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1 member
- Corporation
- Hardcore
- Role play
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Trading
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Citizens Universal Bank is an independent bank, committed to meeting the financial needs of individuals and organizations in the universe. We offer savings accounts that accumulate interest over time, and loans to help you with your purchases that are just out of reach.
History Manifesto Charter
History
Citizens Universal Bank is a neutral corporation. We will safely hold money and give out loans with no bias to an individual’s affiliations. Citizens Universal Bank is descended from the renowned UBS bank of Switzerland.
Manifesto
Each individual or organization will be assigned a personal account with CUB that allows you to have both a savings account and a loan account. These personal accounts will have an associated Star Citizen Credit Score (SCCS).
Savings Account Information
Interest compounded weekly
Interest rate: 0.15%
Loan information
Interest compounded weekly
Interest rate: 5%
Loans duration is 12 weeks unless otherwise agreed upon or loan is paid off early
The minimum payment per week is 1/8th the loan amount
The customer may choose to pay more than the minimum payment
If a loan has not been paid off within 12 weeks and no contact has been made with the bank, CUB may choose to send officials out to collect on your debt.
Star Citizen Credit Score (SCCS) Information
SCCS is based on amount of credits in savings, loans taken out previously, amount of loans paid off, and speed in which loans were paid off. The SCCS will effect how much CUB will be willing to loan to that account. Regularly making at least the minimum payment will make your SCCS rise, while missing payments will make it fall. The more you bank with us and pay the weekly minimum loan payments, the more you will be allowed to be loaned in the future.
Charter
Citizens Universal Bank is dedicated to giving our customers the highest quality banking service available.
A member of CUB will be on at least once per day for when you need to make payments or deposit/withdraw from your savings. If you are having problems reaching us in game, please contact us at citizensuniversalbank@gmail.com.
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