100 ways to save more money (2024)

There are a lot of ways to save money, from coupons to apps to common sense things that we can forget to do there are tons of things. Here are over 100 ways to save money in your daily life. These ideas won’t feel like a lot, but they are a big part of how we managed to get out of debt once and for all.

There is a post for each of these, so make sure to pin it for later so you can get all these money-saving tips.

Related: Do you have an Emergency Binder? Click to find out How to Make an Emergency Binder

Table of Contents

12 Ways To Save Money On Groceries

Your grocery bill should be the first place to look when you want to save money. There are a lot of ways to cut costs on your grocery bill, including:

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  1. Sign up for your grocery stores rewards program
  2. Get these apps on your phone:Checkout 51 | Ibotta | Coupons.com
  3. Make a Meal Plan and a Shopping List (Get ours here when you sign up for our email list)
  4. Find Out When Everything Gets Marked Down
  5. Start Shopping When Things Are Marked Down
  6. Look at the End of the Aisles for ExtraSavings
  7. Buy Generic
  8. Make Sure You’re Comparing the Right Prices
  9. Buy Frozen Produce Instead Of Fresh
  10. Bank With Them
  11. Use a Cash Back Credit Card When It Makes Sense
  12. Take Advantage of Discounts When They Come Up
  13. Look for Discounted Gift Cards For When You Shop (Start looking here)

Check out the full post: How to Save Money On Groceries tap here.

10 Ways to Save Money On Fuel

Gas prices don’t seem to be going down, so if you are going to drive use these key ideas to save money on your fuel costs. Your wallet and your car will thank you, you know… if they could talk.

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  1. Don’t Speed
  2. Consider Driving a Smaller Car
  3. Don’t Let Your Car Idle
  4. Don’t Let Your Car Warm Up for Too Long
  5. Properly Maintain Your Car
  6. Only Drive With What You Need In the Car
  7. Walk a Little Extra
  8. Car Pool
  9. Use a Cashback Credit Card
  10. Maximize Your Rewards When You Fuel Up

To read the full article: How to Save Money on Fuel click here.

10 Ways To Save Money On Electronics

Ok, I’ll admit it. I’m a bit of an electronics junkie (it’s really not a problem, I can quit anytime, I just don’t want to).

Still, having your vices doesn’t mean you have to spend like a crazy person. Just make sure you are using these tips to save money and preserve the electronics you have.

  1. Create an “I Want” List and Wait for the Deals
  2. Buy an Older Generation Device
  3. Set Up Alerts or Notifications for Sales
  4. Shop At the Right Time of Year for What You Want
  5. Drain Your Battery Completely Every Time
  6. Charge Your Battery Completely Every Time
  7. Don’t Overcharge the Battery
  8. Avoid the Extended Warranty
  9. Always Be a Smart Shopper
  10. Use Cash Back Services To Help Save Money

To read the full article: 10 Ways to Save Money on Electronics

8 Great Ways to Save Money On Alcohol

Of course, if we are going to be saving money, cutting our drinking costs is a thing we should look at. And there are some simple ones, but there are some that are fun hobbies to take on, too (check out the first two).

  1. Make Your Own Beer
  2. Make Your Own Wine
  3. Have Someone Else Make Your Wine For You
  4. Buy in Bulk
  5. Buy Generic
  6. Refill Fancy Bottles with Generic Booze
  7. Drink Less
  8. Get the Ibotta apps on your phone

Check out “How to Save Money on Alcohol” for all the details on these ideas.

Use these services to maximize your savings:

  • Ebates
  • Swagbucks(get $5 for signing up)
  • Honey

9 Ways to Save Money On Kids Clothing

If you have kids, you know they rip through clothing like gift wrap on Christmas morning. Saving money here is a big one, especially when the growth spurts start (which we have two kids in the midst of right now. My wallet hurts just thinking about it…. you know… if my wallet could feel pain). Here’s how we are cutting our kids clothing costs.

