Car Insurance - Get A Car Insurance Quote Online | M&S Bank (2024)

Personal claims manager

No matter the level of cover you choose, if you make a claim, it will be handled by your very own personal claims manager to help ensure everything runs smoothly, delivering the type of service you'd expect from M&S Bank.Footnote 1**

Uninsured driver protection

It is reassuring to know that you can recover your excess even if you're hit by an uninsured driver.

Full details including vehicle registration, the make/model of the vehicle; and the driver’s details must be provided.

Guaranteed replacement car with premier cover

If you can't drive your car after an accident, fire or theft, we'll give you a hire car for up to 28 days (subject to eligibility),*** and then a courtesy car after that if required (subject to availability).

Guaranteed replacement car cover options can be added to standard policies.

Child car seat cover

Up to £150 per seat for replacement child seats, damaged or not, following an accident.

Personal accident cover - for peace of mind

If you or your spouse is injured in a car accident, you could claim up to £10,000 (comprehensive cover only). ****

£100,000 legal protection with premier cover

If you're in a car accident that's not your fault, your policy provides legal expenses to help you and your passengers claim for uninsured losses. Your legal fees will be taken care of, up to a limit of £100,000. There must be a reasonable chance of case success.

Breakdown cover included with premier cover

RAC European and UK breakdown cover is included, covering you even if you're a passenger in another car. Optional levels of breakdown cover can be added to standard policies (covers your vehicle only). The cost of parts, fuel or other supplies are excluded.

Driving abroad?

Going on holiday? With M&S Car Insurance, get up to 90 days’ cover, to the same level as your UK policy, whilst you are using the car within the countries referred to in your policy documents.

Quality repairs

If your car is damaged and you need to make a claim, arrangements will be made for it to go to a nationwide approved repair centre, with a 3 year guarantee on all replacement parts and repairs.

Your policy only covers the named drivers listed in section 5 of your Certificate of Motor Insurance. If anyone else drives your car, including members of your family or someone living with you, your car won't be covered. If you want to let someone else drive your car for a short period, you may be able to add them to your policy as a temporary driver for up to 14 days. To extend this period, you can add the same person as a temporary driver again. Even if your policy only covers you for private use and commuting, a temporary driver can also be covered for business use, as long as this is linked to the main drivers business.

An administration fee will also apply in addition to this premium. To add a temporary driver call the customer services team on0344 412 2157. Lines are open 8am-8pm Monday to Friday, 8am-6pm Saturday, 10am-4pm Sunday and 9am-5pm bank holidays. Make sure you've got your policy details to hand when you call. 03 numbers are charged at the same rate as a standard 01 or 02 landline number, even when calling from a mobile. Calls to 03 numbers will normally be part of any inclusive minutes provided with phone packages. You should check this with your service provider.