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The Latest Rates for CDs, IRAs, Checking and SavingsAccounts
You hustle hard every day. We believe your money should work just as hard.
Rates as of March 16, 2024
36 Month CDSpecial
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| Term | Deposit Interest Rates | Annual Percentage Yield | Minimum Deposit to Open |
|---|---|---|---|
| 36 Month1 | 3.92% | 4.00% | $2,500 |
1 The Annual Percentage Yield (APY) for the 36-month Certificate of Deposit (CD) is 4.00% as of 3/1/24.The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only andnot transferred from an existing account. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits areinsured in full by FDIC and DIF.
36 Month IRA Special
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| Term | Deposit Interest Rates | Annual Percentage Yield | Minimum Deposit to Open |
|---|---|---|---|
| 36 Month1 | 3.92% | 4.00% | $2,500 |
1 The Annual Percentage Yield (APY) for the 36-month Individual Retirement Account (IRA) is 4.00% as of 3/1/24.The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from IRA. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits areinsured in full by FDIC and DIF.
15 Month IRA Special
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| Term | Deposit Interest Rates | Annual Percentage Yield | Minimum Deposit to Open |
|---|---|---|---|
| 15 Month1 | 4.88% | 5.00% | $2,500 |
1 The Annual Percentage Yield (APY) for the 15-month Individual Retirement Account (IRA) is 5.00% as of 3/1/24.The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from IRA. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits areinsured in full by FDIC and DIF.
9 and15-Month CD Special
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| Term | Deposit Interest Rates | Annual Percentage Yield | Minimum Deposit to Open |
|---|---|---|---|
| 9 Month1 | 5.31% | 5.35% | $2,500 |
| 15 Month2 | 4.88% | 5.00% | $2,500 |
1 The Annual Percentage Yield (APY) for the 9-month Certificate of Deposit (CD) is 5.35% as of 3/1/24. The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only andnot transferred from an existing account. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits areinsured in full by FDIC and DIF.
2 The Annual Percentage Yield (APY) for the 15-month Certificate of Deposit (CD) is 5.00% as of 3/1/24. The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits areinsured in full by FDIC and DIF.
Certificates of Deposit
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| Term | Deposit Interest Rates | Annual Percentage Yield | Minimum Deposit to Open |
|---|---|---|---|
| 91 Day - 5Month | 3.25%** | 3.29% | $2,500 |
| 6-8 Month | 3.25%** | 3.28% | $2,500 |
| 9-11 Month | 3.25%** | 3.26% | $2,500 |
| 12-14 Month | 3.20%* | 3.25% | $500 |
| 15-17 Month | 3.44%* | 3.50% | $500 |
| 18-23 Month | 3.44%* | 3.50% | $500 |
| 24-29 Month | 3.44%* | 3.50% | $500 |
| 30-35 Month | 3.20%* | 3.25% | $500 |
| 36-47 Month | 3.20%* | 3.25% | $500 |
| 48-59 Month | 3.20%* | 3.25% | $500 |
| 60 Month | 3.20%* | 3.25% | $500 |
* = Daily Compounding **= Simple Interest This is a consumer product.There is a substantial penalty for early withdrawal. Fees could reduce earnings.All deposits are insured in full by FDIC and DIF.
NOW Account
| Balance to Earn APY | Deposit Interest Rate | Annual Percentage Yield |
|---|---|---|
| No minimum balance to earn APY* | 0.01% | 0.01% |
*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to openis $100.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings.All deposits are insured in full by FDIC and DIF.
Rewards Checking Account
| Balance | Interest Rate | APY* |
|---|---|---|
| $0.00 - $15,000.00 | 3.92% | 4.00% APY* |
| $15,000.01+ | 0.01% | 4.00% to 0.01% APY* |
This is a consumer product.
*The Annual Percentage Yield (APY) is 4.00% as of 3/1/24. Balances up to and including $15,000.00 will earn an APY of 4.00%, balances in excess of $15,000.00 will earn an APY of 4.00% to 0.01%. If you do not meet the eligibility requirements during thestatement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursem*nt for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements, a direct deposit of$100 or more, 12 debit card purchases processed and posted as a credit card with a minimum of $10 per transaction.Rate is subject to change. Fees may reduce earnings.
Lifeline 18/65 Checking Account
| BALANCE TO EARN APY* | Deposit Interest Rate | Annual Percentage Yield |
|---|---|---|
| NO MINIMUM BALANCE TO EARN APY | 0.01% | 0.01% |
Freedom Checking Account
| Deposit Interest Rate | Annual Percentage Yield |
|---|---|
| 0.01% | 0.01% |
Passbook Savings Account
| balance to earn apy* | Deposit Interest Rate | Annual Percentage Yield |
|---|---|---|
| NO MINIMUM BALANCE TO EARN APY* | 0.15% | 0.15% |
*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to openis $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings.All deposits are insured in full by FDIC and DIF.
StatementSavings Account
| balance to earn apy* | Deposit Interest Rate | Annual Percentage Yield |
|---|---|---|
| NO MINIMUM BALANCE TO EARNAPY | 0.15% | 0.15% |
*APY - Annual Percentage Yield.This is a consumer product. Minimum balance to openis $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings.All deposits are insured in full by FDIC and DIF.
Holiday Club Account
| BALANCE TO EARN APY* | Deposit Interest Rate | Annual Percentage Yield |
|---|---|---|
| NO MINIMUM BALANCE TO EARN APY | 0.15% | 0.15% |
*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to openis $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings.All deposits are insured in full by FDIC and DIF.
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