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  1. Repurpose Existing Kids Clothing
  2. Same Kids Clothes, New Accessories
  3. Shop at Thrift and Gently Used Second Hand Stores
  4. Do a Clothes Swap with Kids in Your Area
  5. Sign up for Email Discounts at Favorite Store and Look for Sales
  6. Shop the Outlet Malls
  7. Get Discounted Gift Cards For Your Favorite Stores
  8. Shop Online and Save
  9. Get Good Detergent

Read the full article: 9 Ways to Save Money on Kids Clothing

8 Tips to Save Money On Your Car Expenses

Car repairs stink, but you can help save money by making sure you take advantage of these tips (I tried to put something smart in here, but I know nothing about cars…. ’nuff said)

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  1. Buy Used Instead of New
  2. Drive It ’Til It Dies
  3. Don’t Speed…
  4. Compare Insurance Options
  5. Become a Better Driver
  6. Shop for Coupons Before You Take Your Car in for Servicing
  7. Find a Mechanic You Trust
  8. Sell Privately

Read the full article: 8 Great Tips to Save Money on Your Car Expenses

12 Ways to Save Money Eating Out at Restaurants

Ok we all know that eating at restaurants is more expensive than eating at home right? No surprise there. But if you are going to dine out then use these tips to keep more coin in your pockets.

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  1. Pregame Before Going Out
  2. Eat on Kids Eat Free Nights
  3. Bring Your Own Bottle
  4. Use Your Costco Privileges
  5. Use Discounted Gift Cards
  6. Order Water Instead of Pop or Alcohol
  7. Fill Up On the Free Bread
  8. Share Your Meal
  9. Order an Appetizer Instead of an Entree
  10. Opt for the Smaller Portion
  11. Avoid the Add Ons
  12. Skip the Desert

Check out the full article: 12 Ways to Save Money Eating Out at Restaurants

10 Ways to Save Money At Work

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To read the full article “10 Ways to Save Money at Work” click here.

8 Ways to Save Money on Water and WasteUtilities:

  1. InstallLow-Flow Shower Heads
  2. Put Insulation Around your Hot Water Pipe
  3. Install an Aerator
  4. Install a Dual Flush Toilet
  5. Stop the Drip
  6. Maximize Using Your Dishwasher
  7. Practice Using Less Water
  8. Recycle, Reduce and Reuse

Here aremore ways to save money on utilities

7 Ways to Save Money on Electricity

  1. Turn Off Appliances When You Aren’t Using Them
  2. Ditch the 1970’s Beer Fridge
  3. Don’t Use the Oven on Small Things
  4. Fill Up The Dishwasher
  5. Switch To Air Dry
  6. Rechargeable Batteries
  7. Use the “Free” Freezer

To read the full article click here

8 Ways to Save Money on Heating and Cooling

  1. Get a Programmable Thermostat
  2. Turn Down the Thermostat
  3. Open Your Windows at Night
  4. Upgrade Your Insulation
  5. Upgrade Your Windows
  6. Stop the air from leaking out (use this)
  7. Replace Your Furnace Filter
  8. Go Geothermal

3 Ways to Save Money on Telecommunications

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  1. Reduce your Cable Bill
  2. Look at Bundling Your Internet, Mobile Phones, and Cable
  3. Switch from a landline to VOIP

3 Ways to Save Money on Lighting

  1. Turn Off The Lights
  2. Replace your lights with LED
  3. Install Dimmer Switches

To read the full article click here.

Related Post:How to Save $10,000 in one Year

Use these services to maximize your savings

  • Cash Back Credit Card
  • Checkout 51
  • Butterfly Saves
  • Ebates
  • Swagbucks(get $5 for signing up)
  • Honey

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100 ways to save more money (2024)

FAQs

What is the 100-envelope challenge equation? ›

The child genius had realised that if you group the numbers from 1 to 100 in pairs, the sum is equal to (1 + 100) + (2 + 99) + (3 + 98) + … In other words, 101 + 101 + 101 + … Since there are 50 pairs of numbers, the sum is 101 x 50 = 5050. The 100 envelope challenge is a way of saving £5050 in 25 weeks.

Is the 100-envelope challenge worth it? ›

The benefit of the 100 Envelopes Challenge is that it starts small and encourages constant, conscious saving that builds quickly. But the trend—and the internet's obsession with buying “aesthetic” envelopes for it—may not be the most effective way to put away money, according to financial experts.

How to save $5000 in 100 days? ›

It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random. After you've filled up all the envelopes, you'll have a total savings of $5,050.

