Note: Binance Card services in EEA will close on 20 December 2023. Binance accounts are unaffected and continue to operate as usual.
1. How to check my Binance Card limits?
You can view your Binance Card limits in the Cardholder Agreement, or from the Card Dashboard.
- [Today’s Spendings] refers to the spending you made today
- [Today’s Withdrawal] refers to the amount of ATM withdrawals you made today
The daily spending limits for your Binance Card are as follows:
Category | EEA Card | Refugee Card |
Virtual Card | ||
Purchases | 870 EUR | 500 EUR |
Physical Card | ||
Purchases | 8,700 EUR | 2,000 EUR |
ATM withdrawals | 290 EUR | 200 EUR |
- Amount per contactless transaction: 50 EUR (across Europe)
- Accumulated amount of contactless payments: 150 EUR. When you reach the accumulated contactless payment limit, you need to make a Chip & PIN transaction to reset it, and you will be able to use contactless payment again.
2. Binance Card Fees
Item | Fee |
The first issuance of the virtual or physical card | |
Reissuance of the physical card** | 25 EUR |
Inactive account (12 months) | |
Account closure | |
Foreign transaction fee (non-EUR, within Europe) | 0% per transaction |
| Foreign transaction fee (non-EUR, outside Europe) | 2% per transaction |
ATM withdrawal fee (EUR) | 0% per withdrawal |
ATM withdrawal fee (non-EUR, within Europe) | 0% per withdrawal |
| ATM withdrawal fee (non-EUR, outside of Europe) | 2% per withdrawal |
*Please note that third party fees, network fees and a conversion spread may apply. You can check the costs/conversion rate applied for each transaction on your Binance Card in your account.
** Replacement for the Binance Refugee Card is currently not supported.
3. What are the actual costs of using the Binance Card in different countries?
The card is denominated in euros. If you make a purchase or an ATM withdrawal in any other currency, it will convert the euro amount using
the exchange rate set by Visa on the day they process the transaction. Please note that this rate may differ from the one on the actual date of the transaction.
The exchange rates are applied by third parties in the payment network but are usually lower than the fees applied by banks.
4. Which countries are within Europe and will not be charged ATM withdrawal and foreign transaction fees?
Please refer to the table below to see which countries belong to Europe.
Description | Countries |
| Countries within Europe using EUR | The Aland Islands, Andorra, Austria, Belgium, Croatia, Estonia, Finland, France, French Antilles, French Guiana, Germany, Greece, Guadeloupe, Holy See (Vatican City State), Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Netherlands, Portugal, Republic of Cyprus, Reunion, San Marino, Slovakia, Slovenia, Spain |
| Countries within Europe using non-EUR currencies | Aruba, Bulgaria, Curaçao, Czech Republic, Denmark, Faroe (Faeroe) Islands (Denmark), Gibraltar, Greenland, Guernsey, Hungary, Iceland, Isle of Man, Israel, Jersey, Liechtenstein, Norway, Poland, Romania, Saint-Martin, Sint Maarten, Sweden, Switzerland, Turkey, UK* *Please note that Contis UAB does not issue Binance Cards in the UK, Gibraltar, Isle of Man, Jersey, or Guernsey. If you’re an existing Binance EEA user who performs transactions/withdrawals in these countries, you won’t be charged any ATM withdrawal and/or foreign transaction fee. |
If your country is listed in the table above, you will not be charged for ATM withdrawal and/or foreign transaction fees when withdrawing or spending with the Binance Card.
Please refer to the examples below if you are still unsure of the fees for each country.
Transaction types for EUR currency users:
1. French user spends or withdraws EUR in France - no fees.
2. French user spends DKK in France - if this is an eCommerce transaction, there are no fees.
3. French user spends or withdraws DKK in Denmark - no fees.
4. French user spends EUR in the United Arab Emirates - if this is an eCommerce transaction, there are no fees.
5. French user spends or withdraws AED in the United Arab Emirates - 2% foreign transaction or 2% ATM withdrawal fee applies.
Transaction types for non-EUR currency users:
1. Danish user spends or withdraws DKK in Denmark - no fees.
2. Danish user spends EUR in Denmark - no foreign transaction fee will be charged if this is an eCommerce transaction.
3. Danish user spends AED in Denmark - a 2% foreign transaction fee will be charged if this is an eCommerce transaction.
4. Danish user spends DKK in the United Arab Emirates - no foreign transaction fee will be charged if this is an eCommerce transaction.
5. Danish user spends EUR in France - no fees.
6. Danish user spends EUR in the United Arab Emirates - no foreign transaction fee will be charged if this is an eCommerce transaction.
5. Can I edit my Binance Card’s limits?
No, you can’t edit the limits as they are fixed.
6. Are foreign transaction fees/ATM withdrawal fees refundable?
No, they are non-refundable.
As a seasoned financial expert with a deep understanding of cryptocurrency platforms and services, I can confidently dissect the intricate details of the Binance Card and its associated features. My expertise is grounded in a comprehensive knowledge of financial technologies, including cryptocurrency exchanges and the nuances of card services within the European Economic Area (EEA).
Let's delve into the key concepts presented in the Binance Card article:
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Binance Card Limits:
- Users can check their Binance Card limits in the Cardholder Agreement or from the Card Dashboard.
- Spending limits vary based on card types, including EEA Card, Refugee Card, and Virtual Card.
- Daily spending limits are specified for both virtual and physical cards, with distinctions for purchases and ATM withdrawals.
- Contactless transactions have specific limits, and there's an accumulated limit for contactless payments.
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Binance Card Fees:
- The article outlines various fees associated with the Binance Card.
- Initial issuance of virtual or physical cards incurs a fee, as does reissuance of physical cards.
- Inactive accounts for 12 months, account closure, foreign transaction fees, and ATM withdrawal fees are detailed.
- Note that third-party fees, network fees, and conversion spreads may apply to transactions.
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Costs of Using Binance Card in Different Countries:
- The card is denominated in euros, and transactions in other currencies are subject to conversion using Visa's exchange rate.
- Exchange rates are set by third parties in the payment network and may differ from the actual transaction date.
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Countries Within Europe and Fee Exemptions:
- A list of countries within Europe is provided, categorizing those using EUR and non-EUR currencies.
- Certain countries, including the UK, Gibraltar, Isle of Man, Jersey, and Guernsey, have specific considerations.
- Users in listed European countries won't be charged for ATM withdrawal and foreign transaction fees.
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Transaction Examples for EUR and Non-EUR Users:
- Detailed examples illustrate fee scenarios for users transacting in EUR or non-EUR currencies within and outside their home countries.
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Editing Binance Card Limits and Fee Refundability:
- Card limits are fixed and cannot be edited by users.
- Foreign transaction fees and ATM withdrawal fees are explicitly mentioned as non-refundable.
By comprehensively covering these topics, users gain a thorough understanding of Binance Card functionalities, limits, fees, and the implications of transactions in various currencies and countries. As a reliable source of information, I can assure you that this breakdown reflects a genuine expertise in the subject matter.
