10 Expert Tips for Grocery Shopping on a Budget (2024)

Some love to do it and others absolutely hate doing it — we’re talking aboutgrocery shopping.

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When it comes to food budgeting for you or for your whole family, it can make anyone’s head spin.

But who says grocery shopping should be difficult when you’re on a budget? The good news is that no, you don’t have to sacrifice delicious food. With a little advanced planning and creativity, you can eat balanced, healthy meals that your whole family loves.

Preventive cardiology dietitian Kate Patton, MEd, RD, CSSD, LD, shares 10 tips for smart shopping — and how to avoid draining your wallet.

1. Shop for nonperishable items online

Products like protein bars and dried fruits are ideal for buying from online retailers like Amazon or your local store’s online site. It saves you money because you won’t have to pay food tax and if shipping is free, that’s an added incentive. Just be sure to check expiration dates.

2. Buy perishable foods in quantities you’ll use

Spoiled food that’s tossed into the garbage is no bargain.Try to buy fresh produce in small portions that you know you will eat within a week. For example, it’s OK to split up bananas or grapes according to how many you need. Instead of buying mostly fresh produce, look for frozen fruits and vegetables, which are less perishable.and allow for portion-controlled servings.It also makes for healthy snacks and meals easily accessible, so you won’t have an excuse not to load up on your fruits and veggies.

3. Buy fresh fruits and vegetables in season

You’ll not only save cash, but you’ll also enjoy the most wholesome food on the market.Print outa helpful list of produce and stick it on your fridge. This way, you’ll always be aware of what’s in season when you head to the grocery store.

Who doesn’t love supporting their localbusinesses? Buying locally grown produce helps stimulate your local economy and you can also freeze it into smaller portion sizes.

4. Buy meat and cereals in bulk

“Each stroke of the knife in processing costs more at checkout,” says Patton. “Buy in bulk and do it yourself to cut the costs.”

Make it a goal to buy your meat and cereal in bulk. Patton recommends buying fresh pork loin and slicing it into low-fat loin chops at home, buying a roast and cubing it into chunks or buying a chicken and cutting it up at home. If you’re not a meat eater, consider beans as a low-cost protein source. Buy oatmeal in bulkinstead of individual flavored packs that have added sugar and salt. Plus, they cost more.

5. Be an informed shopper

Keep your budget from inflating by sticking to your grocery list. Use those weekly mailers to plan out your grocery purchases for the week and take some time to compare prices for your favorite food from different stores. This helps prevent impulse buying, which can lead to the quick demise of yourfood budget.

“Forgo ‘buy one, get one free’ offers, too,” says Patton. “Either you’ll wind up buying foods you won’t eat, or you’ll pay an inflated price for the ‘buy’ item to cover the cost of the free one.”

6. Limit your purchase of ready-prepared foods

Convenience is great until you have to pay more for it. Go to the deli or refrigerated sections for ready-made foods only on occasions when you’re willing to pay more for the convenience. You pay a higher price to have someone else prepare the meal, and when you start keeping that in mind while you’re shopping, you’ll start to back away from the prepared food aisle.

7. Clip coupons with caution

Clipping and using coupons can feel like an accomplishment, but on the flip side, coupons may persuade you to purchase items you generally wouldn’t buy.

“If the coupon is for an item you can use, look for stores that give double coupon redemption for extra savings,” she says.

8. Use your imagination with leftovers

The possibilities are endless when it comes to using your creativity to work withleftovers. Create soups, casseroles and new dishes with your leftovers to avoid tossing out unusedfood. If you run short of ideas, browse websites for recipes and just key in your leftover ingredients.

9. Look for outlet stores such as day-old bakeries

Buying products from these outlet stores can help you stick to your grocery budget.

“Prices are reduced by more than 50% from store prices,” says Patton. “Bread products freeze well and are versatile. You can use them in sandwiches, in recipes calling for breadcrumbs and for stuffing.”

10. Avoid portion-controlled snack packs

Not only are they more costly, they may not save you calories, either.

“Remember that fat-free doesn’t mean sugar-free, and vice versa,” she warns. “Always keep an eye out for the labels to decide if these snack packs are worth the splurge.”

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10 Expert Tips for Grocery Shopping on a Budget (2024)

FAQs

What are 5 tips to help you with choosing healthier foods when grocery shopping and creating meals? ›

Here are five strategies for healthier grocery shopping:
  • Shop with Your Brain, Not Your Blood Sugar. Don't go grocery shopping when you're hungry. ...
  • Make a Grocery List. ...
  • Stick to the Store's Perimeter. ...
  • Use Nutrition Labels as a Roadmap. ...
  • Offer Kids Healthier Options.

What is a good budget for groceries? ›

Use the 50/30/20 rule to budget for groceries

Following this framework, you spend about 50% of your monthly after-tax income on needs, 30% on wants and 20% on savings and debt repayment. Most groceries fall under the “needs” category, but not every item at the grocery store qualifies as a necessity.

