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If you needed extra money, like, yesterday, you’ve come to the right spot.
Our team has compiled a list of creative ways you can fatten your bank account this month. Certainly, there’s something here that fits your needs.
This is a long list, so don’t get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire.
Without further delay, here are 50 ways to make money:
1. Get paid up to $200 every time you win playing Bingo
We all have our go-to time-killers on our phone. But this one actually gives you the chance to win up to $200 every time you play.
It's a free app called Bingo Cash,and right now you couldoctupleyour money — as in 8x — when you play. Right now, when you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $200.
You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $200.
And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).
Want to see if you could turn your $10 deposit into $200 in winnings?Just download the free appand start playing your first game immediately.
2. Add $500 to Your Wallet for Trying Out Apps
Our smartphones are the world’s greatest time-killers. You can browse Facebook; play a game; download a new app.
You’re doing all this anyway — why not get paid for it? With a website calledKashKick, you could get paid for things like answering survey questions or downloading and playing a game — up to $500 in your first month.
You can earn money by playing games or trying new products and services, but surveys are the main way to make money.
Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer.
It takes just a minute tosign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out.
3. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen.
Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time.
And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.
They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
4. Earn up to $200 Every Time You Win This Viral Game
Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?
A free app calledSolitaire Cashlets you play for real money — up to $200 per win.
For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money.
You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account.
And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).
Want to see how much you could win? You can start playing right now to find out.Download the free app and get your $5 bonuswhen you add $10.
5. Earn as Much as $1K/Month Doing Simple Online Tasks
Is there such a thing as easy money? If you know your way around the web, there certainly is.
That’s because data is currency these days, and many companies are willing to pay cash for it — up to$1,000 per month.
Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019.
You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.
Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.
Sign up here to see how much you could earn.
6. Get Paid $225/Month While Watching Movie Previews
We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again.How did I even get here?
But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes.
You could add up to $225 a month to your pocket by signing up for a free account withInboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them.
You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million.
It takes about one minute to sign up andstart getting paidfor your nightly zone-out.
7. Stop Paying 70% More in Interest on Your Credit Card Balance
Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.
But Fiona could help you find offers to cut your interest rate by 70% as soon as tomorrow.
Here’s how it works: Fiona can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.
You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.
If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.
Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.
*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/23, according to Forbes Advisor’s weekly credit card rates report.
8. Get a Free $80 for Playing This Cell Phone Game
Lots of us already play games on our phones for fun or just to pass the time. Want to see if you can win money at it?
There’s a free app calledBubble Cashthat pays you for popping bubbles!
The game is based on a classic bubble-shooter format, and you’ll battle it out against other players within your skill level to see who can clear the board fastest. Everyone gets the same layout, so winning is totally a matter of skill. The top three players who clear their board fastest can win real money — anywhere from $1 to $83.
Over on the App Store, it has more than a million downloads and more than 12,500 ratings, averaging 4.6 stars (out of 5).
To get started, justdownload the free appand start playing your first game immediately.
9. Quit Your Job and Make $69/Hour
Are you tired of your job, but not sure how to venture out and start your own business? Look into bookkeeping. It’s the No. 1 most profitable business, according to an article in Inc. And you can earn up to $69 an hour, reports Intuit, the creator of QuickBooks.
You don’t have to be an accountant or good at calculus to start your own bookkeeping business, either. As long as you’re motivated, a company calledBookkeepers.comwill teach you everything you need to know. It’s one of the leading training courses in the field, and it’ll even give you the first three classes for free.
It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran in his 30s. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making around $50,000 a year keeping track of business expenses for his 10 clients.
It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule and is able to spend more time with his wife than ever.If you’re just a little curious, you just have tosubmit your email address hereto take the first free classes. If you stick with it, you could be running your own business in just a few months.
10. Earn Up to $800 in Cash Bonuses When You Open New Accounts with U.S. Bank
It’s that time of year when we’re all motivated to reset our finances and get rewarded for our efforts along the way. So what if there was an easy way to upgrade your banking life and earn major cash rewards at the same time?
