15 UK Money Bloggers Talk Extreme Frugal Living 2022 (2024)

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A couple of years ago I wrote a post about four extreme frugal living steps I had taken and asked my readers if they would dare to go as far. With a change to my working hours having an impact on my budget, it got me wondering if I could go further. Were there frugal steps that I hadn’t thought about? What more could I do?

That’s when I thought about asking my fellow money bloggers. They regularly write about saving money and the steps they’ve taken in the past to achieve big financial goals or just survive. So here are 15 of the UK’s best money bloggers to tell me the most extreme steps they’ve taken to save or make money.

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Extreme Frugal Living in 2022

Laura at Savings 4 Savvy Mumssays:

“We’ve turned the heating off in January and all wore 2 jumpers and 3 pairs of socks, wrapped in blankets as well duvets etc at night. Even the kids! When it comes to food or heating we chose food.”

Fiona from Savvy in Somersetsays:

“In 2016 we were saving for our wedding and honeymoon and we cut our groceries bill down to £50 a month for two of us.” Take a look at how she did it.

Emma at Bee Money Savvy says:

“Every Christmas me and my family keep all the gift bags that we give to each other and recycle them for next Christmas. Saving money (and the planet)! ”

Joleisa from Joleisa.comsay:

“Recently, we collected several tubes of ‘sample’ toothpaste at the dentist’s office so we won’t need to buy any when we go on days/weekends away etc. Also, my twinnie and I took turns doing each other’s hair for 2 years so spent no money at the hairdresser!”

Jenny from Mummy Saver Money Makersays:

“When I was a single mum, some months were much worse than others for money. On the bad ones, I used to buy two packets of pork chops for £7 from Tesco, a big bag of spuds, some carrot and Swede, pasta, porridge, jam and a loaf and that would feed us for a week (apart from my daughter needed milk as and when). We had porridge for brekkie with jam in, she’d have jam sandwich for lunch while I had jacket spud and marge and for tea every night we’d have pork and veg or if we got bored, pork and veg pasta. It would come to under £20 a week and we’d have to have the same thing every day but it kept a roof over our heads so it was worth it!”

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Victoria at Lylia Rosesays:

“I reduced my wardrobe to 50 items and I keep it that way. I wear the same outfits over and over until they are worn out, then just replace an item when it really needs it! Then I sold all the excess from my wardrobe on eBay. Now, I very rarely buy new clothes unless it’s a necessity.”

Pete from Household Money Savingsays:

I started to sell the free vouchers you receive on cereal packets that give you half-price entry into theme parks. It covers the cost of breakfast!”

Mark from Not Taught At School says:

“Whenever I am looking to buy something online whether that is eBay, Amazon or anywhere else I always do this.
1 – Right-click the image and click from the drop-down box – Search Google for the image.
2 – Next click on the shopping tab, here it will showyou all the places selling the product online and the price.
3 – Once I find the best price I then look at top cashback or another cashback site to see if I can save extra also.”

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Emma from My Debt Diarysays:

“We figured out how to go to the cinema for 70p at a time and have done it several times now. Add in some smart price snacks and you’ve got two people going to the cinema for about £2.”

Michelle at Time and Pencesays:

I buy most of my shoes and boots used off eBay. If you shop carefully you can find the real bargains, top quality leather boots and shoes that have only been worn once or twice and look perfectly new. My favourite were some Faith boots which would retail at about £80 that I got for £9.50!”

Emily from My Lovely Money says:

I buy almost everything for my home from eBay or Facebook marketplace. I think I must have saved thousands just on furniture and appliances so far! The best thing I have bought is my Rangemaster oven for just £300 – they are around £1800 new so I’ve saved £1500! I think most people buy new things for the convenience of having it delivered, but for a little extra effort you can save so much money!!”

Jane from Shoestring Cottage says:

I buy only second-hand clothes. I didn’t make a decision to do this, it just happened! It saves a ton of money and reuses things others have discarded.” She even got a post about this too.

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Naomi from Skint Dad says:

“I remember about our salvaged fridge freezer.

We moved and didn’t have one (in rented) but couldn’t afford to buy new. However, for some reason there was one dumped in the shed at the bottom of the garden. After A LOT of cleaning and disinfecting, we got it up and running. It worked perfectly.” They’ve also written a post about unconventional ways to says money.

Lara of Lara Joanna Jarvis fame says:

“I am writing this with both great pride and shock, that after starting what was just a no-spend January at the beginning of this year, I have managed to successfully complete 12 months of not spending on everything non-essential.” She goes on to give her tips and strategies for making this happen for you too.

Read the full article here.

Katie from Katie Saves has two:

“I took advantage of a new app and managed to get 90 toilet rolls for £12 delivered. I did the same on my husband’s app, so paid £24 for 180 toilet rolls – a massive saving of £42 (compared to the usual Asda Shades toilet roll we buy).
It lasted us about 7 months and my next-door neighbour had a good laugh when he took the delivery for me.

Or before I even started my blog…. when we were saving for a house deposit I spent an entire month living off yellow stickers so we could save the majority of our food budget – it was grim. Wilted salads and soggy fruit… I never find the good stuff!”

What have you done?

Tell me in the comments what extreme steps you’ve taken to save or make money. And don’t forget to check out my post on this – Extreme Frugal Living? Would You Go THIS Far?

Disclaimer: Remember the information you read here does not represent advice. Any ideas or suggestions are just that and may not work for you. Read the full disclaimerhere.

