100 ways to save more money (2024)

There are a lot of ways to save money, from coupons to apps to common sense things that we can forget to do there are tons of things. Here are over 100 ways to save money in your daily life. These ideas won’t feel like a lot, but they are a big part of how we managed to get out of debt once and for all.

There is a post for each of these, so make sure to pin it for later so you can get all these money-saving tips.

Related: Do you have an Emergency Binder? Click to find out How to Make an Emergency Binder

Table of Contents

12 Ways To Save Money On Groceries

Your grocery bill should be the first place to look when you want to save money. There are a lot of ways to cut costs on your grocery bill, including:

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  1. Sign up for your grocery stores rewards program
  2. Get these apps on your phone:Checkout 51 | Ibotta | Coupons.com
  3. Make a Meal Plan and a Shopping List (Get ours here when you sign up for our email list)
  4. Find Out When Everything Gets Marked Down
  5. Start Shopping When Things Are Marked Down
  6. Look at the End of the Aisles for ExtraSavings
  7. Buy Generic
  8. Make Sure You’re Comparing the Right Prices
  9. Buy Frozen Produce Instead Of Fresh
  10. Bank With Them
  11. Use a Cash Back Credit Card When It Makes Sense
  12. Take Advantage of Discounts When They Come Up
  13. Look for Discounted Gift Cards For When You Shop (Start looking here)

Check out the full post: How to Save Money On Groceries tap here.

10 Ways to Save Money On Fuel

Gas prices don’t seem to be going down, so if you are going to drive use these key ideas to save money on your fuel costs. Your wallet and your car will thank you, you know… if they could talk.

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  1. Don’t Speed
  2. Consider Driving a Smaller Car
  3. Don’t Let Your Car Idle
  4. Don’t Let Your Car Warm Up for Too Long
  5. Properly Maintain Your Car
  6. Only Drive With What You Need In the Car
  7. Walk a Little Extra
  8. Car Pool
  9. Use a Cashback Credit Card
  10. Maximize Your Rewards When You Fuel Up

To read the full article: How to Save Money on Fuel click here.

10 Ways To Save Money On Electronics

Ok, I’ll admit it. I’m a bit of an electronics junkie (it’s really not a problem, I can quit anytime, I just don’t want to).

Still, having your vices doesn’t mean you have to spend like a crazy person. Just make sure you are using these tips to save money and preserve the electronics you have.

  1. Create an “I Want” List and Wait for the Deals
  2. Buy an Older Generation Device
  3. Set Up Alerts or Notifications for Sales
  4. Shop At the Right Time of Year for What You Want
  5. Drain Your Battery Completely Every Time
  6. Charge Your Battery Completely Every Time
  7. Don’t Overcharge the Battery
  8. Avoid the Extended Warranty
  9. Always Be a Smart Shopper
  10. Use Cash Back Services To Help Save Money

To read the full article: 10 Ways to Save Money on Electronics

8 Great Ways to Save Money On Alcohol

Of course, if we are going to be saving money, cutting our drinking costs is a thing we should look at. And there are some simple ones, but there are some that are fun hobbies to take on, too (check out the first two).

  1. Make Your Own Beer
  2. Make Your Own Wine
  3. Have Someone Else Make Your Wine For You
  4. Buy in Bulk
  5. Buy Generic
  6. Refill Fancy Bottles with Generic Booze
  7. Drink Less
  8. Get the Ibotta apps on your phone

Check out “How to Save Money on Alcohol” for all the details on these ideas.

Use these services to maximize your savings:

  • Ebates
  • Swagbucks(get $5 for signing up)
  • Honey

9 Ways to Save Money On Kids Clothing

If you have kids, you know they rip through clothing like gift wrap on Christmas morning. Saving money here is a big one, especially when the growth spurts start (which we have two kids in the midst of right now. My wallet hurts just thinking about it…. you know… if my wallet could feel pain). Here’s how we are cutting our kids clothing costs.

