8 Simple Ways to Save Money on Groceries (2024)

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Ready to reduce your grocery bill? Give these 8 simple ways to save money on groceries a try and you’re guaranteed to see results! Who knew lowering your grocery bill could be so easy?

8 Simple Ways to Save Money on Groceries (1)

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I know a lot of people dislike grocery shopping, partly because they don’t enjoy the actual shopping itself, but also because they dread needing to shell out so much of their hard-earned money at the register!

Here’s the thing. There are some simple, easy things that you can do to save money on groceries and reduce your grocery bill.

Part of the reason I love grocery shopping so much is because I’ve learned how to do these things well.

Now instead of it being a drudgery, it’s become a challenge to figure out what I need to do to save and keep our grocery bill at $225/mo. (This article was originally published several years ago. As of Jan. 2022, we are spending $375/mo. for our family of 6.)

I want to share these little tricks with you so that you can save money on groceries too. And really, it’s up to you how much you want to save.

You can do all of these things and you’ll save a bundle! Or you can just implement one or two of these methods and you’ll still enjoy a lower grocery bill.

Simple Ways to Save Money on Groceries

8 Simple Ways to Save Money on Groceries (2)

1. Shop smart and pay attention to sales

This one issoimportant and is probably one of the easiest ways to save big. If you never bother to look at your store’s grocery sales flyer before you go shopping, you are doing yourself a big disservice.

By taking a couple of minutes to flip through the sales flyer you can shop so much more strategically and save yourself a lot of money!

Here’s what I do and recommend. Each week before you head to the store, grab the store’s sales flyer, look through it and circle any items that you could use that are a great buy.

Even if it’s something that you don’t need right now, but it’s a great buy and is something you will or could use in the near future and will store well, I recommend getting it.

This will help you build a small stockpile which will save you lots of money in the long run.(Read more about stockpiling here.)

I like to especially take notice of deals on produce, meat and dairy since those are things that I always use and can easily quickly up your grocery bill. Learning to be okay with eating whatever produce is on sale for the week will save you a lot over time!

Once you buy your sale items, then you can plan your meals for the week around those items instead of creating your list and just buying whatever you jolly well please, no matter the cost!

PRO TIP:
If you don’t get the sales flyers in the mail, go to the store’s website and pull it up there. Then just jot down a list of any sale items that you want to buy.

2. Use money-saving grocery apps

I love using my smartphone to save money at the grocery store. In fact, using money-saving grocery apps is one of my favorite ways to save!

The great thing about these apps is that often they’ll have savings offers that are good on any brand of a product such as milk, bread, fruit, diapers and more.

Here are my favorite grocery apps:

  • Ibotta
  • Fetch Rewards
    – This one is the absolute easiest to use…you just scan your receipt and that’s it- they will figure out if you bought qualifying items. Plus you earn points just for scanning a receipt!

PRO TIP:
Combine grocery app savings with paper coupons and store load-to-card coupons for maximum savings!

3. Use store load-to-card coupons

Most major chain grocery stores have store saving cards that you need to use in order to get the sale prices.

While it’s kind of annoying to need to have a card to keep track of, the one good thing is that many times stores will have coupons on their website that you can load to your store card to save money on the things you’d be purchasing anyway.

I typically go into my account every week and activate every offer that I think there may be any chance of me purchasing– even if I’m not sure that I will be buying that item. Because if there happens to be a great sale on it and I end up buying it, that extra load to card savings will be awesome!

Sometimes grocery stores will even offer load-to-card coupons that allow you to get a certain product for free or to save a certain amount in a specific grocery department. For example, this week Giant Foods had load-to-card offers that allowed me to get Free organic snack crackers and Tic Tacs. There also was an offer to save $3 off a $12 frozen food purchase.

Last week I used a load-to-card offer at Shoprite that got me Arlo all-natural cream cheese for totally free. There’s nothing more fun than getting free food!

DO IT NOW:
Go to the website of the grocery stores that you shop at regularly and create an account if you don’t already have one. Then look around and see what kinds of savings they offer in your account. Some stores have other special features that are linked to your store card that can save you even more money, for example, earning additional savings by watching videos or answering a few short polls.

4. Skip the prepackaged | convenience foods

Sometimes the convenience of buying pre-made items is worth it. But just remember that any time something is cut, individually packaged or premixed, you pay for the convenience. Make your own convenience foods instead!

Buy larger packages of snacks, then take a couple of minutes and divvy them out into individual Ziploc bags. Spend a few extra minutes and create your own “Bisquick” Mix, Homemade Cream Soup, Homemade “Cool Whip”,Chocolate Syrup, Easy Chocolate Cake, Salad Dressing, Onion Soup Mix, Granola, Chocolate Frosting, Homemade Taco Seasoningand well, you get the idea. There areso many things that you can make yourself that don’t take a lot of time but will save you lots of money in the long run!

