7 Reasons to Buy Mexican Car Insurance Online | Mexpro (2024)

  • Last Updated: August 29, 2022 by Tamera Martens
  • Categories:
  • Auto Insurance, Before You Go, Driving to Mexico

If you're planning on driving your car to Mexico, your mind might be on all the fun and relaxation you're expecting to have there. But before you go, you need to focus on the logistics of traveling by car, and this includes buying Mexican car insurance.

Not only is car insurance for Mexico required, but it's also extremely important to have if you get into a car accident there.

Thankfully, buying Mexican auto insurance online is a breeze, and it can be done from the comfort of your home before you go or on your cell while driving there. Here are seven reasons why you should buy Mexican car insurance online versus buying it at the border.

7 Reasons to Buy Mexican Car Insurance Online | Mexpro (1)7 Reasons to Buy Mexican Car Insurance Online | Mexpro (2)

  1. Convenience

    There are typically three different options for buying Mexican auto insurance. You can buy it online, over the phone, or you can buy it at the border before or after you cross into Mexico.

    Buying online is by far the most convenient option, because:

    • You can do it from anywhere in the world, and you don't have to wait in line or deal with any of the hassles of buying it at the border.
    • You can buy coverage 24/7. You don't have to purchase during business hours.
    • You can buy your policy and be on your way in just a few minutes.
    • You can research insurance companies and choose the most reliable.
    • You can shop around and look for the best prices.
    • If you forget to buy it, you can buy it on your cell phone while driving to Mexico.
    • You will have insurance coverage as soon as you cross the border.

    When you're at the border, there are plenty of places to buy Mexican auto insurance, but it's not always clear which one is offering the best deal, or if the policies are provided by an insurer you can trust.

  2. Choice

    When you buy Mexican car insurance online, you have a wide range of options to choose from. You can compare policies and prices from different insurers to find the right one for you.

    So, whether you're going on a day trip or an extended vacation, you can be sure you have the right coverage and price for your situation.

  3. Speed

    Purchasing Mexican car insurance online is quick and easy. In just a few minutes, you can be insured and on your way to Mexico. No waiting in lines, finding parking places, or dealing with pushy salespeople. Just pick the plan you want and get started on your trip.

    It's also important to know how quickly an insurance adjuster will be dispatched after you report a car accident. How long will you be waiting at the scene of an accident?

  4. Confidence

    7 Reasons to Buy Mexican Car Insurance Online | Mexpro (3)

    If you buy your Mexican car insurance at the border, you may not be fully covered. That's because many border-based insurers only offer basic liability insurance coverage, without some of the important extras that can come in handy if you have an accident like physical damage coverage, vandalism and theft, towing, legal assistance, etc. And if something does happen, you may have to deal with language barriers and other complications when trying to file a claim.

    When you buy Mexican car insurance online, on the other hand, you can and be sure you're getting comprehensive coverage from a reputable company.

    You can also often find better rates than you would at the border.

    Many fly-by-night insurance companies operate at the border, and it can be difficult to know if you're getting a good deal from them. When you buy online, you can do some research on the company and make sure that they're legitimate before you buy a policy.

    If you do have an accident, and you're insured with Mexpro, an agent will be available when you call your insurer - no matter what time of day or night it is.

  5. Ease of Use

    For first-time buyers, buying Mexican auto insurance online is often the easiest option.

    Mexpro's website was designed with the user in mind, to make it fast and easy to get a quote and purchase a policy. As a matter of fact, you can do it in just minutes if you have your driver's license and U.S. or Canadian insurance policy information on hand when you begin your quote.

    If you are a repeat customer with Mexpro, it's even easier to buy a policy online. Just log into our system and all your vehicle information is available. You can purchase your policy without having to fill out the entire quote form again.

    After you purchase a policy all your insurance paperwork is available electronically. We send you a username and password when you buy from Mexpro. We recommend you print out your policy and keep it with you, but if you lose it, it's easily available online.

    Buying Mexican car insurance at the border can be more time-consuming. You will need to find a Mexican insurance office to get a quote and purchase a policy. You may have to wait in line. And you only have one policy document. If you lose it, it's gone.

  6. No Language Barriers

    If you buy Mexican car insurance at the border or in the interior of Mexico, there may be language barriers that make it difficult for you to understand the agent and/or the policy. You can expect your policy to be written in Spanish, and your claims agent will likely only speak Spanish.

    When you buy online from Mexpro, your policy will be in English and Spanish, so that you can understand your coverage and easily find important phone numbers.

    Mexpro's founders negotiated with Mexican insurers to provide bilingual services to our customers. So, our claims agents and adjusters are bilingual. If you need to use your policy, you'll be confident knowing you can communicate with your insurance representatives.

    Mexpro's licensed customer service representatives are also bilingual and have extensive experience in the Mexico insurance industry. They are available by phone or email to answer your questions. If they don't have the answer, they will find it.

  7. Security

    When you buy Mexican car insurance online, your personal information is securely encrypted, ensuring that your data is always protected. In addition, Mexpro does not have access to your credit card information.

    Buying Mexican auto insurance at the border can be a risky proposition, as you have no way of knowing if your personal information is safe.

    By buying online, you can be sure that your information is secure and that you're getting the best possible rate.

    Overall, buying Mexican auto insurance online is a safer and more convenient option than buying at the border.

When it comes to buying Mexican car insurance online, there are many reasons why you should consider doing so. Shopping for Mexican insurance online is simple and gives you more flexibility to choose the coverage that is right for you.

