ATM | BDO Unibank, Inc. (2024)

ATM Banking

Access your account from more than 3,000 BDO ATMs nationwide. BDO ATMs are conveniently located in malls, department stores, hypermarts, hospitals, transport terminals, convenience stores, fast food outlets, hotels, gasoline stations and selected corporate offices.

With BDO ATMs, you may:

  • Check your account, Cash Card and Smart Money balances
  • Withdraw up to Php 50,000.00 cash per day*
  • Transfer money (Fund Transfer) to enrolled or unenrolled BDO accounts or select MegaLink-member bank accounts
  • Pay your bills to over 60 accredited companies or merchants (no need to enroll selectedcompanies or merchants)
  • Load SMART, Talk 'N Text, Globe, Touch Mobile (TM) and SUN prepaid mobile phone
  • Avail of cash advance from your Amex, JCB, MasterCard, Visa or UnionPay credit card
  • Order more checkbooks
  • Easily load your SMART, Talk 'N Text, Globe, Touch MobileTM and SUN prepaid mobile phones or broadband services
Electronic ChannelTransaction Limit
BDO ATM Withdrawal
  • Maximum amount per day: PHP50,000*
  • Maximum amount per single transaction: PHP 25,000
  • Minimum amount per single transaction:
    PHP200

Effective April 7, 2021

BDO ATM Fees
TransactionsFees

Withdrawal

BDO Cards

Debit Cards

Cash Cards

Non-BDO Local Cards

Cards issued overseas

FREE

PHP 2

PHP 18

PHP 250

This fee is in addition to fees that the card issuer may charge

Balance Inquiry

BDO Cards

Debit Cards

Cash Cards

Non-BDO Local Cards

Cards issued overseas

FREE

FREE

PHP 2

Subject to fees that the card issuer will charge

Send Money

To Enrolled BDO Account

To Any BDO Account

FREE

PHP10 (Note: This is FREE on BDO Digital Banking)

SM ePLUS ReloadPHP 10

BDO ATMs also accept Cards with the following logos:

BDO protects you from ATM skimming.

Heard about ATM skimming? BDO takes a multi-phased approach in ensuring that your account is safe. Here are some helpful tips so you can take part in the prevention.

Learn more.

Deposits are insured by PDIC up to P500,000 per depositor.

ATM | BDO Unibank, Inc. (2024)

FAQs

Is BDO and BDO Unibank, Inc the same? ›

The Bank changed its corporate name to “BDO Unibank, Inc.” from “Banco De Oro Unibank, Inc.” effective 4 November 2011. However, the Bank does business under any of the following names and styles: BDO, BDO Unibank, Banco De Oro, Banco de Oro Unibank, BDO Banco De Oro.

Is Unibank a bank? ›

As a member you'll enjoy...

When you join UniBank, you'll own a share in one of Australia's largest mutual banks. This means, you're not just a customer, you're a shareholder who benefits from our profits with competitive rates, low fees and amazing products and services.

How much can you withdraw from Unibank ATM? ›

Check your account, Cash Card and Smart Money balances. Withdraw up to Php 50,000.00 cash per day* Transfer money (Fund Transfer) to enrolled or unenrolled BDO accounts or select MegaLink-member bank accounts.

What is the swift code of BDO Unibank? ›

The SWIFT/BIC code for BDO UNIBANK, INC. is BNORPHMMXXX.

Can I deposit money from BDO Unibank to BDO Network Bank? ›

Together with InstaPay and PESONet, BDO continues to find ways to make banking easy. With these partnerships, you can now Send Money directly to accounts in other banks, service providers, or online merchants for a fee. Sending from BDO to BDO account continues to be free.

Can BDO Network Bank receive money from abroad? ›

How to receive money from abroad with BDO. In order to receive the money, first of all you'll need to give the provider your details including full name, telephone number and address in the Philippines. If you want to receive the money into your bank account, you'll need to provide them with the account number too⁴.

What is the name of BDO UniBank? ›

In September 1996, BDO became a universal bank, which led to the bank's name being changed to the current Banco de Oro Universal Bank (BDO Unibank). BDO Unibank eventually became involved in insurance services in 1997 (it is a bancassurance firm) by establishing a subsidiary called BDO Insurance Brokers.

