Crypto.com Visa Card Fees and Limits (Australia, including New Zealand residents holding Australia-Issued Cards) | Crypto.com Help Center (2024)

FAQs

How much does crypto com charge for credit cards NZ? ›

Debit – 1% Credit – 2% Debit / Credit Card top-up via Apple Pay – 2%

Crypto.com charges a 2% fee for credit card deposits, 2% fee for apply pay deposits and a 3.99% + network fees fee for crypto.com pay deposits. Cryptocurrency and PayID deposits are free for folks in Australia.

The Crypto.com Visa Debit Card

The card supports more than 20 fiat currencies (including AUD, USD, EUR, and GBP), and more than 250 cryptocurrencies (including BTC, ETH, XRP, and CRO). Within your account, you can manage all your fiat and cryptocurrencies using the Crypto.com App.

They take about a week to ship, and as soon as you receive your card, you can start using it to spend your crypto instead of relying on NZD. Here in New Zealand, most Kiwis go with one of two crypto cards, Wirex & Crypto.com.

Crypto.com Tax Is Now Available in New Zealand.

Yes. In the United States, your transactions on Crypto.com and other platforms are subject to income and capital gains tax. If you've earned or disposed of crypto (ex. Sold or traded away cryptocurrency) during the year, you'll have a tax liability to report to the IRS.

Apart from standard miner fees, Crypto.com charges about $0,25 in the token you want to withdraw as withdrawal fees.

To avoid a fee, please use the Withdraw to App function. Withdrawal fees will be settled in the currency you are receiving and can not be paid with CRO.

Simply go to the withdrawal drawer in your Fiat Wallet and tap Add a Bank Account. Follow the onscreen instructions and tap Submit to save your bank account. You can then proceed to make withdrawals.

What is the best crypto card in Australia? ›

Yes. Crypto.com operates legally in Australia.

Banks usually charge their customers hundreds of dollars annually for metal cards. Crypto.com offers our users one for free: No monthly fee. No annual fee.

There are no fees when making deposits, for instance, but there may be withdrawal fees. Trading fees are usually charged on all transactions until the fulfillment of the order, and fee discounts may be offered in the CRO rebate form. Crypto.com has a maker fee of 0.04-0.20%, and taker fees of 0.10-0.20%.

Inactivity: US$4.95 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes.

Cryptocurrency exchanges typically charge several fees for each transaction, including a 1% to 2% transaction fee. But when you use a credit card, they add a credit card processing fee as high as 3.75% and you might pay an additional fee based on your pairing.

Please note that a 1% fee is applied when topping up with credit/debit card. Please check with your card issuer prior to the transaction if any other fees may apply. For users with a greyed out credit/debit card button; tap the question mark icon and follow the flow to re-enter your card information again.

This fee can range from 0.10% up to 3% (or more), depending on the exchange. Debit and credit card fee. Some crypto exchanges charge an additional fee for debit or credit card purchases. This fee usually ranges from 3% to 5% of the total purchase.

Exchange Fees

A typical example is Coinmama. Every purchase incurs a fee and making payment with a credit card requires an additional fee of 3.24% to 3.34%. 9 This means purchasing $1,000 worth of Bitcoin using credit cards will attract an extra fee of $33.40, excluding platform fees.