15 UK Money Bloggers Talk Extreme Frugal Living 2022 (2024)

FAQs

What is the most frugal way to live? ›

12 Tips for Frugal Living
  • Choose quality over quantity. ...
  • Prioritize value over price. ...
  • Use credit wisely. ...
  • Declutter regularly. ...
  • Use a budget to guide your spending. ...
  • Know the difference between wants and needs. ...
  • Be a savvy consumer. ...
  • Prioritize your values.
Oct 17, 2023

How can I live cheap in the UK? ›

50 frugal money-saving tips
  1. Plan meals. Meal planning is essential if you want to spend less money on your food shop. ...
  2. Choose cheaper recipes. ...
  3. Make a shopping list. ...
  4. Don't shop when you're hungry. ...
  5. Visit cheaper supermarkets. ...
  6. Buy supermarket own-label products. ...
  7. Eat less meat. ...
  8. Buy in bulk – but only if you'll use it.

Is frugal living worth it? ›

Living a frugal lifestyle not only helps you save money, but it can also help you establish healthier habits over time. For example, when you start to become mindful with your spending, chances are you'll be cooking more meals at home instead of eating out all the time.

How to be frugal but not cheap? ›

How can I be frugal without being cheap?
  1. Focus on the big picture. Don't worry about the little things. ...
  2. Don't be afraid to splurge on things you love. It's okay to spend money on something you really want if it's something you really want. ...
  3. Find ways to save money that are fun.
Aug 22, 2023

What is the $27.40 rule? ›

Instead of thinking about saving $10,000 in a year, try focusing on saving $27.40 per day – what's also known as the “27.40 rule” because $27.40 multiplied by 365 equals $10,001. If you break this down into savings per day, week, and month, here's what you're looking at in terms of numbers: Per day: $27. Per week: $192.

How to live wealthy with little money? ›

9 Ways To Become Rich on a Low Income
  1. Live Within Your Means. ...
  2. Start Early. ...
  3. Start Small. ...
  4. Automate. ...
  5. Make Smart Choices Regarding Your Accounts. ...
  6. Increase Your Income. ...
  7. Trim Discretionary Expenses. ...
  8. Watch Out for Lifestyle Creep.
Sep 28, 2023

Is USA cheaper to live than UK? ›

Both nations have a cost of living that varies greatly depending on where you live. However, you can expect that there will be a higher cost of living in the US than the UK. Data shows that the cost of living is 0.49% lower in the UK than the US. This difference is even greater in cities that are expensive to live in.

How much money do you need to live comfortably in UK? ›

In 2023, we have calculated that a single person needs to earn £29,500 to have an acceptable standard of living, up from £25,000 in 2022. A couple with two children need to earn £50,000, compared to £44,500 in 2022.

Which state in UK has low cost of living? ›

Cheapest Cities to Live in the UK: Coventry

The city has houses that are affordable compared to salaries, making it a popular living place. It also has some good schools and colleges for students and has fancy shops and restaurants on its streets. The city is a mix of both modernization and cultural heritage.

What's the best example of frugal living? ›

15 Frugal Living Tips
  • Tip 1: Differentiate between Luxury Spending vs Necessary Expenses. ‍ ...
  • Tip 2: Make Cuts in Your Spending. ...
  • Tip 3: Cap Your Spending. ...
  • Tip 4: Keep Receipts and Track Spending. ...
  • Tip 5: Think Twice Before You Buy. ...
  • Tip 6: Learn How to Bargain. ...
  • Tip 7: Reuse and Recycle. ...
  • Tip 8: Find Thrifted Furniture.
Jan 19, 2024

Can I live on $1,000 a month? ›

Living on $1,000 per month is a challenge. From the high costs of housing, transportation and food, plus trying to keep your bills to a minimum, it would be difficult for anyone living alone to make this work. But with some creativity, roommates and strategy, you might be able to pull it off.

What frugal people don t do? ›

Here are some of the things that smart frugal people never do.
  • Pay retail. Alliance Images / Shutterstock.com. ...
  • Ignore cash back. Prostock-studio / Shutterstock.com. ...
  • Carry a credit card balance. Olha Povozniuk / Shutterstock.com. ...
  • Ignore their health. ...
  • Spend their whole paycheck. ...
  • Use buy now, pay later. ...
  • Waste food. ...
  • Pay bills late.
Dec 13, 2023

How to be super cheap? ›

I should note that I do most, but not all, of these tips.
  1. Go with one car. Many families have two or more cars. ...
  2. Go with a smaller house. ...
  3. Go with a smaller car. ...
  4. Rent rather than own. ...
  5. Look for used first. ...
  6. Eat out less. ...
  7. Eat out frugally. ...
  8. Brown bag it to work.

What is the difference between frugal and cheapskate? ›

Someone frugal tries to save money when they can and are just very alert to how they spend their money. Someone who is cheap is just cheap and won't spend money on anything.

How to save $10,000 in a year? ›

To reach $10,000 in one year, you'll need to save $833.33 each month. To break it down even further, you'll need to save $192.31 each week or $27.40 every day. These smaller chunks are much more realistic and simple to comprehend, making it easier to track your progress.

How to live without making money? ›

How to live off the grid with no money
  1. Do a work exchange. If you're new to the off-grid life, a great way to start is through Worldpackers. ...
  2. Join an off-grid community. ...
  3. Find low-cost or free land. ...
  4. Construct a cabin or tiny house. ...
  5. Grow your own food. ...
  6. Fish responsibly. ...
  7. Forage for edible plants. ...
  8. Collect and filter water.

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