What type of bank is BDO UniBank, Inc? ›

BDO is a full-service universal bank that provides a complete array of industry leading products and services to the retail and corporate markets including Lending (corporate, middle market, SME, and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Corporate Cash Management ...

Which country does UniBank belongs to? ›

Unibank (UB) was established on 1 October 2002 when the operations of Mbank (MB) and Promtekhbank (PTB) merged. As a result of this merger, the first of its kind in the Azerbaijan financial sector, UB has become one of the top 5 private banks in Azerbaijan in terms of total equity.

How do I withdraw money from UniBank? ›

You may make cash withdrawals from your checking or statement savings account(s) at any participating network ATM. The standard ATM cash withdrawal limit is $305 per day; the point of sale limit is $500 per day. You have the option to change your daily cash withdrawal limit provided you ask us to do so.

Can I withdraw from my BDO ATM abroad? ›

BDO Cards bearing the Mastercard/Visa logo can be used to make withdrawals/payment transactions at Mastercard/Visa ATMs/POS/Online/Web Merchants located at countries outside the Philippines.

How many times can I withdraw money from ATM in a day? ›

Is there a limit to the number of times money can be withdrawn from an ATM every month? Usually, banks allow customers to make five withdrawals at no additional charges in a month. Post that, a charge will be levied for each withdrawal at an ATM.

Is bank code same as SWIFT? ›

Also known as Bank Identifier Code (“BIC”), SWIFT is short for “Society for World Interbank Financial Telecommunication”.

How do I know my BDO SWIFT number? ›

You can find the BDO swift code for your specific branch by visiting the BDO website, or by contacting the bank directly.

Is SWIFT code same for all branches of RBC? ›

Each Royal Bank of Canada (RBC) branch has a unique SWIFT code. You can check the correct SWIFT codes for your Royal Bank of Canada (RBC) branch here. However, if you're not sure, or can't find the branch code, you can use the 8 character head office SWIFT code, and your payment will still make its way to your account.

How can I send money to BDO from abroad? ›

How to Send money
  1. STEP 1 Apply. Download the International Money Transfer App and apply to open a Seven Bank account and register for the International Money Transfer Service. ...
  2. STEP 2 Deposit money into your Seven Bank account. ...
  3. STEP 3 Remit using the International Money Transfer App.

Is BDO debit card a Unibank or network bank? ›

Debit Card. BDO Unibank, Inc.

Does BDO accept international wire transfer? ›

Send money to your loved ones in the Philippines through BDO Remit! We have offices in Asia, North America, Europe and Middle East that provide fast, secured and reliable services. Our expansive network of partners allows accessible and convenient sending of money from anywhere in the world.

How to transfer money from Philippines to Canada? ›

Bank transfer from Philippines to Canada - most banks will let you wire money internationally online, by visiting a branch or by phone. Payments to CAD will be sent directly from your bank account to your recipient's local bank account in your chosen currency.

Does BDO have international banking? ›

Our multi-cultural team is composed of Relationship Managers and Advisors with broad international and local banking experiences, and are attuned to serving the unique banking needs of foreign companies and individuals.

Can I use my BDO ATM card in any country aside from Philippines? ›

Your BDO Debit Card is accepted worldwide at ATMs and stores wherever Visa or Mastercard is accepted.

Does UniBank have online banking? ›

Search UniBank.com

Online Banking, Mobile Banking and ATMs remain convenient options available to you 24/7.

Is there an app for BDO Network Bank? ›

Take BDO wherever you go.

Enjoy hassle-free banking with the BDO Digital Banking app.

Where is BDO UniBank located in the Philippines? ›

BDO Corporate Center is located at 7899 Makati Avenue, Makati City.

Who owns BDO Unibank? ›

BDO's major shareholders are the SM Group and IFC (International Finance Corporation)/ IFC Capitalization Fund. For more details, please refer to Ownership under Board and Shareholder Matters of the Corporate Governance section of this website.