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  1. Repurpose Existing Kids Clothing
  2. Same Kids Clothes, New Accessories
  3. Shop at Thrift and Gently Used Second Hand Stores
  4. Do a Clothes Swap with Kids in Your Area
  5. Sign up for Email Discounts at Favorite Store and Look for Sales
  6. Shop the Outlet Malls
  7. Get Discounted Gift Cards For Your Favorite Stores
  8. Shop Online and Save
  9. Get Good Detergent

Read the full article: 9 Ways to Save Money on Kids Clothing

8 Tips to Save Money On Your Car Expenses

Car repairs stink, but you can help save money by making sure you take advantage of these tips (I tried to put something smart in here, but I know nothing about cars…. ’nuff said)

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  1. Buy Used Instead of New
  2. Drive It ’Til It Dies
  3. Don’t Speed…
  4. Compare Insurance Options
  5. Become a Better Driver
  6. Shop for Coupons Before You Take Your Car in for Servicing
  7. Find a Mechanic You Trust
  8. Sell Privately

Read the full article: 8 Great Tips to Save Money on Your Car Expenses

12 Ways to Save Money Eating Out at Restaurants

Ok we all know that eating at restaurants is more expensive than eating at home right? No surprise there. But if you are going to dine out then use these tips to keep more coin in your pockets.

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  1. Pregame Before Going Out
  2. Eat on Kids Eat Free Nights
  3. Bring Your Own Bottle
  4. Use Your Costco Privileges
  5. Use Discounted Gift Cards
  6. Order Water Instead of Pop or Alcohol
  7. Fill Up On the Free Bread
  8. Share Your Meal
  9. Order an Appetizer Instead of an Entree
  10. Opt for the Smaller Portion
  11. Avoid the Add Ons
  12. Skip the Desert

Check out the full article: 12 Ways to Save Money Eating Out at Restaurants

10 Ways to Save Money At Work

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To read the full article “10 Ways to Save Money at Work” click here.

8 Ways to Save Money on Water and WasteUtilities:

  1. InstallLow-Flow Shower Heads
  2. Put Insulation Around your Hot Water Pipe
  3. Install an Aerator
  4. Install a Dual Flush Toilet
  5. Stop the Drip
  6. Maximize Using Your Dishwasher
  7. Practice Using Less Water
  8. Recycle, Reduce and Reuse

Here aremore ways to save money on utilities

7 Ways to Save Money on Electricity

  1. Turn Off Appliances When You Aren’t Using Them
  2. Ditch the 1970’s Beer Fridge
  3. Don’t Use the Oven on Small Things
  4. Fill Up The Dishwasher
  5. Switch To Air Dry
  6. Rechargeable Batteries
  7. Use the “Free” Freezer

To read the full article click here

8 Ways to Save Money on Heating and Cooling

  1. Get a Programmable Thermostat
  2. Turn Down the Thermostat
  3. Open Your Windows at Night
  4. Upgrade Your Insulation
  5. Upgrade Your Windows
  6. Stop the air from leaking out (use this)
  7. Replace Your Furnace Filter
  8. Go Geothermal

3 Ways to Save Money on Telecommunications

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  1. Reduce your Cable Bill
  2. Look at Bundling Your Internet, Mobile Phones, and Cable
  3. Switch from a landline to VOIP

3 Ways to Save Money on Lighting

  1. Turn Off The Lights
  2. Replace your lights with LED
  3. Install Dimmer Switches

To read the full article click here.

Related Post:How to Save $10,000 in one Year

Use these services to maximize your savings

  • Cash Back Credit Card
  • Checkout 51
  • Butterfly Saves
  • Ebates
  • Swagbucks(get $5 for signing up)
  • Honey

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100 ways to save more money (2024)

FAQs

How to save $1,000 in 6 months? ›

Consider these six steps to help you get started and reach your $1,000 goal.
  1. Open a savings account. What's the value in putting your emergency fund in a savings account? ...
  2. Automate. ...
  3. Cut back. ...
  4. Cut out. ...
  5. Don't give up. ...
  6. Work both ends of your budget.
Oct 10, 2023

How to save up $10,000 fast? ›

6 steps to save $10,000 in a year
  1. Evaluate income and expenses. To make room for saving, you'll need a meticulous budget that outlines all your sources of income and all your expenditures. ...
  2. Make an actionable savings plan. ...
  3. Cut unnecessary expenses. ...
  4. Increase your income. ...
  5. Avoid new debt. ...
  6. Invest wisely.
Apr 2, 2024

How to save $5,000 easy? ›

Here are eight ways to save $5,000 in a year with small, manageable steps.
  1. “Chunk” Your Savings. ...
  2. Automate Your Savings. ...
  3. Save in a High-Yield Saving Account. ...
  4. Track Your Cash Flow. ...
  5. Boost Your Earnings. ...
  6. Declutter for Cash. ...
  7. Evaluate Your Subscriptions. ...
  8. Challenge Yourself.
Feb 5, 2024

What if I save $100 a week for a year? ›

The first thing we need to know is how much $100 per week works out to on an annualized basis. There are 52 weeks in a year. That means that, after a full year of saving, $100 per week adds up to $5,200.