There is! For a limited time, when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities, you can earn up to $800.
Here’s how it works: Earn up to $800 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through March 12, 2024. Member FDIC.*
Follow these steps, and bam! — up to $800 is yours.
This offer only lasts until March 12th, so take advantage of earning bonus cash while you can. To open an account, head over to U.S. Bank’s site (Member FDIC) to apply for checking and savings, today.
11. Get Paid up to $360/Year With This Free Debit Card
Let’s cut to the chase: If you’re not getting cashback on every single purchase, you’re overpaying for everything. And who doesn’t like cash back?
We do. The Discover® Cashback Debit account will pay you 1% cash back on up to $3,000 monthly (that’s potentially an extra $360 annually).* There’s no impact on your credit score for signing up and no minimum balance requirements ever.
Need groceries? Tap your card for cash back. You can also get paid sooner with Early Pay direct deposit, protect against overdrafts and access to over 60,000 ATMs without fees. You can handle all of your banking needs through the app and connect a virtual wallet like Apple Pay to amplify your rewards. On top of all that, checking account deposits are FDIC-insured up to the maximum amount allowed by law.
Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account.
*See website for details.
12. Ask This Company to Reduce a Big Chunk of Your Credit Card Debt
Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless.
So, what if you could just… get rid of credit card debt that’s weighing you down?
A company calledFreedom Debt Reliefcould help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.
It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances.
Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 850,000 people settle over $15 billion in debt.
Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.
It’s free tosee just how much of your debt you can get rid of.
13. Earn Up to $100 this Month By Answering Questions About the News
The news is a heated subject these days. It’s hardnotto have an opinion on it.
Good news: A website calledYouGov Americawill pay you up to $100 or more this month just to answer survey questions about politics, the economy and other hot news topics.
Plus, it’s totally anonymous, so no one will judge you for that hot take.
When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for up to $100 in cash or gift cards to places like Walmart and Amazon. Plus, Penny Hoarder readers will get an extra 500 points for registering, and another 1,000 points after completing their first survey.
It takes just a few minutes tosign upand take your first survey — and you’ll get your points immediately.
14. Get a $150 Prepaid Mastercard For Switching to Cheaper Internet
There are some bills you just can’t avoid. For most of us, that includes our internet bill. You can’t exactly go without it these days, and your provider knows that — that’s why so many of us are overpaying.
But with T-Mobile, you can get high-speed, 5G home internet for as little as $50 a month. They’ll even guarantee to lock in your price.
You’re probably thinking there’s some catch, but they’ll let you try it out for 15 days to see if you like it. If not, you’ll get your money back. You don’t even have to worry about breaking up with your current provider — T-Mobile will pay up to $750 in termination fees.
Even better? When you switch now, you’ll get $150 back via prepaid MasterCard.
Just enter your address and phone number here to see if you qualify. You could be paying as low as $50 a month for high-speed internet.
15. Get Paid up to $78 for Winning Match 3 Games on Your Phone
If you’re already a big fan of match-three games like Candy Crush, Bejeweled or Homescape, you could be playing for money.
There’s a new free iPhone app called Cookie Cash that lets you compete against other players for real cash. You could get paid up to $78 per win.
What’s the catch? There really isn’t one. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure here. You can even play games for free, if you want a little practice first.
The game is based on a classic match-three style. You’ll compete against other players to quickly match and blast cookies away and clear the board. The other players are within your skill level and get the same board layout, so it’s all about skill. The top three players who clear their board fastest can win real money — anywhere from $1 to $78.
To get started, just download the free app to see how much you could win.
16. $10K or More in Debt? Most People Don’t Realize This Option Exists
You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt.
But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.
The good news is, a company calledNational Debt Reliefwants to help by negotiating with your creditors to resolve your debt.
If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.
As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.
On average, you could resolve your debts in as little as 24 to 48 months.