PRO TIP:
If you are used to buying lots of convenience and pre-packaged foods, it might feel overwhelming to think of making your own alternatives from scratch. I recommend choosing just one or two to make yourself and then once you get used to making those and it feels normal, try eliminating another pre-packaged food and making your own instead. This will help it feel less overwhelming and more doable!

5. Make the most of rain checks

Ever gone to the store to get a sale item only to feel defeated because they had run out and didn’t have any more in stock? Most times you don’t have to miss out on the sale…you can simply get a rain check to enjoy the sale price the next time you shop!

PRO TIP:
I’ve actually learned to really love rainchecks because I can often use them to save myself even more money! I do this by watching for coupons for the raincheck item and then redeem the raincheck once I have a coupon to go along with the item. This allows me to save even more than I would have originally!

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6. Save with paper coupons

I know a lot of people think using paper coupons is just too much hassle. And I get it, they do take a bit of time to find and use. But if you really want to save money on groceries, using coupons is one of the things that you can do to save significantly!

I estimate that I save well over $1,000 a year just by using paper coupons! Crazy, I know. But it’s true. In fact, just this week I saved $32.50 on my groceries thanks to those little slips of paper.

If you are interested in using coupons to save money on groceries, I highly recommend finding a blog that does coupon matchups for the store(s) you shop at.

This will save you a ton of time since the blog will have a list of all the deals that you can possibly get and which coupons to use to get those deals. They’ll do most of the work for you and you can just enjoy the savings!

To find a blog that does the coupon matchups for your store, Google something like “store name + coupon matchups” or “store name + deals”. (example: Shoprite coupon matchups).

PRO TIP:
Want to see if there is a coupon available for an item you want to purchase? Search this coupon database!

RELATED:

7. Watch unit prices

When buying a specific product, it can be hard to know which brand and which package is actually the best deal all around.

This is where unit prices become your friend! On the shelf price tag, you should see a price per ounce or another unit of measurement. Use this to quickly compare prices between brands and package sizing and get the best bang for your buck!

PRO TIP:
Don’t assume that generic is always the cheapest! If a brand name version is on sale, it’s not uncommon for it to be cheaper than the generic version. Learn to scan the unit prices to quickly make sure you are grabbing the cheapest item and saving as much money as possible!

8. Lower the cost of meat

Unless you are a vegetarian, meat is probably one of your biggest grocery expenses. Thankfully, there are some simple things you can do to cut your meat costs.

Watch for meat that is marked down for quick sale.I’ve found some stores seem to have more of this than others, but it’s worth a quick walk by the meat cases when you are grocery shopping.

My favorite way to save on meat though is to buy it in bulk. Grocery stores often price their larger packages of meat at a cheaper price and if you watch for sales on the family-size packages, you can often do quite well. If one package is more than you’ll use, just freeze it!

Other favorite money-saving posts that you’ll enjoy:

  • 30 Easy Eggless Desserts
  • 25 Simple Ways You May Be Wasting Money Without Realizing It
  • 8 Foods You are Throwing Out that You Can Actually Use
  • Why You Shouldn’t have a $200/Mo. Grocery Budget Even Though We Do
  • How We Paid Off Our $90,000 Mortgage in 5 Years

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8 Simple Ways to Save Money on Groceries (2024)

FAQs

8 Simple Ways to Save Money on Groceries? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How to save money from groceries? ›

11 tips for saving money at the grocery store
  1. Pay with a grocery rewards card. ...
  2. Sign up for the loyalty program. ...
  3. Clip coupons. ...
  4. Join a wholesale club. ...
  5. Go in with a list and stick to it. ...
  6. Buy items on sale. ...
  7. Avoid pre-packaged items. ...
  8. Compare prices between stores.

What are 7 shopping tips to help you get the most out of your food budget? ›

  • Track current spending. Before you figure out what you should be spending on food, it's important to figure out what you are spending on food. ...
  • Allocate a percentage of your income. ...
  • Avoid eating out. ...
  • Plan your meals. ...
  • Keep a fridge grocery list. ...
  • Eat before you go to the store. ...
  • Be careful with coupons. ...
  • Embrace the bulk section.
Feb 22, 2024

How to live off $150 a month for food? ›

I'm a Shopping Expert: How To Cut Your Grocery Spend to $150 a...
  1. Embrace Generics. Most shoppers are loyal to certain name brands. ...
  2. Meal Plan Around Sales. ...
  3. Shop International. ...
  4. Opt for More Meatless Meals. ...
  5. Buy in Bulk (When It Makes Sense) ...
  6. Change Grocery Stores.
Feb 12, 2024

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What is the 6 to 1 grocery method? ›

The 6-to-1 Grocery Method is a basic calculation (we're talking elementary-level math, basically counting), to plan your weekly grocery shop. Here's the system: Fill your grocery cart with six vegetables, five fruits, four proteins, three starches, two sauces or spreads, and one "fun" item for yourself.

