Credit cards: Find the Right Card For You at Creditcards.com (2024)

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Our rating:

Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Wells Fargo Active Cash® Card

The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. See Rates and Fees

Credit cards: Find the Right Card For You at Creditcards.com (11)By: Nouri ZarrughNouri Zarrugh Credit Cards Editor

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Our rating:

Our rating:4.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Citi Custom Cash® Card

Nouri Zarrugh | Credit Cards Editor

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Our rating:

Our rating:5.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Chase Freedom Unlimited®

Emily Sherman | Product News and Recommendations Senior Editor

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Our rating:

Our rating:4.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Capital One SavorOne Cash Rewards Credit Card

Emily Sherman | Product News and Recommendations Senior Editor

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Our rating:

Our rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Citi® Diamond Preferred® Card

Thanks to its long introductory offer on balance transfers, the Citi Diamond Preferred Card is a solid option if you need to pay down debt. Just be sure to factor in the card’s high balance transfer…

Credit cards: Find the Right Card For You at Creditcards.com (16)By: Nouri ZarrughNouri Zarrugh Credit Cards Editor

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Our rating:

Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Wells Fargo Active Cash® Card

Nouri Zarrugh | Credit Cards Editor

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See all balance transfer card reviews

Our rating:

Our rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Citi® Diamond Preferred® Card

Thanks to its long introductory offer on balance transfers, the Citi Diamond Preferred Card is a solid option if you need to pay down debt. Just be sure to factor in the card’s high balance transfer…

Credit cards: Find the Right Card For You at Creditcards.com (19)By: Nouri ZarrughNouri Zarrugh Credit Cards Editor

Read our review

Our rating:

Our rating:4.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Discover it® Cash Back

Emily Sherman | Product News and Recommendations Senior Editor

Read our review

Our rating:

Our rating:4.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Citi Custom Cash® Card

Nouri Zarrugh | Credit Cards Editor

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Our rating:

Our rating:4.7 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Citi Premier® Card

The Citi Premier card offers a generous travel rewards program and its broad category coverage make it a terrific standalone rewards card for everyday spending. See Rates and Fees

Credit cards: Find the Right Card For You at Creditcards.com (23)By: Kelly DilworthKelly Dilworth Personal Finance and Data Expert Contributor

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Our rating:

Our rating:4.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Chase Sapphire Preferred® Card

Emily Sherman | Product News and Recommendations Senior Editor

Read our review

Our rating:

Our rating:4.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Citi Custom Cash® Card

Nouri Zarrugh | Credit Cards Editor

Read our review

Our rating:

Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Wells Fargo Active Cash® Card

Nouri Zarrugh | Credit Cards Editor

Read our review

See all rewards card reviews

Our rating:

Our rating:4.7 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Citi Premier® Card

The Citi Premier card offers a generous travel rewards program and its broad category coverage make it a terrific standalone rewards card for everyday spending. See Rates and Fees

Credit cards: Find the Right Card For You at Creditcards.com (28)By: Kelly DilworthKelly Dilworth Personal Finance and Data Expert Contributor

Read our review

Our rating:

Our rating:4.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Chase Sapphire Preferred® Card

Emily Sherman | Product News and Recommendations Senior Editor

Read our review

Our rating:

Our rating:4.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Capital One Venture Rewards Credit Card

Emily Sherman | Product News and Recommendations Senior Editor

Read our review

Our rating:

Our rating:4.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

The Platinum Card® from American Express

Emily Sherman | Product News and Recommendations Senior Editor

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Credit cards: Find the Right Card For You at Creditcards.com (2024)

FAQs

How do I know which credit card is right for me? ›

How to pick the right credit card for you
  1. Check your credit score.
  2. What do you want from a card?
  3. Analyze your spending.
  4. Pick the card that offers the best value.
  5. Consider rates and fees.
Feb 6, 2024

How do I know which credit card will approve me? ›

Most major issuers let you see which of their cards you're pre-approved for by simply entering your name, address and the last four digits of your Social Security number into an online form. This includes American Express, Bank of America, Capital One, Chase, Citi and Discover, just to name a handful.