How much is the 100-envelope challenge? ›

Take stock of your savings At the end of 100 days, you'll have 100 envelopes containing $5,050. That's right—1 + 2 + 3 + 4 and every other number through 100 equals just over $5,000.

How do you save on the 100 envelopes trick? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

What is the envelope budget trick? ›

To begin, a good rule to follow is the 50/30/20 method: 50% of funds go to needs, 30% wants and 20% to financial goals. Make an envelope for each category that applies: rent, utilities, phone bill, gas, groceries, emergency, savings and leisure. Put aside cash in each envelope corresponding to the amount used.

How can I save $500 in 3 months? ›

How to Save $500 in 3 Months
  1. Open a savings account. My entire deposits went straight into my checking account. ...
  2. Create a budget plan. Line up all of your monthly expenses, including the average cost spent on gas and groceries. ...
  3. Get rid of one frivolous expense. ...
  4. Set a savings goal.
Jun 15, 2017

How much to save $5000 in 6 months? ›

“To save $5000 in six months, one must have a budget or it likely won't work,” said Christine Sager of Sager Financial Coaching. “Divide $5,000 by six months and that equals $833/month that must be removed from the budget or earned in extra income.

How to save $4000 quickly? ›

How to Save an Extra $4,000 a Year
  1. Step #1: Look at Your Budget. “The first step in being able to save is to do a deep dive into your budget. ...
  2. Step #2: Figure Out Where to Cut Spending. ...
  3. Step #3: Determine Where Most of Your Money Is Going. ...
  4. Step #4: Sexy Math. ...
  5. Step #5: Set Up Automatic Transfers. ...
  6. Extra Tips.
Jan 7, 2019

How to save $1,000 ASAP? ›

Dave Ramsey's 9 Ways To Save Your First $1,000 Fast
  1. Cancel Subscriptions. ...
  2. Bring Your Own Lunch. ...
  3. Avoid Coffee Out. ...
  4. Re-Sell Old Items. ...
  5. Shop at Cheaper Grocery Stores With Rewards Programs. ...
  6. Buy Generic. ...
  7. Join a Carpool. ...
  8. Pick Up a Side Hustle.
Dec 28, 2023

How to save up $10,000 fast? ›

6 steps to save $10,000 in a year
  1. Evaluate income and expenses. To make room for saving, you'll need a meticulous budget that outlines all your sources of income and all your expenditures. ...
  2. Make an actionable savings plan. ...
  3. Cut unnecessary expenses. ...
  4. Increase your income. ...
  5. Avoid new debt. ...
  6. Invest wisely.
Apr 2, 2024

How can I save 100k fast? ›

7 tips for getting your first $100,000
  1. Figure out how much money you can safely save each month. ...
  2. Automate your savings. ...
  3. Maximize your employer-sponsored savings and investment accounts. ...
  4. Save your tax refunds and work bonuses. ...
  5. Pay off existing debt. ...
  6. Seek a raise or some other way to increase your income.

How to save 1k a month? ›

The experts we spoke to recommended taking these steps.
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

What is the 52-week money challenge? ›

The 52-week money challenge involves saving an increasing amount of money each week for one year. The challenge can be adjusted to fit personal financial circ*mstances and goals. Opening a high-yield savings account and utilizing automated savings features can help make the challenge more manageable and successful.

What is the envelope challenge 10000 in 100 days? ›

Stay motivated and on track to reach your $10K savings goal by tracking your progress. In this version of the challenge, each envelope has a different amount for you to choose from. As you save, color in 1 envelope a day for 100 days or 2 per week for 50 weeks.

What is the 10K envelope challenge? ›

Stay motivated and on track to reach your $10K savings goal by tracking your progress. In this version of the challenge, each envelope has a different amount for you to choose from. As you save, color in 1 envelope a day for 100 days or 2 per week for 50 weeks. This instant download comes with a bonus cash envelope.

How to do the 100-envelope challenge digitally? ›

With electronic banking, you can recreate the 100-envelope challenge paper-free. Saving $1 - $100 sequentially is simple, but what if you want the fun of choosing a numbered envelope at random? A random number generator can provide a new number daily to keep the challenge interesting.

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