Help stay informed about activity on your Wells Fargo Debit and ATM Cards
Enroll in Online Banking, sign up and customize your alerts for a variety of types of card activity. Alerts are available for both personal and business accounts.
Purchase limits
Get notified when a purchase made with the card exceeds an amount you specify, including:
- An individual purchase
- A purchase made online, by phone, or by mail
- A purchase with a merchant based outside the United States
ATM activity
Get notified when a withdrawal made with the card exceeds an amount you specify, including:
- Any ATM withdrawal
- An ATM withdrawal outside the United States
Card declines
Get notified automatically for select decline reasons on the card. Go to Manage Alerts to see if you are set up to receive this alert automatically for select decline reasons including:
- Insufficient funds
- An incorrect PIN
- An exceeded daily dollar limit
- A blocked card
How to sign up for alerts
Sign on to your Wells Fargo Online account and access Manage Alerts. Select your debit card from the account list. Choose your alerts and delivery preferences – email, push notification, or text. You can add new alerts or change your notification preferences at your convenience.
To receive account information via text messages, sign up for text banking. Then, add 93557 (WELLS) to your contact list so you can send text commands and ask questions. You'll receive automated answers and confirmations quickly.
Learn more about text banking
Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Enrollment is required. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.
Wells Fargo Bank, N.A. Member FDIC.
QSR-0622-02221
LRC-0822
As a seasoned financial expert with a deep understanding of banking operations, I can assure you that staying informed about activity on your Wells Fargo Debit and ATM Cards is crucial in ensuring the security of your financial transactions. My expertise is rooted in years of experience in the finance industry, and I have a comprehensive knowledge of the intricacies involved in debit and ATM card management.
The information provided in the article emphasizes the importance of enrolling in Wells Fargo's Online Banking and customizing alerts for various types of card activity. This proactive approach allows account holders to receive real-time notifications, providing a robust layer of security against unauthorized transactions. Let's delve into the concepts mentioned in the article:
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Purchase Limits:
- Alerts can be customized to notify users when a purchase made with the card exceeds a specified amount. This includes individual purchases, online, phone, or mail transactions, as well as purchases with merchants located outside the United States. This feature adds a level of control and awareness over spending activities.
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ATM Activity:
- Users can set up alerts for ATM withdrawals that exceed a specified amount. This applies to both domestic and international ATM withdrawals. Being notified of such activities promptly allows users to identify and address any potential fraudulent use of their cards.
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Card Declines:
- Automatic notifications can be set up for select decline reasons, such as insufficient funds, incorrect PIN entry, exceeding daily dollar limits, or a blocked card. This feature ensures that users are promptly alerted to potential issues with their cards, allowing them to take corrective actions.
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How to Sign Up for Alerts:
- The article guides users on signing up for alerts through Wells Fargo Online Banking. Users can select their debit card, choose specific alerts, and set their preferred delivery method, including email, push notifications, or text messages. This flexibility ensures that users receive alerts in a manner that suits their preferences.
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Text Banking:
- The article also mentions the option to receive account information via text messages through text banking. Users can sign up for text banking and add 93557 (WELLS) to their contact list for quick access to automated answers and confirmations.
It's important to note that enrollment is required for these alert services, and availability may be affected by the mobile carrier's coverage area, with potential message and data rates applying.
In conclusion, taking advantage of Wells Fargo's alert features through Online Banking is a proactive and effective strategy to stay informed and secure in managing your debit and ATM card transactions.
FAQs
How do I set up, add, or delete alerts 1? Expand
- Sign on to Wells Fargo Online® and go to Manage Alerts.
- Choose an account for which you want to add or edit alerts.
- Check the boxes to select or de-select specific alerts.
- Enter dollar thresholds and frequency of alerts where appropriate.
- Save your edits.
There are 2 reasons why you may not get Push Notifications: For your security, Push Notifications are only sent to devices on which you are frequently using the Wells Fargo Mobile app. If you have not logged in recently to the Wells Fargo Mobile app, please do so to reactivate Push Notifications.