How can you find a credit card best suited to your needs? ›

If you want a card that's simple and easy to use, we suggest you select “Flat rate rewards on everything”. If you want a card for specific type of spending, such as groceries, gas, travel, etc., we suggest selecting “High earnings in a few categories”. Would you consider using a card with an annual fee?

What is the #1 credit card to have? ›

The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card in 2024 gives about 1% back.

What is a good credit score? ›

There are some differences around how the various data elements on a credit report factor into the score calculations. Although credit scoring models vary, generally, credit scores from 660 to 724 are considered good; 725 to 759 are considered very good; and 760 and up are considered excellent.

What are the four major credit cards? ›

The four major credit card networks are Mastercard, Visa, American Express and Discover.

What's the easiest credit card to get approved for? ›

NerdWallet's Easiest Credit Cards to Get of May 2024
  • OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
  • Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.

Is there a credit card that approves everyone? ›

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

What is the lowest credit score to get a Discover card? ›

The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there's no minimum credit score requirement, such as the Discover it® Secured Credit Card which you can get with a bad credit score (below 640).

What is the most common credit card accepted? ›

While Visa and Mastercard have long been the most widely accepted credit card networks worldwide, American Express and Discover have been working on expanding their footprints in the U.S. and abroad.

What is an impressive credit card to have? ›

Most Exclusive Credit Cards Compared
Credit CardBest For
The Platinum Card® from American ExpressAirport Lounge Access
The Business Platinum Card® from American ExpressBusiness Rewards
Chase Sapphire Reserve®Visa Infinite Concierge
Capital One Venture X Rewards Credit Card (see Rates & Fees)Best Rewards
1 more row

What is the best credit card for the average person? ›

Best credit cards for fair/average credit 2024: Comparison
Card nameAnnual feesCredit score
OpenSky® Secured Visa® Credit Card$35Fair, Poor, Bad, No Credit
Capital One Platinum Credit Card$0Average, Fair, Limited
Upgrade Cash Rewards Visa®$0Fair
Avant Credit Card$59Fair
3 more rows
Apr 15, 2024

Which bank gives easily credit cards? ›

Top Credit Cards in India
Credit CardCategory
SBI SimplySAVE Credit CardReward Points
HDFC Diners ClubMiles Credit CardLounge Access
HDFC Freedom Credit CardReward Points
Axis Bank Neo Credit CardShopping and Movies
6 more rows

What's the easiest unsecured credit card to get? ›

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®.

What are the three top credit cards? ›

Chase Freedom Unlimited®: Best feature: Flexible cash back rewards. Capital One Venture Rewards Credit Card: Best feature: Travel rewards. Delta SkyMiles® Blue American Express Card: Best feature: Delta Air Lines rewards.

Does type of card affect credit score? ›

Credit cards can help or hurt your credit score depending on how you use them. Paying your credit card bills on time each month is the best way to build a strong credit score. Paying late or missing a payment can lower your score. It's also important not to owe too much on your cards at any given time.

What is a good APR for a credit card? ›

An APR is considered to be a good rate when it is at or below the national average, which currently sits at 20.40%, according to the Fed. This means that a credit card offering a fixed rate lower than 20.40% or a variable rate with a maximum of 20.40% would be considered a good APR for the average borrower.

Does it matter what type of credit card you have? ›

While some credit cards are generally better than others, there's no single best credit card out there for everyone. Each card has its own set of features, fees and other terms, some of which can be a better fit for you than others based on your preferences, spending habits and credit.

Does type of credit card affect credit score? ›

There are three general categories of credit accounts that can impact your credit scores: revolving, open and installment. Although having a variety of credit types can be good for your credit health, it's not the most important factor in determining your scores.

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