Daily Driving a Classic Car: What to Know (2024)

Before daily driving a classic car, you'll need to make sure the car is roadworthy with regular inspections and preventative maintenance. Certain steps might help lower your risks on the road, but a classic car may still carry significant safety concerns because of its age. If you drive your classic car every day, you'll need a standard auto insurance policy rather than classic car insurance.

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Can a classic car be a daily driver?

Yes, it's possible to use a classic car as your daily driver. The car must be roadworthy if you're going to use it frequently, which usually means more maintenance and repair.

What kind of insurance do I need for my classic daily driver?

You'll need standard auto insurance for your daily driver classic car. That's because specialized classic car insurance typically requires the insured vehicle to not be driven daily.

When insuring a classic daily driver, consider getting comprehensive auto coverage and collision auto coverage on top of your state's required liability auto coverage to more fully protect the vehicle. You may also want to add optional roadside assistance coverage in case your classic breaks down on the road.

What are the pros and cons of a classic daily driver?

Whether you're new to buying classic cars or you're a collector, weigh the pros and cons of using a classic car as your daily driver.

Pros of driving a classic car daily

  • Driving a classic car daily can be a way to get more enjoyment out of your classic car

  • Classics made by Ford, GM, Mopar, and other manufacturers generally have parts you can easily find

  • Classics can be fairly easy to work on

  • Replacement parts and specialized maintenance information can often be found online

  • Regularly getting out on the road in your classic can create more opportunities to connect with fellow enthusiasts

Cons of driving a classic car daily

Is driving an old car every day safe?

The chances of fatal injuries in a collision increase with a car's age, according to research from the National Highway Traffic Safety Administration (NHTSA). Older cars lack safety features such as seat belts, airbags, crumple zones, electronic stability control, anti-lock braking systems (ABS), lower anchors and tethers for children (LATCH) systems, and crash avoidance technologies that save lives.

How to make a classic car safer for daily driving

Nothing can make the vehicle as safe to drive when compared to a modern car, but you can take steps to help reduce your day-to-day risks when making a classic car your daily driver:

  • If seat belts didn't come in your car, it's possible to add three-point aftermarket belts

  • Keep jumper cables and a fire extinguisher in your car

  • Do regular inspections and preventative maintenance

  • Replace any component that's not working correctly before you daily drive your classic car

  • Install high-quality headlights, brakes, and tires

  • Pay attention to the oil level and consistency since older cars go through it quickly

  • Keep the tires properly inflated and inspect them often

Daily Driving a Classic Car: What to Know (2)

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Daily Driving a Classic Car: What to Know (2024)

FAQs

Daily Driving a Classic Car: What to Know? ›

Replace any component that's not working correctly before you daily drive your classic car. Install high-quality headlights, brakes, and tires. Pay attention to the oil level and consistency since older cars go through it quickly. Keep the tires properly inflated and inspect them often.

How hard is it to drive a classic car? ›

Classic cars generally are not equipped with anti-lock brakes, stability control, and other accident-avoidance features. They may not handle as well as modern vehicles and generally require more distance to stop.

How often should a classic car be driven? ›

You should drive your classic at least once a month so the tires, belts, and other components don't wear out from lack of use. And besides, you bought the car to have fun with it, so taking it for a spin every now and then is a good thing.

Can I insure a classic car as a daily driver? ›

No. Any car used for regular errands and commutes requires a standard auto insurance policy. Classic auto insurance excludes daily driving and typically limits where or how much you can drive the car.

How do you turn a classic car into a daily driver? ›

Classic Car Maintenance Check

Several things will determine a car's safety- the year, the mileage, and the past upkeep of the vehicle. When changing your classic into a daily driver, you'll need to do a full maintenance check, including replacing or restoring some vital parts: Change oil, plugs & all filters.

What are the disadvantages of classic cars? ›

Cost: Classic cars may cost more than modern vehicles, and you'll likely drive it less due to its age. Repairs and parts: Because they're old, classic cars may need to be inspected and repaired more often. If your classic is particularly rare, you might have difficulty finding the parts you need.

How many miles is too many for a classic car? ›

In general, though, cars with more than 100,000 miles on them are typically considered high mileage.

How long should you let a classic car run for? ›

At a minimum, any vehicle should start and run 30 miles once a month if it's a “driver” (a vehicle you'd drive anywhere at any time). You'll want to do this for several reasons: Your battery and charging system will stay in shape.

Are classic cars high maintenance? ›

The most significant con is the maintenance of classic cars. The cost of maintaining an old-timer, including insurance and maintenance, can be up to 20 percent of the classic car's value. Spare parts or even simple consumables may be really difficult to buy in auto parts stores, so you have to 'hunt' for them.

Is it smart to buy a classic car? ›

Be careful about the investment.

Making money on classic cars can be very difficult. Buying something simply because you think it's a good investment can be risky. The collectible car market is very volatile. Experienced dealers will tell you that a collectible car is only worth as much as someone will pay for it.

Why is Hagerty so cheap? ›

Why is Hagerty Insurance so cheap? Hagerty offers a low-priced auto insurance policy for collectors' cars, which are rarely on the road. The company has guaranteed replacement value and annual premiums that you can afford because of their flexible usage options to best suit your needs as an owner.

Does Hagerty have a mileage limit? ›

Hagerty is one of the top auto insurance carriers for classic and historic vehicles, so it places strict limitations on how coverage can be used. Insured classic cars cannot be used for daily driving. However, Hagerty auto insurance places no mileage limitations on occasional pleasure driving.

What does Hagerty consider a classic car? ›

Classic cars also have a high end when it comes to age: Generally no older than 40 years. As before, these vehicles should be largely unmodified.

Can you drive a classic car long distance? ›

It's easy to think that driving any vintage car over long distances will be hard, or dangerous, or the car won't make it. Just because they are old, however, doesn't mean they won't survive a long journey. After all, back in their day thousands of people used these cars to road trip every year.

How hard is it to engine swap a classic car? ›

Engine swaps are often possible. They're extremely difficult in many cases. The easy cases are ones where that engine was installed in that body by the original manufacturer, so you have to copy a different model of the same car. It's still not easy, as many subtle things might change between the models.

Are classic cars easier to work on? ›

Maintenance of Classic Cars

Because classic cars are a lot simpler, they are low maintenance. It is easier for the owner of a classic car to fix and service their own car, rather than having a modern car that will need to be sent into the shop at a higher price for labor and parts.

Is owning a classic car expensive? ›

The most significant con is the maintenance of classic cars. The cost of maintaining an old-timer, including insurance and maintenance, can be up to 20 percent of the classic car's value. Spare parts or even simple consumables may be really difficult to buy in auto parts stores, so you have to 'hunt' for them.

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