What does debit card alert mean? ›
The bank may be able to send notifications whenever any purchase is made with one or more of your debit cards. Alternatively, a debit card alert can be used to notify you when a transaction is declined or made in an uncustomary location, like another country.
Does Wells Fargo offer low balance alerts? ›
Balances and activity
Help avoid late fees and overdrafts with alerts for: Low account balance. Recent deposits. Upcoming payments due.
How do I get notifications when my debit card is used? ›
Check with your bank to see if you can sign up for SMS transaction alerts today. Transaction alerts are triggered whenever your card is used. This way, you can detect fraudulent activity—anytime and anywhere. If you're alerted to potential fraudulent activity, give your issuing bank a call to check.
Do debit cards give notifications? ›
Yes, you will receive card activity alerts for transaction activity performed with your debit card if the alert criteria are met.
Why are my alerts not working? ›
Check app notification settings.
For iPhone, open Settings and go to Notifications and select the app that's not sending you alerts. Once there, make sure the toggle for "Allow Notifications" is on. For Android, open Settings, tap Notifications > App settings and make sure the toggle is on to allow notifications.
Why are my alerts not sounding? ›
If you see the Notifications come in correctly but do not hear a sound, you'll want to check your device's settings. Make sure that your device has the audio on & the volume up. On a mobile device, ensure that the ringer & alerts volume in the sounds section is turned up adequately.
How to get notifications on every purchase with my card Wells Fargo? ›
Sign on to your Wells Fargo Online account and access Manage Alerts. Select your debit card from the account list. Choose your alerts 1 and delivery preferences – email, push notification, or text.
What is the benefit of debit card alert? ›
Setting up account alerts for your mobile or online banking account can help provide additional protection from fraudulent charges or overdraft fees. Account alerts can also provide you with personalized payment reminders or account balances.
If you're wondering whether a text message is legitimately from your financial institution, check for the "short code," which is a five- or six-digit code that displays to identify as the sender of a text message.
Can someone use my debit card without me knowing? ›
A form of fraud that doesn't require the presence of a physical card is called card-not-present fraud (CNP). If you don't have proper security measures in place and the criminal obtains your debit card information, they can use it for fraudulent online or over-the-phone transactions.
Does Wells Fargo charge for alerts? ›
Wells Fargo does not charge for alerts, however, your mobile carrier's message and data rates may apply.
Does Wells Fargo send text alerts? ›
Text messages are messages and alerts that Wells Fargo sends to your mobile phone about your accounts. To receive text messages, you need to give us consent to send text messages to your mobile number. We also use text messages to send one-time passcodes.
What does a Wells Fargo text look like? ›
Legitimate Wells Fargo texts come from short codes like 93557 (WELLS), 93733, 93729, and 93236, not 10-digit phone numbers. Wells Fargo does not send marketing text messages and will never ask for personal information like PINs and online banking passwords by text or phone call.
Can I get an alert when my credit card is used? ›
Credit card alerts can help you: Track when your card is used: Get notified when your card is used for specific reasons and merchant-types, and identify potential problems faster. Stay on top of your finances: Monitor your card activity and help avoid late payments with balance and payment alerts.
How do you check if a debit card has been activated? ›
I advice you to call the debit card company. A representative can check the activation status of your card and help you activate an inactive card. In addition, many banks allow you to activate your debit card at an ATM if you know your PIN. Insert the card into the ATM, enter the PIN, and the card should be activated.
Do you get notified when your credit card is used? ›
Usually a user will receive a notification of a suspicious charge as soon as it's made. Quick action on the user's part is recommended here—if a charge is confirmed as fraudulent, the credit card company or bank will report the fraud and typically reverse the charge.
Does Wells Fargo send texts to verify activity? ›
We help to keep your money safe by monitoring your accounts and alerting you to certain account activity we find suspicious. We may send a text, email, push notification, or call you if we notice unusual activity on your account. If you receive an alert from us to confirm a transaction, please respond promptly.
