3 Ways to Buy Bitcoin with Apple Pay [2024] (2024)

The companies below let you buy bitcoin via Apple Pay. Buying bitcoins with Apple Pay is convenient because it allows you to use your already-entered payment info, so you can buy fast and easily. We've tested some of the apps and posted the exact steps to follow below the exchange briefs.

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Several services support buying Bitcoin with Apple Pay. Coinmama, Wyre, and Banxa all support many U.S. states and dozens of countries worldwide, with some notable differences between their offerings. Additionally, there is always the option of peer-to-peer markets, which offer the widest range of payment methods.

How to Buy Crypto With Apple Pay on Coinmama

Coinmama is one of the largest cryptocurrency exchanges to support Apple Pay. They unveiled this feature in a blog post that touched on recent trends toward mass adoption of crypto, such as PayPal allowing users to purchase Bitcoin on their platform⁽¹⁾.

Buying Bitcoin with Apple Pay on Coinmama is simple. After creating and verifying an account, head to the Buy page, where you'll see options for buying an amount of Bitcoin ranging from $100 to $1000. You can also select a custom amount to purchase.

After selecting the amount you wish to purchase and entering the wallet address you want your Bitcoin sent to, select Apple Pay from the range of payment options listed. You'll need to do this on a device with an Apple Pay-compatible card linked.

As you can see, there is a 5% fee applied for the convenience of using Apple Pay to buy Bitcoin in a matter of minutes. Coinmama makes it easy to see exactly how much Bitcoin you'll be receiving and how much you'll pay in fees.

How to Use BitPay

1. Get the App: Download the BitPay app on your iPhone, iPad, or Mac computer from the iOS store.
2. Tap "Buy Crypto": Open the BitPay app and tap "Buy Crypto" on the home screen.
3. Choose Amount and Select Bitcoin: Enter the amount you’d like to convert to Bitcoin or select another cryptocurrency. BitPay supports multiple currencies.
4. Choose Apple Pay as your Payment Method: Select Apple Pay as your preferred payment method.
5. View Your Offers: Choose the best offer from the available partners and complete the transaction on the partner's site using Apple Pay.

Buying Bitcoin With Apple Pay Using Wyre

Wyre allows you to buy Bitcoin and many other cryptocurrencies using a Visa, Mastercard, or Discover credit or debit card. You can link any of these supported cards to Apple Pay and checkout with it for a streamlined experience.

One of Wyre's best features is that it doesn't require you to create an account or undergo KYC verification to purchase Bitcoin, meaning your personal information isn't at risk in the event of a potential data breach.

Purchasing Bitcoin using Apple Pay with Wyre is available to residents of all U.S. states excluding Connecticut, Hawaii, New York, New Hampshire, Texas, Vermont, and Virginia.

Internationally, residents of Algeria, Argentina, Australia, Austria, Belarus, Belgium, Bolivia, Brazil, Canada, Chile, Colombia, Costa Rica, Cyprus, Czech Republic, Denmark, Dominican Republic, Estonia, Finland, France, Germany, Greece, France, Hong Kong, Iceland, India, Indonesia, Israel, Ireland, Italy, Japan, Latvia, Lithuania, Luxembourg, Malaysia, Mexico, Nepal, The Netherlands, New Zealand, Norway, Paraguay, Peru, Philippines, Poland, Portugal, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, Tanzania, Thailand, Turkey, and Vietnam can use the service.

Users can link Visa, Mastercard, or Discover debit or credit cards, making it one of the few platforms to support credit cards. Some card providers categorize cryptocurrency purchases differently from regular transactions and impose a cash advance fee. It's worth checking with your provider to confirm what fees, if any, they will apply.

There is a minimum purchase amount of $1.00. U.S. residents can buy $500 per week, up to a maximum of $5,000 per year. Residents of other supported countries can purchase $1,000 weekly up to $7,500 yearly.

Fees are more competitive than CoinMama, with a $5 minimum fee or 2.9% + $0.30, whichever is greater.

Wyre does not have its own standalone app. Instead, it partners with platforms such as Redeem and BRD to power in-app crypto purchases.

Buying Bitcoin With Apple Pay Using Banxa

Banxa is very similar to Wyre in that it provides fiat on-ramp services to third-party platforms such as Shapeshift and Changelly. It has the added benefit of having a standalone web interface, meaning you can purchase Bitcoin directly through Banxa's website.

You will, however, have to provide documents to satisfy Know Your Customer and Anti-Money Laundering (KYC/AML) laws.

Buying Bitcoin With Apple Cash

Another way to purchase Bitcoin using Apple Pay is by using Apple Cash. Apple Cash allows you to send money from any linked card to a recipient. This can be anyone, all you need is their iMessage details. iMessages are end-to-end encrypted, so you're not sending any payment details in the clear.

You can use Apple Cash to buy Bitcoin on several peer-to-peer (P2P) exchanges. Paxful has a decent amount of sellers who accept Apple Cash.