Who owns BDO Network Bank? ›

What is the product of BDO Unibank, Inc? ›

Point of Sale (POS) terminal installation. Card acceptance and POS terminal usage orientation. Supplies. Terminal maintenance, servicing and repair.

Is UniBank a good bank? ›

It is also the 1,525th largest bank in the nation. It was established in 2006 and as of March of 2023, it had grown to 57 employees at 4 locations. UniBank's CD rates are 5X the national average, and it boasts an A+ health rating.

Is there UniBank in USA? ›

UniBank - Washington State (WA), U.S. UniBank has a bank branch where you are…

Is BDO a banking institution? ›

As a leading bank in the Philippines with a diverse range of products and services, BDO truly understands the needs of companies in the financial industry. Our cash management services are innovatively designed with specialized solutions specific to the type of service you provide.

How much does BDO charge for ATM withdrawal? ›

Using your BDO card at non-BDO ATMs will incur fees which may vary depending on the bank,” BDO said in an advisory. BDO is set impose a P18 per ATM withdrawal and P2 per balance inquiry done by non-BDO cardholders in its network.

What is the transfer limit for UniBank? ›

There's no limit when you transfer funds between your own UniBank accounts. For all other payments and transfers, the daily transfer limit in Internet Banking or our Mobile Banking App is $5,000 by default. You can change your payment limit in Internet Banking at any time and up to $50,000.

How do I withdraw money from my bank account in another country? ›

ATMs are the best way to access money abroad and are increasingly available. Your bank or credit card company may charge fees for withdrawals overseas and may have a limit on the amount you can withdraw daily, so be sure to consult with your bank about this.

Can I use my ATM in another country? ›

Yes. As long as your ATM or credit card has either a Visa or PLUS logo, you can withdraw cash at ATMs that are part of the Visa or PLUS network. How do I find an ATM in the country that I'm traveling to? Visa is accepted at over 200 countries and territories around the world.

Can I use my ATM card in another country? ›

While you can typically use a debit cards in another country, you may have to pay a foreign transaction fee. Though these fees vary by bank and card issuer, they are usually around 3% of any transaction abroad. In addition, you may be given the option by a merchant to pay in local or U.S. currency.

Do ATMs work internationally? ›

Use an ATM in Your Bank's International Network

Some large banks have branches or ATMs in other countries. Even when that's not the case, your bank may partner with other banks or be part of ATM networks that offer fee-free withdrawals. However, an exchange rate or conversion fee could still apply.

Can ATM withdraw $1,000? ›

Most often, ATM cash withdrawal limits range from $300 to $1,000 per day. Again, this is determined by the bank or credit union—there is no standard daily ATM withdrawal limit. Your personal bank ATM withdrawal limit also may depend on the types of accounts you have and your banking history.

Can I withdraw $20000 from bank? ›

Unless your bank has set a withdrawal limit of its own, you are free to take as much out of your bank account as you would like. It is, after all, your money. Here's the catch: If you withdraw $10,000 or more, it will trigger federal reporting requirements.

How much is the ATM withdrawal fee? ›

Bank ATM fees can vary from as low as $2.50 per transaction to as high as $5 or more, depending on whether the ATM you use is out-of-network or even international.

What is a SWIFT code Canada? ›

A SWIFT code (also called a BIC code) is an alphanumeric code used to identify specific banks in Canada and around the world. An important part of international money transfers, SWIFT codes are often used for international wire transfers and currency exchange.

What is the SWIFT code for CIBC bank in Canada? ›

CIBCCATT

What is SWIFT code for Scotiabank? ›

Our institution code is 002. Our SWIFT code is NOSCCATT.

What is the difference between BDO Unibank and BDO Network bank? ›

BDO Network Bank, Inc. (BDONB) is the community banking arm of BDO Unibank, Inc. We offer financial solutions that are tailor-fit to the needs of the unserved and underserved communities. Our products and services include loans, deposits, cash management, remittance, and bills payment services.

Do all banks have SWIFT numbers? ›

Whilst most banks have a BIC / SWIFT code assigned to them, there are some financial institutions that do not use them. A number of smaller banks and credit unions in the United States do not connect to the SWIFT network, which means that they do not use international routing codes.