National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people.Find out what your best options are for taking control of your debt and re-establishing your financial stability.
It only takes a few minutes tosign up for a free consultation.
17. This Free App Will Give You up to $1K in Free Stock Just for Signing Up and Funding Your Account
Inflation is doing a great job of making it really difficult to buy, well… anything. And that includes stocks.
Luckily, when you open a freeSoFi Investaccount and fund it with at least $10, they’ll give you free stocks in return — worth up to $1,000.
With SoFi, You can buy full or fractional shares of popular stocks, plus you can invest in exchange-traded funds — or collections of stocks.
If you’re new to investing, SoFi has automated investing tools to help simplify things. Plus, they won’t charge you any SoFi management fees.
It only takes a minute toopen a free accountand get started. Then, once you fund it with at least $10, SoFi will reward you with your free stock — which could be worth up to $1,000.
18. Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.
If you owe your credit card companies $50,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 5.99% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.
You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all.Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
19. Stop Budgeting in Your Head and Get This Budgeting App While It’s Half Off
Most of us can rely on that voice in the back of our heads to tell us right from wrong. But when it comes to money, it’s so easy for numbers and enticing marketing to drown it out.
An app called Quicken Simplifi makes it easier to visualize your money, so you can put more of it in the right places and avoid accidentally overspending.
No, this app won’t tell you to save every dollar and avoid spending money on fun things (unless you want it to). But with Quicken Simplifi, you can set your budget exactly how you want.
The app can also alert you when you’re nearing your spending limits, warn you when there’s a bill coming up and report unusual activity. You can also generate custom reports of your spending, savings, earnings and over a given date range.
Right now, you can get 50% off a Simplifi subscription for 12 months — that’s as little as $2 a month, and it’s so worth it for anyone who’s finally ready to start crushing their financial goals.
Tired of going over your budget? Just download the Quicken Simplifi app and take the first step towards better financial health this year.
20. Access Up to $750 of Your Paycheck Before Payday
You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.
Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.
You can! With an app called EarnIn, you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.
To get started, simply link your bank account to verify you're employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**.
Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt.
End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.
21. Get Paid Up to $425 When You Win 2-Minute Bingo Games on Your Phone
Want to get paid to decompress from your long, overworked day?
An app called Blackout Bingolets you do just that.This free app lets you play a game you already know and love, plus it matches you with players in your skill level, so you can go head-to-head in tournaments where you can win up to $425 per game. Plus, the games are quick — about two minutes each, and you can play them on the go.
Here’s how it works:Download the free appand create an account, then play some practice games to get the hang of it. Then, when you’re ready, play for money if you want — up to $425 per win.
You can get paid instantly via PayPal, credit card or Apple Pay.
The Blackout Bingo app has an App Store rating of 4.5 out of 5, and it takes just a few minutes todownload the app and play your first game. The more you play, the more big stakes you will unlock – you can even unlock events to win over $12,000.
22. Earn up to $107 Per Win Playing Solitaire on Your Phone
There’s nothing wrong with killing a little free time on your phone. A lot of us pull up a mobile game on our break, on the couch or on long drives. But we found a game that will actuallypayyou to do it.
A free iPhone app called Solitaire Smashwill pay you up to $107 per win just for playing Solitaire online. Right now, when you add $10 to your account, Solitaire Smash will give you a $5 bonus to use in cash tournaments plus 1,000 gems.
It works just like the card game you already know, but it adds a timer to mix, and you’ll play against other players at your same skill level. The top three players win a prize. You can play casually for gems or compete for real money prize pools — up to $107 per win. Plus, they have a 4.9 star rating on the App Store.
Want to see if you can turn $10 to $107 in your free time? Just download Solitaire Smash to getstart playing and see how much money you can win.
23. Let This Free App Save You $40/Month on Gas
How far out of your way should you drive to find a great price on gas? At what point are the savings no longer worth it?
