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Maximum Loan Tenure
Get a loan repayment tenure of 12 to 48 months
Loan Amount
Avail personal loans upto
₹ 15 Lakhs
Interest Rates
Repay your loans at interest rates starting from 12%
Completely Digital Process
Faster disbursal with zero paperwork
Open Eligibility
Loan for both Salaried and Self-Employed Professionals
No Income Proof
Get a loan without having to produce income proof
No Collateral/Security
Apply without any collateral or security for Personal Loans.
Finance your aspirations today!
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Loan Eligibility
KYC Details
Mandate Registration
Agreement Signing
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Loan Eligibility
KYC Details
Mandate Registration
Agreement Signing
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Empowering Your Goals.
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Personal Loans
The process was user friendly and very smooth. Mukesh was very helpful in guiding me through the journey and gave me proper guidance.
Jessie D'souza (Mangalore, Karnataka)Loan Disbursed in 2 hours
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Personal Loans
I want to share that your customer care system is so caring that the client feels, they are in safe hands. Entire team works in synergy, which I personally appreciate. I thank the entire team for the great work you are doing for your clients.
Vivek Kumar Grover (Delhi)Loan Disbursed in 2 hours
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Personal Loans
I have upskilled myself and look forward to starting my own venture soon. Smooth process, disbursem*nt in 15 mins of process completion. Extremely satisfied with the assistance of the Call center.
Jasbir Kaur (Punjab)Loan Disbursed in 15 min
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Do More With Your
- Multipurpose Loans
- With L&T Finance Personal Loans you can get personal loans of up to ₹ 15 lakhs online. With attractive interest rates and easy online approvals, we provide the fastest and most flexible access to funds that can be used for many major life events and expenses. Whether it’s marriage, home renovation, education, or medical expenses, L&T Finance personal loans can help meet any financial need. Apply online now to make your needs a reality.
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- Personal Loans Interest Rates
- How To Avail Personal Loans
OurAchievements
Personal Loans
Personal Loans
- Achieved a scale of₹5411 Crore book as of March 2023
- Successfully Catered to over 4,31,910 lakh customers as of March 2023
List Of Our Lending Service Provider (LSP)Sourcing Partners
Click Here
Frequently Asked Questions
Have more doubts about Personal loans? Get all your queries answered here.
1. What is a Personal Loan?
2. Why should I take loan from L&T Finance?
3. When can I apply for Personal loans?
4. How can you register for Do Not Disturb?
5. What are the documents to be provided?
6. Do I need to provide any security in the form of asset or repayment instrument?
7. How much loan can I get?
8. What is the tenure of the loan?
9. What is the interest rate?
10. What is the processing fee?
11. How will I know if my loan is approved?
12. Can I get a loan in my city?
13. How can I apply for the loan?
14. How is the personal loan disbursed?
15. How to repay the personal loans?
16. What would be my instalment payment date?
17. Are there any additional charges for availing the loan ?
18. Do you offer an Insurance Facility for the Loans, what would be the premium amount?
19. What are pre-payment/foreclosure charges?
20. How do I get my loan statements, repayment schedule and Pre closure projection?
21. Do I need to provide any income or surrogate income proof?
22. What is the acceptable current address proof?
View All
At Your Service.
Reach out to L&T Finance on any device, across multiple channels.
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By proceeding, I confirm that the information provided by me here is accurate. I authorize L&T Finance and/or its authorized representatives to contact me for any queries and/or my documents collection for the loan application. This will override registry on Do Not Disturb (DND)/National Do Not Call (NDNC)
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Corporate Office
Brindavan Building, Plot No 177
Vidyanagari Marg, CST Road,
Kalina, Santacruz (E), Mumbai 400 098
To visit a branch of L&T Finance please Click here
Connect With us on WhatsApp!
Send 'Hi' or 'Hello' to : +91 7378333451
Customer Care
You may Call, SMS or e-Mail us for your loan related needs.
Personal Loans | Two-Wheeler Finance | Farm Equipment Finance
[emailprotected] +917264888777
9:00 AM - 6:00 PM (Monday to Sunday - Except National Holidays)
Housing Finance - [emailprotected]+919158004777
9:00 AM - 6:00 PM (Monday to Sunday - Except National Holidays)
SME Finance - [emailprotected]+919158004777
9:00 AM - 6:00 PM (Monday to Sunday - Except National Holidays)
Micro Loans
[emailprotected]+9118002587702
9:00 AM - 6:00 PM (Monday to Saturday - Except National Holidays)
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