How many digits is SWIFT number? ›

A SWIFT (Society for Worldwide Interbank Financial Telecommunications) code is an 8-11 character long, standard format code that identifies banks and financial institutions worldwide.

What is the SWIFT code for RBC Canada to Canada? ›

RBC Royal Bank SWIFT BIC (if funds coming from international location): ROYCCAT2.

Does RBC accept SWIFT transactions? ›

There are two ways your recipient can receive the funds: Deposit to Account: If you know your recipient's bank name, SWIFT BIC, or ABA (for the USA) and account number, IBAN (for IBAN countries), or CLABE (for Mexico), we'll simply transfer the funds directly into the recipient's account.

Is SWIFT code only for international wire transfer? ›

When do I need a SWIFT code? Your SWIFT code is usually required if someone is sending you an international money transfer as it's used to identify an individual bank to verify international payments. For example, a company might ask for your SWIFT code if they're paying your invoice via overseas transfer.

What is the difference between BDO Unibank and Banco de Oro? ›

In September 1996, BDO became a universal bank, which led to the bank's name being changed to the current Banco de Oro Universal Bank (BDO Unibank). BDO Unibank eventually became involved in insurance services in 1997 (it is a bancassurance firm) by establishing a subsidiary called BDO Insurance Brokers.

What is the difference between BDO online and BDO Unibank app? ›

What is the difference between the old BDO Digital Banking app and the new BDO Online app? The old BDO Digital Banking app and the new BDO Online app are both used to access BDO's online banking services. BDO Online is the new and improved version of BDO Digital Banking.

What type of bank is BDO Unibank, Inc? ›

BDO is a full-service universal bank that provides a complete array of industry leading products and services to the retail and corporate markets including Lending (corporate, middle market, SME, and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Corporate Cash Management ...

What is the other name of BDO Network Bank? ›

BDO Network Bank (BDO NB), formerly known as One Network Bank (ONB), is a Davao City–based rural bank in the Philippines.

Can I transfer from BPI to BDO Unibank or network bank? ›

BPI to BDO: How to Transfer Money via BPI Mobile App
  • Log in to your BPI Online Account.
  • Select which account you want to transfer funds from.
  • Enter the transaction details.
  • Review the details of your transaction.
  • Enter the One-Time Pin (OTP).
  • Take note of the confirmation number.
  • Is this post helpful to you?

Who are the affiliates of BDO Unibank? ›

The Company's subsidiaries include BDO Capital & Investment Corporation, BDO Private Bank, Inc.; BDO Leasing and Finance, Inc.; BDO Finance Corporation; and BDO Securities Corporation.

How to activate BDO Online Banking abroad? ›

Click “Online Banking Login” > “Enroll Now”. Select “Outside the Philippines” , fill-out the form and click on “Submit”. Wait for a call from our BDO Customer Service Officer to verify your enrollment within five (5) working days. Wait for the activation email.

Does UniBank have Online Banking? ›

Search UniBank.com

Online Banking, Mobile Banking and ATMs remain convenient options available to you 24/7.

Is there a BDO Network Bank Online Banking? ›

Click here to watch our detailed Step-by-Step How-to Videos to Sign Up, Send Money, Pay Bills and more via BDO Online Banking. Manage your deposit, credit card, cash card, loan and trust account balances.

What is the description of BDO Unibank, Inc? ›

BDO Unibank, Inc. (BDO) is a universal bank which engages in providing financials services to corporate markets and specializes in Lending, Deposit-taking, Foreign, Exchange, Brokering, Trust and Investments, Credit Cards, Corporate cash management and remmitances in the Philippines.

Is BDO a bank in Canada? ›

From our humble beginnings as Dunwoody & Co., we have grown to be one of the largest professional services firms in Canada—and it all started with a single entrepreneur with a dream. Over our 100 years of business in Canada, there were many milestones, accomplishments, and exceptional moments to celebrate.

How many BDO ATMs are there? ›

BDO ATMs. Access your account from over 4,000 ATMs nationwide.

What is the routing number of BDO Network Bank? ›

RRM01096 | BDO Unibank, Inc.

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