An app called Upside makes saving on gas straightforward with cashback offers that don’t involve any mental math. It maps out participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.
People who use the app regularly save as much as $40 a month. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks.
Here’s how to pay less for gas: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready to fill up, claim an offer, tap “Check In” when you’re at the pump and pay with your linked card — easy money for a few seconds of your time.
You can cash out any time, and you’ll get your money within two days of initiating a transfer.
How many free tanks of gas can you get with an average of $148 in annual earnings? Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.
24. Earn up to $300/Week Mystery Shopping
We all love to shop, at least until we review our bank accounts afterward. But there are ways (literally thousands of them) to add money to your bank account from shopping.
You don’t even need your resume, just your phone and a little free time.
A company called Intouch Insight lets you browse tens of thousands of mystery shopping jobs in the US and Canada. They’re one of the biggest mystery shopping companies in North America.
You can take on quick gigs at restaurants, boutiques, gyms, grocery stores and many other businesses. These jobs take anywhere from 5 minutes to a couple of hours to complete.
People who mystery shop regularly typically earn about $200 to $300 a week. And when it comes to getting paid, Intouch Insight is one of the fastest in the industry. Everyone gets paid through PayPal twice a month, with payouts on the 15th and the last day of the month.
Worried about spending money to make money? Lots of shopping gigs cover your food, fuel and other purchases.
There are generally no requirements to become a mystery shopper with Intouch Insight, but some gigs may require specific age or other restrictions for compliance reasons.
We know you’re great at shopping. So why not sign up as an Intouch Shopper and get paid to mystery shop in your free time? Just create an account, enter your ZIP Code to browse your money-making opportunities and work whenever you want.
25. Stop Overpaying for Your Car Insurance
It’s true what they say. You can’t just trust your car insurance provider to do the right thing and keep your prices competitive. You have to see what’s out there.
Now you can useNerdWalletto see several of your top options all at once — and let car insurance companies pitch you a good price.
Did you move? Get a new car? Get a little older? You could save money by using NerdWallet to compare car insurance rates from insurers across the country.*
Just take a few minutes toanswer some questions about your automobile and driving recordto see why it’s probably way past time you canceled your current car insurance.
26. Get Paid up to $40/Month — Just for Sharing Your Opinion
Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $40 a month. Seriously.
There are a bunch of paid survey sites out there, but one of the best we’ve found isSurvey Junkie.
They’ll ask you questions about things like,what kind of laundry detergent you use, orif you prefer Pepsi or co*ke. You get points for answering, and many people accumulate enough points to request a check within a few hours. Completing just three surveys a day can earn you as much as $40 a month.
More than 20 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot.Give it a try byvisiting Survey Junkieand clicking the “Join Now” button. It’s free.
27. Let This Free App Save You $40/Month on Gas
How far out of your way should you drive to find a great price on gas? At what point are the savings no longer worth it?
An app called Upside makes saving on gas straightforward with cashback offers that don’t involve any mental math. It maps out participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.
People who use the app regularly save as much as $40 a month. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks.
Here’s how to pay less for gas: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready to fill up, claim an offer, tap “Check In” when you’re at the pump and pay with your linked card — easy money for a few seconds of your time.
You can cash out any time, and you’ll get your money within two days of initiating a transfer.
How many free tanks of gas can you get with an average of $148 in annual earnings? Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.
28. Grow Your Money 9x Faster — Without Risking Any of It
You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year.
And you’re not alone. The national average interest rate for savings accounts is just 0.46%.
But there’s actually a way to grow your money 17 times faster — completely risk free.
When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.35% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account.
There’s no minimum deposit to open and keep your account. And, you’ll never pay any monthly or maintenance fees, either.
And there’s no need to worry about accessing your savings — you can take your money out at any time with no penalties. Plus, all your money is FDIC insured, which basically just means it's super safe.
It only takes a few minutes to sign up for your Capital One savings account. All you really need to do after that is sit back and watch your savings grow with 10 times the average interest.
