are numerous ways to get coverage and a vast selection of travel insurance policies to choose from. The most popular types of travel insurance purchased by Indian visitors to Canada are:

Emergency Medical Insurance
Super Visa Insurance

Emergency Medical Insurance

Is It Mandatory to Buy Travel Insurance for Indian Visitors to Canada?

The majority of the time, you may travel from India to Canada without purchasing travel insurance. In most cases, Canadian immigration will still let you into the country even if you don’t have travel insurance.

However, we firmly suggest that you get travel insurance for your trip. It can help you avoid unexpected expenses and have a stress-free trip to Canada.

Additionally, persons with super visas are subject to special regulations. If you have this kind of visa, you MUST get travel medical insurance for at least a year. This insurance is essential since it helps with covering unexpected medical costs while you are in Canada. Furthermore, if you are seeking cheap airline tickets from the USA to India, visit Tripbeam.com and grab the best flight offers.

Will Your Indian Travel Insurance Cover Canada?

If you purchased insurance from an Indian company, it can be valid for Canada. It is up to the provider, though. Even if it does, you might not have complete protection.

Which Companies of India Offer Travel Insurance for Canada?

The following companies can provide travel insurance to visitors from India:

TATA AIG

The Tata AIG General Insurance Company Limited was founded in 2001 by the Tata Group and the American International Group (AIG). It primarily offers ship insurance, vacation insurance, and liability insurance.

HDFC ERGO

The HDFC Ergo General Insurance Company was founded in 2002 by ERGO International, the primary insurance provider for the Munich Re Group, and HDFC Bank. It provides a large selection of insurance policies.

Royal Sundaram

In 2001, Royal Sundaram General Insurance Co. Limited received a licence from the Insurance Regulatory and Development Authority of India (IRDAI), becoming the first private general insurance company in the nation.

Bajaj Allianz

In 2000, Bajaj Finserv Limited and Allianz SE formed Bajaj Allianz. It offers travel insurance in addition to life and health insurance.

Care Insurance

Care Health Insurance started out as a Religare Enterprise subsidiary in 2012. It mainly provides personal accident insurance, health insurance, and travel insurance.

How Much Does Travel Insurance for Canada Cost?

The total price of a travel insurance policy will depend on a number of things such as:

The kind of coverage you get
How much of a coverage you get
For how long your trip is
Several Other Factors

Conclusion

So, if you are planning to visit Canada anytime soon, make sure you have your passport, visa, and travel insurance ready for a hassle-free travel experience. Insurance for Canada will make sure that you are safeguarded under any unforeseen events during your trip to Canada. Additionally, if you are planning on coming to India from Canada and are on the lookout to book cheap air tickets from Toronto to Delhi, be sure to browse through Tripbeam, your one-stop destination to find cheap flight tickets to India.

Also Read: Here’s Everything You Should Know About USA To India Travel

FAQs

Do I Need to Buy Travel Insurance for Canada from India? ›

As you embark on your expedition from India to Canada, remember that a travel insurance plan is essential for a worry-free adventure.

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Is travel insurance mandatory for India to Canada? ›

Travelling to Canada is not tied to the purchase of travel insurance. However, it is strongly encouraged for all travellers visiting the nation. Canada's healthcare system does not give free medical coverage to overseas tourists.

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Do I need travel insurance while travelling to Canada? ›

You don't have to have travel insurance when visiting Canada, unless you are applying for a super visa. But health care is expensive in Canada if you don't have coverage.

Can I travel to Canada without travel insurance? ›

It's not compulsory to have travel insurance when travelling in Canada, but it's definitely worth having.

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Can you go to Canada without insurance? ›

Canada does not pay for hospital or medical services for visitors. You should get health insurance to cover any medical costs before you come to Canada.

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Is my Indian health insurance valid in Canada? ›

Several health insurance plans available in India offer worldwide coverage for in-patient hospitalization expenses, maternity expenses and day care treatments. Thus, by buying a health policy from India, NRIs can also obtain coverage for medical costs incurred in Canada.

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Is it OK to not have travel insurance? ›

When Is Travel Insurance Not Necessary? You generally don't need travel insurance if you're not putting down large non-refundable trip deposits, or if your U.S. health plan will cover you at your destination.

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Why is travel insurance to Canada so expensive? ›

Unlike India and other European countries, the countries such as the US and Canada do not have a nationally regulated medical body. They do not have a government hospital in each city. Thus, private hospitalisation, consultation, and care procedures in US and Canada are costly.

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Can I buy visitor insurance after arrival? ›

You can still purchase a plan once a traveler arrives, but please keep in mind if anything happens prior to the policy starting including something that may have happen on the flight, it will not be covered and considered pre-existing condition.

What documents do I need to travel to Canada? ›

Entry into Canada: Canadian law requires that all persons entering Canada carry proof of citizenship and identity. A valid U.S. passport, passport card, or NEXUS card satisfies these requirements for U.S. citizens. Children under 16 only need proof of U.S. citizenship.

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What happens if you go to the hospital without insurance in Canada? ›

Patients that are not covered by Canadian provincial health plans are expected to pay their hospital bills directly since the Hospital does not have the resources to provide care free of charge. The care that is being provided to you is costly and requires payment at the time the care is provided.

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What happens if an American gets sick in Canada? ›

If during your visit to Canada you get sick or injured, the Canadian government won't pay for any hospitalization or emergency medical services for visitors. Also, if you don't have proper medical insurance coverage, you will be liable to pay for any medical service out of your own pocket.

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What happens if you don't have insurance in Canada? ›

You could also get sued if you don't pay. Police will likely charge you with driving without car insurance. You could face a hefty fine, license suspension, vehicle impoundment and even jail time, depending on your province. Once you buy car insurance, you will probably pay much higher rates for coverage.

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Is travel insurance mandatory for international flights in India? ›

The short answer is no, as travel insurance is not always mandatory for international travel. That's only half the story, though. The truth is, there is no one-size-fits-all answer.

Is travel insurance mandatory for a Canada work visa? ›

You may be refused entry if you don't have insurance. If your insurance policy is valid for less time than your expected stay in Canada, you may be issued a work permit that expires at the same time as your insurance.

Is travel insurance mandatory for India to USA? ›

The question often arises: "Is travel insurance mandatory for USA travel from India?" While not a strict requirement, securing travel insurance is a prudent decision when planning a trip to the United States. Various factors underline the significance of obtaining USA travel insurance for such journeys.

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Do I need insurance for international travel? ›

Who Needs Travel Medical Insurance? Purchasing health insurance for traveling abroad is a simple way to save money in an emergency, and anyone can benefit from the coverage. If you're traveling to a country in which your health insurance provider doesn't provide coverage, buying travel medical insurance is a must.