10 Personal Finance Books for Women (2024)

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THE BEST PERSONAL FINANCIAL BOOKS FOR WOMEN

Are you looking for financial books specifically geared towards women?

Then you have come to the right place!

I love reading personal finance books. I have read all kinds of books, and I have many favorites. Some of my favorites happen to be personal finance books tailored toward women because well I am a woman :-). They address issues women can relate to. Not that we cannot relate to all books, I mean I love Dave Ramsey’s Total Money Makeover and David Bach’s Automatic Millionaire.

I’ve read a bunch of bookson finances and wanted to create a shortlist of my favorite personal finance books for women (although a man can read these as well). No time to read or want to save this article for later? PIN IT!!

10 Personal Finance Books for Women (1)

Personal Finance Books for Women

1. Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence

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10 Personal Finance Books for Women (3)

This book was recently updated and I absolutely love it! It isn’t geared just towards women but it introduced me to what real Financial independence is.

In Your Money or Your Life, Vicki Robin shows you how to gain control of your money and finally begin to make a life, rather than just make a living. With this book, you’ll learn how to get out of debt and develop savings, save money through mindfulness and good habits, not strict budgeting, declutter your life and live well for less, invest your savings and begin creating wealth, save the planet while saving money and much more!

Need I say more?

2. You Are a Badass at Making Money: Master the Mindset of Wealth

You Are a Badass at Making Money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. Drawing on her own transformation author Jen Sincero talks about how she went from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style.

I enjoyed this book, it really transforms your money mindset and makes you think.

10 Personal Finance Books for Women (4)10 Personal Finance Books for Women (5)

3. Worth It: Your Life, Your Money, Your Terms

Written by the CEO of DailyWorth.com, author Amanda Steinberg shows women how to view money as a source of personal power and freedom and live life on their own terms.

Worth It outlines the essential financial information women need—and everything the institutions and advisors don’t spell out. Steinberg gets to the bottom of why women are stressed and anxious when it comes to their finances and teaches them to stay away from strict budgeting and other harsh austerity practices.

Instead, she makes money relatable, while sharing strategies she uses herself to build confidence and ease in her own financial life. This one is on my list next!

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10 Personal Finance Books for Women (7)

4. Smart Women Finish Rich (Expanded and Updated Version)

I loved the original Smart Women Finish Rich and now it has been updated and expanded!

Author David Bach talks about how to take control of your financial future and finish rich. Bach’s nine-step program gives you tools for spending wisely, establishing security, and aligning money with your values.

Plus, in this completely revised and updated edition of Smart Women Finish Rich, David Bach includes critical new long-term investment advice, information on teaching your kids about money, Internet resources, and new ways to attract greater wealth–personal and financial–into your life.

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10 Personal Finance Books for Women (9)

5. Real Money Answers for Every Woman: How to Win the Money Game With or Without a Man

Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams has made my list.

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10 Personal Finance Books for Women (11)

Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary.

Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt and discover the freedom that comes from feeling financially secure.

You may also want to check out: 20 Books About Money That Will Change the Way You Think! Check it outhere.

6. Sacred Success: A Course in Financial Miracles Kindle Edition

Sacred Success®: A Course in Financial Miracles shows women there is a better way to achieve wealth and power: on your own terms—as a woman. I just downloaded this one and am excited to read it as I heard so many great things about it.

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10 Personal Finance Books for Women (13)

Barbara Stanny, the leading expert on women and money, has helped women take control of their finances for two decades—and she knows there is much more to success than how much you earn.

In her work with powerful, successful women over the last 20 years, bestselling author and financial educator Stanny has found that most women’s problems with money have little to do with money itself, but rather with their fear of, or ambivalence toward, power. Instead of pushing women to pursue financial success in traditional fashion, Sacred Success seeks to redefine power from a feminine perspective.