29. This AI App Analyzes All Your Investments at Once
We all want to grow our wealth. And we’re doing all the right things — we invest, we have retirement accounts. There’s just one problem: Most of us don’t see the full picture of our investments.
Without a full analysis of everything you’ve invested, you’re likely to miss key ways your investments are working against one another — or overlook ways they could worktogether.
An AI app calledMagnifican analyze all your brokerage and retirement accounts at once and then show you opportunities you may have never realized were possible.
Are you paying too much in unnecessary fees? Do you have any hidden risk or overexposure? Magnifi will tell you right away.
The more accounts you link, the more Magnifi can help you manage — including 401(k)s, IRAs, individual stocks and ETFs held in almost any brokerage.
Want to see the opportunities you’re missing with your investments? Penny Hoarder readers canget started today worry-free, with plans starting as low as $1/month.
30. Get Paid to Sign Legal Documents
A Notary Public is actually a formal government designation. The “Commission” (or term) usually lasts about four years, and it’s a side hustle worth considering.
As a notary, you can make money on the side by signing legal documents such as wills or power of attorney forms — even school- and sports-related forms. You’ll need to be 18 years old and complete the appropriate application with your state. Only about a dozen states require some form of training or exam.
We highly recommend finding a specialization to increase your earnings and eliminate competition from banks and UPS branches that offer notary services. For example, you can find a niche in real estate as a Notary Signing Agent and charge more for your services, shooting your earnings potential up to hundreds of dollars per document packet.
31. Get Up to $300 Just for Setting Up Direct Deposit With This Account
If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing much (c’mon, 0.40% is basically nothing).1
But there’s good news: WithSoFi Checking and Savings,you stand to gain a hefty 4.60% APY on savings when you set up a direct deposit or have $5,000 or more in Qualifying Deposits and 0.50% APY on checking balances2— saving’s APY is 10 times more than the national average.1
Right now, a direct deposit of at least $1K not only sets you up for higher returns but also brings you closer to earning your $300 welcome bonus (terms apply).3
You can easily deposit checks via your phone’s camera, transfer funds and get customer service via chat or call. There are no account fees, no monthly fees and no overdraft fees.* And your money is FDIC insured (up to $2M of additional FDIC insurance through the SoFi Insured Deposit Program).4
It’s quick and easy toopen an account with SoFi Checking and Savingsand watch your money grow faster than ever.
32. Should You Cancel Your Homeowners Insurance?
If you’re a homeowner, you probably have home insurance that you hardly ever think about — which is great because that means you haven’t needed to use it.
But if you’re not regularly reviewing your coverage and shopping around for competitive rates, you’re likely overpaying.
It’s super easy to find out, though.Provide Homeowners Savingswill show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage.
Homeowners can save hundreds of dollars when they cancel their current homeowners insurance and switch this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here tosee how much you could save.
33. Get Paid to Drop off Starbucks
Your city is filled with two things: Starbucks, and people who want Starbucks.
An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.
With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you.
You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.
The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.
If you sign up for Doordash now, it’s possible to get your first paycheck this week.
34. Share What’s in Your Fridge
Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.
Once you sign up to be on the Nielsen Consumer Panel, you'll gain access to the NCPMobile app. (If you don't have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items' barcodes.
Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.
Applying to become a panel member is straightforward. You'll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you're eligible to join.
35. Add $225 to Your Wallet While Watching the News
It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.
That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks. They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.
You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.
It takes about one minute to sign up, and start getting paid while you watch the news.
36. Get Paid to Drink Beer
The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.
When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.
Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)
The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.
So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.
All you have to do is sign up, then it’ll contact you when you’re needed.
37. Get Paid While You’re Already Out Driving (Cash Out Today)
When we mention driving for Uber, we know the first thing that probably runs through your head: Drunken strangers piling into your car, loudly reminding you “This is the best night of my life!” — and maybe even vomiting in your back seat.
Gross. We know.
