Crypto.com Visa Card Fees and Limits (United States) | Crypto.com Help Center (2024)

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Crypto.com Visa Card Fees and Limits (United States)

Crypto.com Visa Card Fees and Limits (United States)

Refer to this article for information on the US Crypto.com Visa Card's Fees and Limits.

Crypto.com Visa Card Fees and Limits (United States) | Crypto.com Help Center (1)

Written by Valery

Updated over a week ago

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Free ATM limit (Monthly)

US$200

US$400

US$800

US$1,000

US$1,000

ATM withdrawal limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

Daily:

US$1,000

Monthly: US$10,000

Yearly:

No limit

Daily:

US$2,000

Monthly: US$10,000

Yearly:

No limit

Daily:

US$2,000

Monthly: US$10,000

Yearly:

No limit

Daily:

US$2,000

Monthly: US$10,000

Yearly:

No limit

ATM withdrawal frequency

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Daily: 3

Monthly: 30

Yearly:

No limit

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Aggregated top-up limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Aggregated top-up limit with Debit /

Credit Card

Daily: US$250

Monthly: US$2,000

Yearly:

No limit

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Minimum top-up with Debit / Credit Card

US$20

US$20

US$20

US$20

US$20

Aggregated top-up limit with PayPal

Daily: US$1,000

Monthly: US$5,000

Yearly:

No limit

Daily: US$5,000

Monthly: US$15,000

Yearly:

No limit

Daily: US$5,000

Monthly: US$15,000

Yearly:

No limit

Daily: US$5,000

Monthly: US$15,000

Yearly:

No limit

Daily: US$5,000

Monthly: US$15,000

Yearly:

No limit

Fiat to card transfer limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Crypto to card transfer limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$10,000

Monthly: US$25,000

Yearly:

No limit

Card to card transfer limit

Daily: US$100

Monthly: US$3,000

Yearly:

No limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

Daily: US$500

Monthly: US$5,000

Yearly:

No limit

  • Daily limit: 12

  • Monthly limit: 300

  • Yearly limit: No limit

*Please note that this is a total aggregated load frequency limit. For each top-up or transfer method, different load frequency limits may apply.

All aggregated loading limits (and only them) reset on a rolling basis, while all other limits reset on a calendar basis.

  • The daily calendar limits reset at 00:00 GMT.

  • Monthly and Yearly calendar limits reset on the first of each month/1st of January.

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

Monthly CRO Rewards Limit

-

$25 USD

$50 USD

-

-

Note: The Monthly CRO Rewards Limit is applicable regardless of whether cardholders have a live lockup or not.

Midnight Blue

Ruby Steel

Royal Indigo / Jade Green

Icy White / Rose Gold

Obsidian

POS purchase limit

Daily: US$10,000

Monthly: US$15,000

Yearly:

No limit

Daily: US$25,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$25,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$25,000

Monthly: US$25,000

Yearly:

No limit

Daily: US$25,000

Monthly: US$25,000

Yearly:

No limit

POS frequency (for magnetic stripe

transactions only)

Daily:

20

Monthly: No limit

Yearly:

No limit

Daily:

30

Monthly: No limit

Yearly:

No limit

Daily:

30

Monthly: No limit

Yearly:

No limit

Daily:

30

Monthly: No limit

Yearly:

No limit

Daily:

30

Monthly: No limit

Yearly:

No limit

  • US$25,000

  • ATM Withdrawal: 2% on amounts above the monthly free ATM limit [ATM surcharge fees charged by ATM provider (if any) will be counted towards the ATM withdrawal limit]

  • Debit/Credit Card Top-Up:

    • Debit – 1%

    • Credit – 2.99%

  • PayPal Top-Up: 2.1%

  • Reissue Card:

    • Midnight Blue – US$7

    • Other VISA Cards – US$50

  • Card Upgrade: Waived

  • One-time physical Card Issuance Fee: US$4.99 for the order of the first physical Midnight Blue card

  • Inactivity: US$4.95 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 months will be reset once activity resumes.

