Can you send money to friends and family using a Visa gift card (2024)

FAQs

Can I send money to someone using a Visa gift card? ›

Yes, it is possible to link a Visa gift card to your PayPal account and use it to send money to others. However, there are a few things to consider: 1. Make sure your Visa gift card is registered: Some gift cards require activation and registration before they can be used for online transactions.

Prepaid cards and gift cards are both pieces of plastic that can be used to make purchases. They make popular presents as well: A versatile way to give a recipient the funds to buy whatever they like that seems safer and a touch classier than a wad of cash, and more convenient than a personal check.

Zelle works with most prepaid cards issued by banks in the Zelle Network. In fact, you will not be able to enroll business debit cards, credit cards, cards linked to international accounts, gift cards, or pre-paid cards from financial institutions outside of the Zelle Network, according to Zelle.

Using your Visa Gift card in stores and online

In a store, you'll just slide or insert your Visa card to pay. For an online checkout, you'll enter your Visa gift card's 16-digit number, expiration date and CVV in the appropriate form field.

As well as being accepted by stores, hotels, and leisure venues all over the world, Visa and Mastercard are used for the vast majority of online transactions too. This means that sending a pre-paid gift card to someone is one of the most effective ways of transferring money to someone that has no bank account.

While gift cards may have expiration dates or require the recipient to spend a certain amount at once, cash can be used whenever and however the recipient sees fit. Whether they choose to save it for a rainy day or splurge on something special, cash allows for flexibility and spontaneity.

All Visa gift cards have a fee, and this fee is dependent on the value of the gift card. Visa gift card of $10.00 to $74.99 have a $2.95 fee. Visa gift card of $75.00 to $149.99 have a $3.95 fee. Visa gift card of $150 to $249.99 have a $4.95 fee.

Prepaid Cards are issued by a card issuer or a bank so, they typically have a few more protection mechanisms built in if the card is lost or stolen. A Gift Card doesn't have that protection system. If the Gift Card is lost, then likely the money on it is lost.

Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it. Please note that this doesn't apply to merchant-specific gift cards, which do not have a Visa®, MasterCard®, American Express®, or Discover® logo on them.

The primary cardholder has to add an authorized user. This can be done by calling the credit card issuer or logging onto the online account. Many issuers will issue a second card for the authorized user, but it will generally be mailed to the primary cardholder, who can choose to give it to the authorized user or not.

How to turn a Visa gift card into cash? ›

Exchange the Gift Card at a Gift Card Exchange Kiosk

Most shopping malls or grocery stores will have a kiosk where you can exchange your gift card for store credit, another gift card, or straight cash. Coinstar kiosks are likely the most common gift card exchange kiosks.

Venmo will verify your Visa gift card information. Once it's verified, you'll be able to use it to send and receive money on Venmo. Note: Venmo does not accept all prepaid cards. You can only add prepaid cards that are network branded (e.g., American Express, Discover, MasterCard, Visa) and registered under your name.

Conclusion. A Visa gift card is a card whose functions transcend its use as a payment method. You can now use the card to withdraw cash at ATMs, which makes it a viable digital asset to own. However, it is important to know that you can only use the card at ATMs that support Visa and not every ATM you find around.

Consider using a padded envelope. Select an envelope that is strong enough to hold the card or attach the gift card to a thin piece of cardboard. Place an extra label or notice on the gift card with the delivery or return address; this ensures the safe return should the outside label become damaged or fall off.

A digital card sent via text is much more secure. Last-minute: Most importantly, it's quick and simple to text someone a text gift card. This means it's ideal for a last-minute or belated gift.

You can use your card for online purchases by entering the card number, expiry date and the 3 digit code (CVV) found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert “Gift Card” in the field provided.