Entrepreneurs / Investors
In the realm of personal finance and money management, few voices ring as clear or as influential as Dave Ramsey. Known for his straightforward approach to financial peace and his popular radio show, Ramsey is a figure whose teachings have transformed the financial lives of millions.
These quotes aren’t just tips for budgeting or investing; they are nuggets of wisdom from a man who has dedicated his life to helping others achieve financial freedom. They offer insights into debt management, the power of saving, and the principles that form the backbone of Ramsey’s philosophy.
Whether you’re a young adult learning to navigate your finances, a family working towards financial security, or simply someone intrigued by the world of personal finance, these quotes will challenge your thinking, deepen your understanding, and inspire you to take control of your financial future.
11 of the Best Dave Ramsey Quotes to Inspire Total Money Makeover
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Pin49 Famous Dave Ramsey Quotes on Debts, Goals, Money, & Giving
“When we’re dealing with money in relationships, when we’re dealing with money in our personal lives, when we’re dealing with money in our families, the flow of money in a family represents the value system under which that family operates.”
Dave Ramsey
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Pin“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal because as my radio listeners know, normal is broke.”
Dave Ramsey
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Pin“That stupid saying “What you don’t know can’t hurt you” is ridiculous. What you don’t know can kill you. If you don’t know that tractor-trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.”
Dave Ramsey
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Pin“I’m not against people having new cars. I’m against them having you. We spend a tremendous amount impressing somebody at the stoplight who we’ll never meet. It makes you broke and keeps you broke.”
Dave Ramsey
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Pin“If you’re married, agree on the budget with your spouse. This one sentence requires a stand-alone book to describe how, but the bottom line is this: if you aren’t working together, it is almost impossible to win.
Dave Ramsey
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Pin“Moneyis like a beautiful thoroughbred horse-—very powerful andalways in action. But unless this horse is trained when very young, it will be an out-of-control anddangerous animal when it grows to maturity.”
Dave Ramsey
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Pin40 Motivational Dave Ramsey Quotes to Inspire Financial Freedom
“Debt is so ingrained into our culture that most Americans can’t even envision a car without a payment a house without a mortgage a student without a loan and credit without a card. We’ve been sold debt with such repetition and with such fervor that most folks can’t conceive of what it would be like to have NO payments.”
Dave Ramsey
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Pin“If the US Government was a family—they would be making $58,000 a year, spending $75,000 a year, & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand.”
Dave Ramsey
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Pin“Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That’s a good way to end up broke. We’ve got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it’s just stuff.”
Dave Ramsey
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Pin“I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.”
Dave Ramsey
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Pin“If I loan money to a friend or relative, the relationship will be strained or destroyed. The only relationship that would be enhanced is the kind resulting from one party being the master and the other party a servant.”
Dave Ramsey
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Pin“When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.”
Dave Ramsey
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Dave Ramsey Short Biography
Born on 3September 1960 in Antioch, Tennessee, U.S., David Lawrence Ramsey III is America’s trusted voice on money, business, and personal finance.
Having featured on The Oprah Winfrey Show, 60 Minutes, and The Early Show, Dave Ramsey is the 3rd largest radio talk show in America with over 14 million weekly listeners.
He is also the best-selling author of 7 books with a combined sales of 11 million copies worldwide:
- Financial Peace (1992)
- More Than Enough (1998)
- The Total Money Makeover (2003)
- EntreLeadership (2011)
- Dave Ramsey’s Complete Guide to Money (2011)
- The Legacy Journey(2014)
- Smart Money Smart Kids (2014)
Further reading:
- The Truth About Dave Ramsey’s Baby Steps – Debt.org
- Dave Ramsey’s 7 Baby Steps Review: Is This A Debt Management Plan You Should Try? – Bible Money Matters
- Deconstructing Dave Ramsey – The Simple Dollar
- I grew up listening to Dave Ramsey… but in recent years I’ve found a better way – Business Insider
Here are the best Dave Ramsey quotes so you can start taking baby steps and invest in your financial future.
(MUST READ)
Also read:
- Top 34 George Soros Quotes on Investing (MONEY)
- Top 34 Bill Ackman Quotes (BETTING ON ZERO)
- 34 Best Bill H. Gross Quotes on Success (MONEY)
- 46 Best John C. Bogle Quotes (COMMON SENSE)
- 24 Best Carl Icahn Quotes on Business (SUCCESS)
- 25 Best Michael Milken Quotes on Wealth (FINANCER)
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