But we’ve talked to several Uber drivers who told us a different story. For them, Uber is the perfect way to make some extra money — on their own terms.
One driver, Nureka Chapman-Henderson, a mother of five in Humble, Texas, says she started driving for Uber because of its flexibility. As a chef and restaurant owner, she doesn’t exactly have a lot of free time.
“I turn the Uber app on when I’m running errands,” she says. That way she can make some extra money while she’s already out and driving.
Driving for Uber remains one of the most legitimate, flexible ways to make some serious extra money. And with its Instant Pay feature, you can cash out up to five times a day.
Plus, it takes just four minutes to sign up — fill out a couple quick boxes and you’re done. So if you’ve ever been curious about driving for Uber, see how much you could earn in your city.
38. Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)
Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?
Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase.
All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account.
It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.
39. Get Paid to Drop a Few Pounds
Bottom line: HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
- Readmore aboutHealthyWage, and sign up.
- Define a goal weight and the amount of time you’ll give yourself to achieve it.
- Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — andmade $1,191.
40. Be a Mock Juror
A mock or surrogate juror reviews evidence and renders a decision to help lawyers prepare for real cases. Participation usually requires a full day cooped up in a hotel conference room.
Fortunately, there are online surrogate juror options, too:eJuryandOnlineVerdict. Those opportunities pay $5 to $60, but they can take less than an hour.
To qualify as an online juror, applicants must be:
- A U.S. citizen
- 18 years or older
- Free of any past felony convictions
Creating an account for either site above is free but will require a questionnaire that will ask very personal questions about your age, marital status, criminal history, income, political opinions and more.
41. Turn Your Junk Mail Into Cash
You know all those flyers and advertisem*nts you get in the mail each day? The ones you never wanted but have no idea how to opt out of?
Well, you can turn them into cash.
TheSmall Business Knowledge (SBK) Centeris a market research company that wants to get a peep insight your mailbox. Join its consumer panel, and start shoveling that junk mail into a postage-paid envelope and, at the end of each week, send it over to the SBK Center.
No, you won’t be rolling in extra cash, but you can earn up to $20 every six to 10 weeks.
42. Clean up Search Engine Mistakes
Search engines use complicated algorithms to determine the results you see — and they don’t always get it right.
They’re vulnerable to errors, so they need real humans to look at the results and judge them for quality, relevance and usefulness.And those humans can get paid around $12 an hour for the work.
If you want to get paid to clean up Google’s mess (or Bing’s or Yahoo!’s), look for a job as a search engine evaluator.
Tech company Lionbridge is typically hiring for these jobs, and it pays $12 to $15 an hour.
43. Sell Thrift Store Finds on eBay
Selling your possessions on the auction siteeBayis one way to pocket some cash quickly.
You can also make money by buying designer clothes for cheap, then selling them on the site to the highest bidder. If you have an eye for fashion — or at least the most popular labels — you can track down inventory at local thrift stores.
Create listings for your items, making sure to include well-written item descriptions and quality photographs to give your listings a professional polish (and get top dollar). Check out similar items to get a sense of where to set your starting bid, and be sure to incorporate the costs of shipping and eBay’s seller fees into your price.
Penny Hoarder Kat Tretina resold designer jeans by starting with a minimal investment — packaging tape and a scale to weigh packages for shipping — and ended up more thantripling her money.
How much money can you make?Your profitability depends upon what you’re selling, but for working 10 to 15 hours a month, Tretina made $500 to $800.
44. Create a Blog and (Potentially) Earn Millions
Want to start your own website? Turn it into some money?
It’ll take quite a bit of dedication, but it can really pay off.
Take, for example, Helene Sula, aprofessional travel bloggerwho visited more than 85 cities last year and earned $200,000, in part through her blog, “Helene in Between.”
We recommend you start by building up your high-quality content. Then you can look into advertising platforms like Google AdSense, a tool that automatically serves your readers display ads. The price advertisers pay varies, so there’s no way to say how much you can make using Google AdSense, but you’ll get paid when a reader interacts with the ad.