7. Make Your Kid A Money Genius (Even If You’re Not): A Parents’ Guide for Kids 3 to 23

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10 Personal Finance Books for Women (15)

Make Your Kid a Money Genius (Even If You’re Not) is a jargon-free, step-by-step guide to help parents of all income levels teach their kids—from ages three to twenty-three—about money. It turns out the key to raising a money genius isn’t to teach that four quarters equal a dollar or how to pick a stock.

Instead, it’s about instilling values that have been proven to make people successful—not just financially, but in life: delaying gratification, working hard, living within your means, getting a good education, and acting generously toward others.

More specifically, you’ll learn why allowance isn’t the Holy Grail when teaching your kid to handle money, and why after-school jobs aren’t always the answer either. You’ll discover the right age to give your kid a credit card and learn why doling out a wad of cash can actually be a good parenting move.

Check out these 10 Personal Finance Books for Women! #personalfinance #books

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8. Women and Money: Owning the Power to Control Your Destiny

Suze Orman, the nation’s go-to expert on all things financial, investigates the complicated, dysfunctional relationship women have with money.

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10 Personal Finance Books for Women (17)

With her signature mix of insight, compassion, and soul-deep recognition, Suze Orman equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from acting in the best interest of their money–and of themselves. At the heart of the book is The Save Yourself Plan: a streamlined five-month program that delivers genuine long-term financial security.

9. Smart Money Smart Kids: Raising the Next Generation to Win with Money

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10 Personal Finance Books for Women (19)

Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world.

In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money.

Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

10. Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

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10 Personal Finance Books for Women (21)


In Smart Couples Finish Rich, author David Bach provides couples with easy-to-use tools that cover everything from credit card management, to investment advice, to long-term care.

You and your partner will learn how to work together as a team to identify your core values and dreams, creating a financial plan that will allow you to achieve security, provide for your family’s future financial needs, and increase your income.

Together, you’ll learn why couples that plan their finances together, stay together!

11. Living Well, Spending Less: 12 Secrets of the Good Life

I discovered Ruth Soukup after taking Elite Blog Academy and she is just an awesome person so I decided to grab her book and loved it!

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10 Personal Finance Books for Women (23)

Living Well, Spending Less was written to bring hope and encouragement to every woman whocurrently feels overwhelmed or stressed with life–and budget–that feels out of control. It speaks to the mom trying to juggle all the demands of a busy life with the pressure to keep upwith those around her.

It’s a practical guide for those of us who often long to pull ourselves together but don’t always know how. It’s real, honest, packed with practical tips, and speaks to the heart of the matter–how can we live the life we’ve always wanted?

Have you read any of these? Do you have personal finance books for women that you love? Share them in the comments below this post.

This post may contain affiliate links. Read my disclosure policy here

10 Personal Finance Books for Women (2024)

FAQs

What is the #1 finance book? ›

I Will Teach You to Be Rich” by Ramit Sethi

Our top pick in finance books is the acclaimed “I Will Teach You to Be Rich,” a New York Times and Wall Street Journal bestseller now in its second edition.

What are the financial basics for women? ›

To build financial independence and wealth, it's important to start investing, budgeting, saving and planning for retirement.
  • Tap Into Investments. ...
  • Evaluate Your Spending Habits and Create a Budget. ...
  • Start Saving, Establishing Emergency Funds and Building Credit. ...
  • Plan for Retirement.
Mar 16, 2024

What is the #1 rule of personal finance? ›

#1 Don't Spend More Than You Make

When your bank balance is looking healthy after payday, it's easy to overspend and not be as careful. However, there are several issues at play that result in people relying on borrowing money, racking up debt and living way beyond their means.

What are the 5 main areas of personal finance? ›

The core areas of managing personal finance include income, spending, savings, investments, and protection. Smart personal finance involves developing strategies that include budgeting, creating an emergency fund, paying off debt, using credit cards wisely, saving for retirement, and much more.