Perhaps the biggest reason to buy online is that it's fast, easy, and convenient. You can simply purchase a policy online in just a few minutes, and you don't have to leave the comfort of your home, office, or car.

Mexpro's online platform makes it easy to compare rates from several different A-rated insurance companies and find the best policy and price to meet your needs in just minutes!

Now that you know the benefits of buying Mexican car insurance online, it's time to get started, buy your policy from Mexpro now.

Happy and safe travels!

7 Reasons to Buy Mexican Car Insurance Online | Mexpro (2024)

FAQs

What kind of car insurance should I get in Mexico? ›

To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto policy. Mexico car insurance is competitively priced and offers customizable short-term or extended coverage options, including physical damage, liability, vandalism, partial theft, medical payments, roadside assistance, and more.

Can you insure a Mexican car in the USA? ›

Insurance for Mexican Cars in the U.S.

You must have insurance for your Mexican car to legally drive it in the U.S. Mexpro's liability and medical policies allow you to purchase for one-day up to one year, allowing you to pay only for the coverage you need.

How much is Mexican car insurance per day? ›

How Much is Mexican Car Insurance Per Day? The costs average between $2 and $40 a day. The cost depend on several factors including type of vehicle, length of stay and the type of coverage you choose. You can purchase a policy for a day, a month, or a year.

What six factors should you consider when you are buying auto insurance? ›

Six factors you should consider when buying auto insurance include how much coverage you're getting, the premiums you're quoted, the provider's reputation, the discounts you can qualify for, the deductible you can pay, and any add-ons you may want. Considering these factors will help you choose the best policy.

What does Mexican auto insurance cover? ›

Basic Coverage

This coverage level includes liability, travel assistance, medical payments, and legal assistance. Basic Mexico car insurance coverage may be for you if you're just a tourist for a day, or if you're driving an older car that doesn't need full coverage.

Can you buy Mexican car insurance at the border? ›

You're probably wondering if you can buy Mexican car insurance at the border. The short answer is, yes. But, what are the pros and cons of purchasing a policy at the border?

Can I drive a Mexican car with a US license? ›

As a US citizen, driving in Mexico is relatively simple. All you need is your US driver's license, registration, and proof of insurance. However, it's always a good idea to have a passport on hand in case you're stopped by Mexican authorities. Here's a checklist of other documents you need to have to drive in Mexico.

How long can I drive a Mexican car in the US? ›

Motorists visiting the United States as tourists from countries that have ratified the Convention on International Road Traffic of 1949 may drive in the U.S. for one year with their own national license plates (registration tags) on their own national license plates (registration tags) on their cars and with their own ...

Do I need Mexican car insurance? ›

Yes, car insurance is required for visitors to Mexico, and your United States auto insurance policy won't be valid there. To be protected, you'll need a separate Mexico car insurance policy that covers you for liability while you're in the country.

Is Mexican car insurance expensive? ›

Similar to car insurance policies in the U.S., Mexican car insurance costs will vary from provider to provider and from person to person. For most providers, rates can be anywhere between $1 to $70 per day depending on your length of stay and vehicle type; we'll do a deep dive into both below.

How much is Mexican car insurance for a week? ›

And depending on many factors (including what car you're driving, how long you're staying, and which coverage options you choose), the cost ranges from $2 to $40 per day. If you're traveling south of the border for a week, you can get coverage for as little as $14.

How much is Mexican auto insurance? ›

The cost of Mexican car insurance for tourists can range from about $50 to $80 for liability-only coverage and $150 to $200 for full coverage. The specific price you pay depends on factors such as the value of your car, the length of your visit and the coverages you choose.

What are the five 5 things to know before getting insurance? ›

Here are the five key things you need to know:
  • Importance of Insurance. Understanding the fundamental role of insurance sets the stage for informed decision-making. ...
  • Types of Insurance. ...
  • Determining Coverage Requirements. ...
  • Researching Insurance Providers. ...
  • Policy Inclusions and Exclusions.
Jan 25, 2024

Does credit score affect car insurance? ›

On average, drivers with poor credit pay 118 percent more for full coverage car insurance than those with excellent credit. California, Hawaii, Massachusetts and Michigan prohibit or limit the use of credit as a rating factor in determining auto insurance rates.

What are 5 tips for buying car insurance? ›

What do I need to know when shopping for car insurance?
  • Gather your information.
  • Decide what coverage you need.
  • Choose how to get a quote.
  • Compare car insurance quotes.
  • Purchase a policy.
Apr 11, 2024

Does my AAA insurance cover me in Mexico? ›

Since U.S. liability insurance is invalid in Mexico, you'll need proof of Mexico auto insurance for a road trip south of the border. AAA can help you get what's required through one of Mexico's largest and most reputable insurance companies.

How much is car insurance at the Mexican border? ›

And depending on many factors (including what car you're driving, how long you're staying, and which coverage options you choose), the cost ranges from $2 to $40 per day.

Is there AAA in Mexico? ›

Roadside assistance in Mexico is provided by Green Angels since 1960 when it was founded. Green Angels (Ángeles Verdes) is the Mexican version of AAA in the USA. Unlike in the US where AAA is a private organization, in Mexico, Green Angels is a government run organization and falls under the Ministry of Tourism.

Which category of car insurance is best? ›

Yes, the premium for comprehensive care insurance is on the higher side when compared to the other types of car insurance in India. This is only because comprehensive car insurance offers more protection for your car than other types of motor insurance.

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