In order to use visa or ebay gift cards, you have to create a PayPal account. You can split payments if your gift card does not have a high enough balance to buy an item. When you create a PayPal account you can add the Visa Gift card at that time so you do not have to buy another ebay gift card. If you have a PayPal account go to your wallet and add the visa card to your payment options.
"THERE IS NO SUCH THING AS FOOLPROOF, BECAUSE FOOLS ARE SO DARNED INGENIOUS!" (unknown)