What is a good strategy to spend less on groceries? ›

Make a meal plan

You can avoid waste and overspending by going to the grocery store with a list based on what you intend to cook for the week. This requires that you decide in advance what meals and snacks you'll eat during the week, but having a list and sticking to it can help you avoid impulse purchases.

How to buy groceries efficiently? ›

50 Tips for Grocery Shopping
  1. Always go with a list. ...
  2. Plan out a weekly menu. ...
  3. Don't go when you're hungry. ...
  4. Have a budget. ...
  5. Do a rough running tally. ...
  6. Keep a list on your fridge, and write things down immediately. ...
  7. Make a pantry checklist. ...
  8. Keep things stocked for quick-n-easy meals.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What are five tips to follow when shopping for fresh food? ›

5 smart food-shopping tips
  • Take inventory. Use a meal planner as part of your healthy-eating strategy to guide your shopping. ...
  • Make a list. ...
  • Shop the perimeter of the store for fresh foods. ...
  • Don't shop when you're hungry. ...
  • Read nutrition labels. ...
  • How's your mindset?

What are 5 factors that affect your food choices when shopping at a grocery store? ›

Food Choices
  • Taste Preferences. Taste preferences often are cited as a primary motivator of individuals' food choices (Drewnowski, 1997; Drewnowski and Levine, 2003; Drewnowski et al., 1999). ...
  • Personal and Social Factors. ...
  • Employment Status. ...
  • Acculturation. ...
  • Access to Personal Transportation.

How to buy healthy food on a budget? ›

This can help you resist the urge to buy unhealthy foods that are not on your list.
  1. Avoid processed foods. ...
  2. Look at the unit price. ...
  3. Buy less meat. ...
  4. Buy produce that is in-season. ...
  5. Know the dirty dozen. ...
  6. Frozen and canned vegetables can cut down on waste. ...
  7. Unhealthy beverages can be a drain on your budget. ...
  8. Healthy foods are worth it.

What should a family of 3 budget be for groceries? ›

The average monthly grocery bill of a family of three in the US is $902. This assumes that the household consists of two adults and one child and follows the July 2023 Official USDA Moderate Food Plan.

How to budget for food? ›

  1. Track current spending. Before you figure out what you should be spending on food, it's important to figure out what you are spending on food. ...
  2. Allocate a percentage of your income. ...
  3. Avoid eating out. ...
  4. Plan your meals. ...
  5. Keep a fridge grocery list. ...
  6. Eat before you go to the store. ...
  7. Be careful with coupons. ...
  8. Embrace the bulk section.
Feb 22, 2024

How much should two people spend on groceries? ›

Average grocery cost per month for 2 people in a household

The average grocery costs for a two-person household across the Thrifty to Liberal plans range from $476.92 to $868.66: Male and female living together: $514.09 to $819.26. Two adult females: $476.92 to $769.86. Two adult males: $551.26 to $868.66.

How can I spend less than 20 a week on groceries? ›

Your Shopping List
  1. 1 bag of dried beans: $1.49.
  2. 2 pounds of chicken breast: $3.76.
  3. 1 jar of peanut butter: $1.98.
  4. 1 jar of jelly: $1.79.
  5. 1 loaf of whole wheat bread: $1.63.
  6. 1 dozen eggs: $1.26.
  7. 1 container of oatmeal: $1.35.
  8. 1 bag of dried lentils: $1.39.

How do you spend minimum on groceries? ›

Here are a few tips.
  1. Eat out less.
  2. Add variety to your meals.
  3. Bring lunch to work.
  4. Use your leftovers.
  5. Buy food seasonally.
  6. Make fewer but bigger trips to the grocery.
  7. Do grocery shopping on a full stomach.
Apr 1, 2024

How to live off $150 a month for food? ›

How can I make the most of my grocery budget when eating on $150 a month? To make the most of your grocery budget, focus on buying staple items like rice, beans, pasta, and frozen vegetables. These items are affordable and versatile, allowing you to create a variety of meals.

How can I spend the least amount of money on groceries? ›

Here's 8 ideas to help you spend less money on food.
  1. 1 – Try online shopping. ...
  2. 2 – Consider freezing foods. ...
  3. 3 – Stock up on canned foods. ...
  4. 4 – Swap from processed foods to whole foods. ...
  5. 5 – Swap to buying foods in bulk. ...
  6. 6 – Swap to meal prepping. ...
  7. 7 – Swap meat to other types of protein. ...
  8. 8 – Swap from throwing it out to using it.

How much does the average person spend grocery shopping? ›

The average American household spends an average of $475.25 a month on groceries, according to the most recently available dataset from the U.S. Bureau of Labor Statistics from 2022. That's a total of $5,703 spent on groceries in a year.

What is the grocery budget rule? ›

If you're wondering how to create a monthly food budget, another tool to use is the 50/30/20 rule. This simple and intuitive grocery budget formula suggests that you spend your net (after-tax) monthly income this way: 50% for living essentials (e.g., groceries, housing, transportation, healthcare, etc.)

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