How to save $5000 in 100 days? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

How much money should a 24 year old have saved up? ›

Rule of thumb? Aim to have three to six months' worth of expenses set aside. To figure out how much you should have saved for emergencies, simply multiply the amount of money you spend each month on expenses by either three or six months to get your target goal amount.

How can I save $25000 fast? ›

By following these six steps, perhaps you can save more than $25,000 a year, too.
  1. Determine Your Take-Home Pay. You have to start at your base — and that means determining your take-home pay. ...
  2. Calculate Fixed Expenses. ...
  3. Forecast Your Variable Expenses. ...
  4. Budget Personal Expenses. ...
  5. Work Through the Numbers. ...
  6. Separate Your Savings.
Oct 26, 2023

What is the 100 envelope challenge? ›

It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random. After you've filled up all the envelopes, you'll have a total savings of $5,050.

What is the 365 day money challenge? ›

Having a limited budget isn't a good enough reason not to save. With the 365-day penny challenge, you'll set aside a penny amount based on the day. For instance, day 1 – one penny, day 2 – two pennies, so on a so forth until the end of the year. At which point, you'll have almost $668 in the bank.

How to save 5 grand fast? ›

Sell Things Around Your Home

Selling things you own can be one of the quickest ways to reach your savings goal and make $5000 in 3 months. For example, if you have any clothes, electronics, or valuables that you don't need – consider listing them on Facebook Marketplace to get some quick money.

What's the 30 day rule? ›

The 30 day savings rule is simple: the next time you find yourself considering an impulse buy, stop yourself and think about it for 30 days. If you still want to make that purchase after those 30 days, go for it.

Is saving $$200 a month good? ›

By contributing $200 each month, your fund will add up throughout the year -- $2,400 is a solid amount of cash. Since most checking accounts don't earn interest, keeping your extra funds in a savings account is smart. One option is a high-yield savings account.

Is saving $1,000 a month realistic? ›

Saving money in this inflationary environment can be difficult, but it's not impossible. If you want to save $1,000 in a month, that can be within reach with a few straightforward steps. Financial experts recommend taking a few steps to get there.

How can I save $1000 fast? ›

11 Easy Ways to Save $1,000 in 30 Days
  1. Create a Budget. ...
  2. Automate Your Savings. ...
  3. Create a Savings Bingo Sheet. ...
  4. Negotiate Your Bills. ...
  5. Separate Wants From Needs. ...
  6. Plan Your Meals. ...
  7. Buy Generic Brands. ...
  8. Cancel Unnecessary Subscriptions.
Sep 26, 2023

How to save $1,000 easily? ›

Dave Ramsey's 9 Ways To Save Your First $1,000 Fast
  1. Cancel Subscriptions. ...
  2. Bring Your Own Lunch. ...
  3. Avoid Coffee Out. ...
  4. Re-Sell Old Items. ...
  5. Shop at Cheaper Grocery Stores With Rewards Programs. ...
  6. Buy Generic. ...
  7. Join a Carpool. ...
  8. Pick Up a Side Hustle.
Dec 28, 2023

How to save up $1,000 in 3 months? ›

If you wanted to save $1,000 in three months, for example, you'd need to save roughly $84 per week. That timeline can also provide you an opportunity to invest in a high-yielding time deposit account.

How to save $5000 in 6 months? ›

Here are a few ideas that could help:
  1. Opt for groceries over restaurants. The costs of eating out and ordering delivery can add up fast. ...
  2. Cancel pricey subscriptions or memberships. Make a list of what you pay for streaming services, the gym, and other monthly expenses. ...
  3. Find free activities where you live.
Oct 23, 2023

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