Commercial Banking & Credit Analyst (CBCA®) Certification (2024)

Step 5: Final Exam

After completing the required courses, take a final exam in credit and lending (with a minimum passing grade of 70%) to earn your program certification.

Step 6: Get CBCA® Certified

Congratulations! Upon completion of the program, you will receive a blockchain-verified digital certificate with your new credentials.

• Understand and project cash flow cycles and a borrower’s working capital funding gap

• Build a dynamic, logically designed, well structured 3-statement financial model

• Calculate a borrower risk rating based on historical financial results

• Recommend appropriate lending structures based on client needs, within the context of the financial institution’s credit policies

• Explain the administrative process behind credit documentation and work with specific examples of loan agreements and guarantees

• Complete a formal credit application, step-by-step

• Identify best practices and strategies to assess a businesses’ management team

• Interpret and analyze a borrower’s business plan

• Compare different forms of business structure and define the unique risks associated with lending to each

• Recommend collateral security structures to mitigate the risk of loan loss for a lender

• Define different loan covenants and recommend appropriate uses

• Identify early warning signs with potential problem accounts

• Explain how macroeconomic factors may affect a borrower’s ability to service debt obligations into the future

• Recommend adjustments to credit structures based on industry-specific risks

• Explore industry data providers for sources of benchmarking information

Abhishek Choudhry

Vikram Singh

Subhi Ghazal

Andrii

Can I download the Excel files and financial modeling templates?

Yes! You can download and edit the Excel models and templates included in your courses. All of the files needed in a course are available for download. Please note that while our study materials can be downloaded, the lecture videos are only available online due to copyright infringement issues.

How long do I have to complete the course?

Take as much time as you need. You will have access to all courses and all future upgrades in your subscription. You can review the video lessons as many times as you like and complete the courses at a pace that is most convenient for you.

Are CFI courses verified?

CFI is accredited by the Better Business Bureau® (BBB) to maintain training standards, and by the CPA Institutions in Canada, and the National Association of State Boards of Accountancy (NASBA) in the US for CPE credits. You can find more information here.

Are there additional fees or costs?

None! The program tuition includes everything and there are no additional fees required to earn your digital certification.

What currency are your courses priced in?

All of our online courses and programs are priced in USD.

How do I earn my certificates?

You need to complete all the video lessons, quizzes, and final assessments in each course to earn your course certificates. The certificate will then be available on your learner dashboard and also emailed to you as soon as you have completed all of the requirements.

How are the exams conducted?

Can I email the instructor if I have questions?

While the courses are designed mainly for self-study, we are happy to provide email assistance for general or technical support inquiries. The Full Immersion bundles include a premium email support function which allows you to communicate directly with in-house experts in the area of study you are focusing on. This is one of the key features that sets the Full Immersion bundle apart and makes it a worthwhile upgrade over the more affordable self-study bundle.

Will these courses help me advance my career?

Reviews from learners who have taken CFI courses and the CBCA® certification program include numerous stories about how people have been able to advance their careers. There is a proven track record of CFI graduates making successful transitions into the careers of their dreams and this is based largely on the resources that we make available to our learners upon enrollment. Our training is designed to be fully practical and simulates the experience of being trained as a professional financial analyst. Additionally, we offer a wealth of information through our free career resources. The unique blend of all these elements is what sets us apart from other eLearning platforms when it comes to giving you all the tools you need to create a successful career in commercial lending.

More questions?

You can view more detailed information through our Help Center or simply Email Us and we’ll be happy to answer any of your questions!