  • Foreign Transaction Fee: 3% on all non-USD purchases and ATM withdrawals for Midnight Blue, Ruby Steel, Royal Indigo and Jade Green Cards (Effective December 1, 2022)

Did this answer your question?

Crypto.com Visa Card Fees and Limits (United States) | Crypto.com Help Center (2024)

FAQs

What is the weekly card limit for crypto com? ›

$10,000 weekly card limit if you have an activated Crypto.com App account (KYC required) that is staking CRO and/or holds a Ruby Steel Crypto.com Visa Card (or higher card tier)

Why is my crypto com visa card being declined? ›

Insufficient Funds

If the amount you need to pay is more than the funds in your account, the card gets declined.

Is there a fee for crypto com visa card upgrade? ›

Is there a fee for card upgrades? No. Card upgrades are free for all Crypto.com VISA card tiers.

What is the daily spending limit on Crypto com card? ›

POS Purchase Limit (Includes All In-Store and Online Purchases)
Midnight Blue
POS purchase limitDaily: US$10,000 Monthly: US$15,000 Yearly: No limit
POS frequency (for magnetic stripe transactions only)Daily: 20 Monthly: No limit Yearly: No limit

What is the monthly limit on the crypto card? ›

The fee-free ATM withdrawal limit is $800 per month.

Why won t my credit card work on crypto com? ›

Unfortunately, there can be many reasons why card payments are failing or getting rejected whether by our payment systems or your own bank systems starting from security flags, insufficient funds, bank account spending limits, details mismatch or unusual usage of the card/bank account being used.

Why won't my credit card let me buy crypto? ›

If your credit card has a Mastercard logo, for example, there's a chance your purchase could be blocked. “Many card issuers won't let you use credit cards to buy crypto, but you can always circumvent the process by taking a cash advance from your card and using the cash to buy whatever you like,” Ulzheimer says.

How do I get around crypto bank blocking? ›

There are several ways to buy cryptocurrency without using a bank. You can use cash or a debit card to purchase cryptocurrency through a peer-to-peer exchange such as LocalBitcoins or a crypto ATM. You can also use a prepaid debit card, gift card, or prepaid voucher to purchase cryptocurrency from an online exchange.

What are the new rates for crypto com card? ›

The rewards are paid on weekly basis. Cardholders with an existing lockup (before 1 June, 2022 00:00 UTC will continue to earn Card CRO Lockup rewards at 10% p.a. (12% p.a. for private users) until their 180-day lockup expires. Thereafter, the new rates of 4% p.a. (8% p.a. for private users) will apply.

Can I have 2 crypto com cards? ›

Can I have more than one Crypto.com Visa Card? No, we will only be able to issue one card per person.

What are crypto com card fees? ›

At a Glance
Crypto.com
Fees0.0% to 0.75% maker fees, 0.05% to 0.075% taker fees, plus 2.99% for credit card purchases
Currencies250+
SecurityTwo-step verification, FDIC-insured USD balances up to $250,000, platform insurance against theft, cold storage, and uses a bug bounty program
3 more rows
Jun 26, 2023

What is the max you can withdraw from Crypto com? ›

All users have a daily maximum fiat withdrawal limit of $1,000,000 after they fully verified their Crypto.com account. There are no limits on cryptocurrency withdrawals at Crypto.com as of writing this guide.

Can I use my crypto com card at ATM? ›

All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals.

Can I withdraw from Crypto com to my bank account? ›

Fiat Wallet - USD Withdrawal via ACH | Crypto.com Help Center. Crypto.com users can withdraw USD from the App by selling crypto to their USD fiat wallet and transferring USD funds from this wallet to their U.S. bank account(s) on the ACH network.

Why is my bank declining crypto purchases? ›

As a result, banks may prefer to decline crypto purchases to safeguard their customers from potential fraudulent activities, unauthorized transactions, or the risk of compromised accounts.

Why can't i make a purchase on crypto com? ›

There are various reasons this could be happening: Your account may have been temporarily disabled. Buy/sell services may have been disabled. Your account may not be recognized as a trusted payment source.

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