What is the most sold finance book in the world? ›

  • The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness. ...
  • Make Epic Money. ...
  • Rich Dad Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do Not! ...
  • Same as Ever: Timeless Lessons on Risk, Opportunity and Living a Good Life. ...
  • The Intelligent Investor Rev Ed.

What is the most sold financial book in the world? ›

Which is the most sold finance book in the world? Rich Dad, Poor Dad by Robert T. Kiyosaki is the best-selling finance book in the world. It has been translated into several languages and sold in many countries.

What is the 10 20 rule personal finance? ›

It says your total debt shouldn't equal more than 20% of your annual income, and that your monthly debt payments shouldn't be more than 10% of your monthly income. While the 20/10 rule can be a useful way to make conscious decisions about borrowing, it's not necessarily a useful approach to debt for everyone.

How to survive financially as a single woman? ›

Financial planning for successful solo women
  1. Start saving as much as possible, as early as possible (since you'll be funding your goals on your own).
  2. Align your portfolio to invest for the long term—women have a more successful investment experience when they have a plan they can stick to.
Dec 4, 2023

What is the female version of finance? ›

These two words are borrowed directly from French, in which language they have equivalent but gendered meanings: fiancé refers to a man who is engaged to be married, and fiancée refers to a woman.

What is the 75 15 10 rule? ›

In his free webinar last week, Market Briefs CEO Jaspreet Singh alerted me to a variation: the popular 75-15-10 rule. Singh called it leading your money. This iteration calls for you to put 75% of after-tax income to daily expenses, 15% to investing and 10% to savings.

What is the 70 20 10 rule? ›

The 70-20-10 budget formula divides your after-tax income into three buckets: 70% for living expenses, 20% for savings and debt, and 10% for additional savings and donations. By allocating your available income into these three distinct categories, you can better manage your money on a daily basis.

What is the 1234 financial rule? ›

One simple rule of thumb I tend to adopt is going by the 4-3-2-1 ratios to budgeting. This ratio allocates 40% of your income towards expenses, 30% towards housing, 20% towards savings and investments and 10% towards insurance.

What are the four 4 pillars of personal finance? ›

Everyone has four basic components in their financial structure: assets, debts, income, and expenses. Measuring and comparing these can help you determine the state of your finances and your current net worth. You can think of them as the vital signs of your financial circ*mstances.

How to get started with personal finance? ›

Create a unique-to-you, start-to-finish plan for all your money goals with tools and resources to help you succeed.
  1. 3 min read | December 18, 2023. ...
  2. Set financial goals. ...
  3. Make a budget. ...
  4. Plan for taxes. ...
  5. Build an emergency fund. ...
  6. Manage debt. ...
  7. Protect with insurance. ...
  8. Plan for retirement.
Dec 18, 2023

How to learn personal finance? ›

Listening to podcasts and reading books about specific areas of finance that interest you help break down more complex financial topics and speed up the learning process. There are also many paid and free courses out there that offer courses in different areas of finance and investing.

Is finance 1 hard? ›

Finance degrees are generally considered to be challenging. In a program like this, students gain exposure to new concepts, from financial lingo to mathematical problems, so there can be a learning curve.

Is Financial Accounting 1 a hard class? ›

The very first classes you take in accounting should provide a challenge but shouldn't be anything to lose any sleep over. In your very first accounting classes, you're likely to learn about some simple accounting concepts, but if these are all entirely new to you, then there'll be a lot to learn.

How hard is financial accounting 1? ›

Generally speaking, accounting is overall a difficult major, but financial accounting is a very straightforward class in the beginning. Financial accounting class teaches you the fundamentals of accounting. It's the ground-up class where you learn balance sheets, income statements, and cash flow.

What is the best financial advice book? ›

Pick one out, start reading, and change your life for the better!
  • The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. ...
  • The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness. ...
  • Atomic Habits: An easy & Proven Way to Build Good Habits & Break Bad Ones.

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