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“At a time of record high credit card rates, we see a record high number of Americans carrying credit card debt that exceeds their emergency savings”
Americans With More Credit Card Debt Than Emergency Savings Remains at All-Time High
According to a new Bankrate survey, over a third of American households (36%) have more credit card debt than emergency savings for the second consecutive year, and the highest percentage since polling began in 2011.
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National average banking rates
| 1 Year CD | 1.72% | |
| 3 Year CD | 1.40% | |
| 5 Year CD | 1.42% | |
| Savings Account | 0.57% |
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Current mortgage rates
| 30 Year Fixed | 7.05% | |
| 15 Year Fixed | 6.54% | |
| 10 Year Fixed | 6.56% | |
| 5/1 ARM | 6.27% |
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