What are 3 tips for saving money on food? ›

How to Save Money on Groceries
  • Redefine dinner. ...
  • Crunch some numbers while you shop. ...
  • Round up your grocery cost estimates. ...
  • Raid your pantry. ...
  • Think before you buy in bulk. ...
  • Know when to shop. ...
  • Start freezing and storing meals now. ...
  • Pay with cash.
Jan 18, 2024

What grocery store saves you the most money? ›

  1. Aldi. If you consider yourself a frugal spender, you've likely heard of the grocery store chain, Aldi. ...
  2. Grocery Outlet. My personal favorite! ...
  3. Winco Foods. ...
  4. Walmart Neighborhood Market. ...
  5. Food4Less. ...
  6. Target. ...
  7. Lidl. ...
  8. Costco.
Apr 9, 2024

How to save money on groceries as a single person? ›

Single? Here's How to Save Money on Groceries for One Person
  1. Before You Go Grocery Shopping, Meal Plan With Similar Ingredients. ...
  2. Use Your Freezer to Preserve Food. ...
  3. Shop the Sales and Stock Your Pantry. ...
  4. Use Food-Saving Hacks. ...
  5. Invest in Food-Saving Tools. ...
  6. Use a Meal Kit Service. ...
  7. Use Coupons and Money-Saving Apps on Groceries.
Mar 29, 2023

What is a good food budget for one person? ›

Feeding Yourself According To The USDA
Thrifty$241.40 – $309.90
Low-Cost$249.60 – $296.60
Moderate Cost$306.90 – $371.70
Liberal$400.80 – $451.80
Nov 27, 2023

How to slash your grocery bill? ›

Here are five easy tips to help you save while shopping or eating out.
  1. Check Weekly Store Ads. Scour the weekly store ads for the best grocery deals. ...
  2. Stockpile. Buy it before you need it. ...
  3. Plan Your Meals. ...
  4. Prepare Freezer Meals. ...
  5. Look for Free Promotions When Eating Out.

What is the minimum amount of food a person can live on? ›

The average adult requires approximately 1,800 to 2,500 calories per day to maintain basic bodily functions.

What is the average food bill per month? ›

The average American household spends an average of $475.25 a month on groceries, according to the most recently available dataset from the U.S. Bureau of Labor Statistics from 2022. That's a total of $5,703 spent on groceries in a year.

Is $4000 a good savings? ›

Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at least $4,000 saved.

Which strategy will help you save the most money? ›

The 5 Most Effective Strategies To Save Money For The Future
  • Set Your Goals Early On. Setting a financial goal early on will boost you to stick to your savings plan. ...
  • Understand Your Cash Flows. ...
  • Open a Savings Account. ...
  • Rethink Debit Cards. ...
  • Monitoring Your Spending. ...
  • Revise Your Emergency Fund.

How to spend $20 a week on groceries? ›

WHAT TO BUY WITH A $20 GROCERY BUDGET
  1. 1 loaf of bread, $1.
  2. 1 (16-slice) pack cheese, $1.
  3. 1 (16-oz) pack spaghetti noodles, $1.
  4. 1 head Iceberg lettuce, $1.
  5. 2 Roma tomatoes, $1.
  6. 1 lb ground beef, $3.
  7. 1/4 lb thin-sliced deli ham, $2.
  8. 1 box mashed potato flakes, $1.

How to only spend $100 a month on groceries? ›

Decide what you'll eat for a week, or even a month, and plan meals based around low-cost staple foods like oats and eggs for breakfast; tuna, peanut butter, cheese and nonfat plain yogurt for lunch; and inexpensive cuts of meat like chicken thighs or flank steak and dried beans and grains like brown rice that you can ...

How to save 200 a month on groceries? ›

Here are the most important habits that we regularly used to spend no more than $200 a month on food.
  1. Create a weekly perishable food inventory. ...
  2. Plan a menu each week. ...
  3. Focus on buying loss leaders. ...
  4. Find the markdowns. ...
  5. Buy in Bulk. ...
  6. Avoid processed foods.
Feb 21, 2024

What is a smart way to save money on food? ›

One of the easiest ways to save money while grocery shopping is to create a grocery list before heading to the store. Start your grocery list by taking an audit of your fridge, freezer, and pantry. By doing this, you can see if you already have anything at home that you can use in your weekly meal plan.

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