If you want all the details, check outour guide to starting a blog, gaining page views and monetizing it.
45. Stream on Twitch
Your mom was wrong. Playing video games might not be a waste of your time after all.
Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result,Twitch accepted his partnership application and agreed to pay him to play.
How much money can you make?Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.
46. Rent out Your Ping-Pong Table
Got a Ping-Pong table you don’t use? Someone might need it for a party, so why not rent it out? You can make money with almost anything in your home now thanks towebsites like Zilokthat make it easy torent out your stuff.
Zilok is free for individual members to create listings, but rental businesses have to pay fees. Tolist your item on Zilok, you’ll have to create a post with a description, photos and a price per day. Once a renter finds your product, Zilok takes a commission depending on the listing price. For everything under $10, the commission fee is $1. Fees range between 5% and 9% for all other price categories.
47. Let NASA Pay You to Stay in Bed All Day
Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.
Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.
It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.
The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.
48. Do Online Transcription
Those listening skills you honed by eavesdropping on your roommates’ conversations could finally pay off with a job in online transcription.
Transcription jobs usually require an assessment test to gauge your typing speed and accuracy. Depending on the service, you could be listening to a car commercial or court hearings, so find out what you’re getting into before you apply.
Cherry wishes she had known that tip before she signed up for her first transcription gig, which brought in $85.15 over six months for a job that required extensive testing and a lot of studying to follow a strict style guide.
“For that first transcription job, oh my gosh, I spent hours on that, and I got paid so little,” Cherry said. “I wish I would have just, in the beginning, told myself, ‘Hey, this just isn’t going to be worth it. Find something else.’”
Cherry had better luck after discovering the transcription serviceRev, which offered a user-friendly platform and more lucrative projects.
How much money can you make?Making 40 cents to 75 cents per minute of transcription at Rev, Cherry earned $87.45 in one month for less than four hours of work.
49. Publish a Kindle Book
If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.
You can publish ebooks through Amazon’s Kindle Direct Publishing platform.Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.
After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactlyhow he did it and the best tips and tricks for you.
50. Publish a Kindle Book
If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.
You can publish ebooks through Amazon’s Kindle Direct Publishing platform.Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.
After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactlyhow he did it and the best tips and tricks for you.
*Sofi Invest: Terms for ‘Claw’ Promotion: https://www.sofi.com/invest/clawpromotion/rules
SoFi Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.
1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC.
2) Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA(www.finra.org)/SIPC(www.sipc.org), (“Sofi Securities”). Clearing and custody of all securities are provided by APEX Clearing Corporation.
3) SoFi Crypto is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.
For additional disclosures related to the SoFi Invest platforms described above, including state licensure of SoFi Digital Assets, LLC, please visit SoFi.com/legal.
Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or pre-qualification for any loan product offered by SoFi Bank, N.A.
*Sofi Checking and Savings:
1. 10x based onFDIC monthly savings account rateas of October 24, 2023.
2. SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found athttp://www.sofi.com/legal/banking-rate-sheet.
3. New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus when they set up Direct Deposit of at least $1,000 during the Direct Deposit Bonus Period. Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 01/01/2023 and will be available through 12/31/23. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.
SoFi members with Direct Deposit can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the 4.60% APY for savings (including Vaults). Members without Direct Deposit will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found athttp://www.sofi.com/legal/banking-rate-sheet.
4. SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms atSoFi.com/banking/fdic/termsSee list of participating banks atSoFi.com/banking/fdic/receivingbanks.
*EarnIn is a financial technology company, not a bank. Subject to your available earnings, Daily Max and Pay Period Max.Restrictions and/or third-party fees may apply, see EarnIn.com/TOS for details.
**EarnIn does not charge hidden fees for use of its services. EarnIn does not charge interest on Cash Outs.Restrictions and/or third-party fees may apply, see EarnIn.com/TOS for details.
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